Bupa UK Insurance Reviews 

44,693
•
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

I received treatment for basal cell carcinomas. I went ahead with the treatment without contacting BUPA and paid for it. I spoke to the BUPA representative who was very helpful in getting me authori... See more

Company replied

Rated 4 out of 5 stars

I did not give 5 stars because during my initial consultation with the GP, I asked to be referred to a doctor in my local area. Instead, I was given 3 suggestions for doctors located miles away from m... See more

Company replied

Rated 5 out of 5 stars

I have been with BUPA for 3 years now through Saga. The staff on the phone that I have dealt with are efficient for the appointments that I require. And the price seems competitive with other provid... See more

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Rated 5 out of 5 stars

Very simple online app. Easy to use. Treatment authorised by next morning as request was submitted late evening . No hanging on an automated phone line pressing lots of options waiting to get thr... See more

Company replied

Company details

  1. Health insurance agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

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4.5

Excellent

TrustScore 4.5 out of 5

45k reviews

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4.5

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(44,693)

6,647 reviews in the last 12 months

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Rated 4 out of 5 stars

I did not give 5 stars because during…

I did not give 5 stars because during my initial consultation with the GP, I asked to be referred to a doctor in my local area. Instead, I was given 3 suggestions for doctors located miles away from my home. Thanks to a friend's advice, I managed to find another Bupa approved doctor near me.

12 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are glad you had a overall positive experience. We understand your frustration regarding the specialist recommendation process, as we aim to provide convenient local options.

Rated 5 out of 5 stars

Very simple online app

Very simple online app. Easy to use.
Treatment authorised by next morning as request was submitted late evening .
No hanging on an automated phone line pressing lots of options waiting to get through to someone.
Very quick and simple and stress free

12 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that you had such a smooth experience using our digital app. It is wonderful to know that your request was authorized quickly by the next morning and that you enjoyed a straightforward, stress-free process without any long phone waits. Thank you for taking the time to share your feedback!

Rated 5 out of 5 stars

Quick & Easy

Quick, easy to use service.
Consult with the nurse practitioner was easy to join and she made the next steps clear.

29 September 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so pleased to hear that you found our service quick and easy to navigate. We're also glad that connecting for your consultation was seamless and that the nurse practitioner provided clear guidance on your next steps. Thank you for sharing your positive feedback!

Rated 1 out of 5 stars

Beyond useless

Beyond useless.
Had a video consultation, waited a couple of months for letters or something in the app. NOTHING. Rang them up & they said it was up to me to go to the doctors, get a referral letter, then submit to them. What is the point in it all? Getting the doctors appointment was the original stumbling block, hence why I used Bupa.
So now I have the letter, they finally approved it, finding a consultant nearby is the next waste of time. I'm not travelling an hour to see a specialist. There is a private hospital less than 2 miles from work, only 1 doctor there for around 4 hours per week.
Very disjointed, no point having the app really.

14 March 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are truly sorry to hear about your frustrating experience with the referral process and the difficulty you have faced in finding a local specialist. We completely understand how disappointing it is to encounter delays and communication gaps when trying to access care conveniently through our service and app. Your feedback regarding these disjointed steps is very important to us as we work to improve our processes.

Rated 1 out of 5 stars

Called before my appointment

Called before my appointment, then told to rebook

This review relates specifically to my experience with Bupa this morning.

My telephone appointment was scheduled for 07:45. The practitioner called at 07:44. I returned to my desk just as the call ended, with no way to call them back. There was no second attempt at the scheduled appointment time, just a voicemail asking me to rebook.

I had planned my morning to the minute: waking early, getting ready for work, taking my son to the train station, making breakfast for my daughters and feeding the fish. I was at my desk on time, yet the appointment did not go ahead because I missed a call made before it was due.

Why call early and then make no further attempt at the agreed time? A second call would have given me the opportunity to answer and attend my appointment.

Being asked to rearrange an appointment in these circumstances is deeply frustrating. I expect Bupa to respect its patients’ time and give them a reasonable opportunity to answer at the time booked.

15 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for taking the time to share your feedback with us. We recognise how carefully you structured your morning around your scheduled consultation, from family responsibilities to preparing for work, and we see how disruptive it was to have the practitioner call prior to the agreed time without making another attempt when your appointment was actually due.

Rated 5 out of 5 stars

Compassionate staff

Excellent compassionate staff who take the time to understand my needs.

14 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your 5-star rating and wonderful feedback. We are so pleased to hear that our compassionate team took the necessary time to listen and fully accommodate your care requirements.

Rated 5 out of 5 stars

Basal Cell Carcinomas

I received treatment for basal cell carcinomas. I went ahead with the treatment without contacting BUPA and paid for it. I spoke to the BUPA representative who was very helpful in getting me authorisation codes allowing me to reclaim. She made every effort to help including calling the clinic to get details of the surgeon to make sure that I was covered. In total she spent over 20 minutes ensuring that she could deal with the issue comprehensively.

8 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so glad to hear that our representative went above and beyond to assist you with your pre-authorisation codes. It is wonderful to know she took the extra time and effort to contact your clinic directly so you could claim back the costs for your treatment. Thank you for taking the time to share your positive experience with us.

Rated 1 out of 5 stars

Beware of cover for Guernsey residents

Despite originally being told that GP visits were refundable for Guernsey customers it proved impossible to get an authorisation number.

13 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for your feedback. We're sorry to hear of your disappointment. Our Member Services team are available on 0345 609 0111 if you'd like to discuss anything in more detail. Lines are open 8-8 Monday to Friday and 8-4 on Saturday. Many thanks

Rated 5 out of 5 stars

All very easy

All very easy. I rang the BUPA telephone number, gave the handset to the hospital administrator and relaxed.
My hospital treatment appointment was made for two weeks time at my convenience.

9 October 2026
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Reply from Bupa UK Insurance

We are happy to hear that arranging your hospital appointment was such a seamless process. We appreciate your positive feedback and are glad we could help make your scheduling convenient and stress-free. Thank you for sharing.

Rated 5 out of 5 stars

Same day access to an appointment

Same day access to an appointment. Really easy to do and great service.

13 October 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so glad to hear that scheduling a same-day booking was simple and that you received great service. Thank you for your 5-star rating!

Rated 5 out of 5 stars
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that you had such a seamless experience using our application. Thank you so much for taking the time to share your wonderful feedback with us!

Rated 1 out of 5 stars

Insurance Cover/Optician

On 1st September, I submitted my claim. On 3rd October, I was told that further information was needed, and on 5th October I provided invoices, receipts, Company name, membership number, by email. Since then, I have heard nothing. I have received no acknowledgement, no update and no decision, even though two weeks have passed.
This has caused me delay in reimbursement / uncertainty about my cover.

1 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We sincerely apologise for the delay in processing your claim and for the lack of communication after you provided the requested documents. Our Member Services team are available on 0345 609 0111 if you'd like to discuss anything in more detail. Lines are open 8-8 Monday to Friday and 8-4 on Saturday. Many thanks

Rated 1 out of 5 stars

If I could give zero I would.

If I could give zero I would.. be prepared to disclose EVERYTHING you have ever suffered from on your application, I mean upset stomachs, toothache, colds, cold sores, ulcers, an insect bite.. anything and everything as these leeches will try and use ANYTHING they can to get out of paying for a claim. I declared everything that I had had treatment for or been in hospital for and anything pre existing and this awful company still tried to say that my claim was pre existing when it absolutely wasn't. I went through the FOS but as apparently in BUPA's small print, they expect you declare every ailment you have ever had; the couldn't uphold my complaint. So basically BUPA will happily take your money and then try and get out of paying for claims. Go with AXA Health instead, I had them for years and they were amazing. much better priced too and the service was brilliant.

30 June 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for taking the time to share this detailed feedback. Our Customer Relations team are available on 0345 606 6739 if you'd like to discuss anything in more detail. Lines are open 9-5 Monday to Friday. Many thanks

Rated 5 out of 5 stars

Very professional and knowledgeable…

Very professional and knowledgeable employees and consultants. Very helpful and reassuring. Great service all round.

5 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so pleased to hear that you found our team professional, knowledgeable, and reassuring throughout your experience. Thank you for your wonderful 5-star rating and kind feedback about our service!

Rated 5 out of 5 stars

I have used BUPA a few times during…

I have used BUPA a few times during the last year the service is always excellent especially at the first point of contact. Obtaining authorisation codes has been straight forward and always clearly explained by great staff.

13 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that you have consistently received excellent service. It is wonderful to know that our team made getting your authorisation codes a straightforward process and took the time to explain everything clearly to you. Thank you for sharing your positive feedback!

Rated 5 out of 5 stars

very helpful and nothing was a issue

10 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that you found our team to be so supportive and that everything went smoothly for you. Thank you for taking the time to share your positive feedback and 5-star rating with us.

Rated 5 out of 5 stars

All ok with Dr Porter but when your…

All ok with Dr Porter but when your billing email arrived I started to do it but was blocked instantly ,I’ve no idea if I did anything wrong ,I phoned the hospital and they are sending me a paper bill ,thanks

29 September 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are happy to hear that your medical care went well. We appreciate your five-star rating and positive feedback. We understand the frustration caused by the digital payment issue

Rated 5 out of 5 stars

The Best

As always, a fantastic service!

13 October 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for your wonderful review! We are so pleased to hear that you consistently receive fantastic service from us. We truly appreciate your continued support.

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