CredAbility Reviews 1,029

Easy to use. Kept up to date

It was really good experience with CredAbility and I promise to steak with them.

It was an easy and straightforward experience.

Easy app to use for keeping track of your credit rating and information on how to improve.

Very good company all charges are clearly laid out in advance. Helps credit score building. No nasty surprises. Quick and easy application.

Made it so easy. Thank you very much

Everything is easy to understand

The Credability app demonstrates outstanding professionalism and efficiency. From its user-friendly interface to its prompt customer support, every aspect reflects a commitment to quality and trust. The team behind Credability consistently delivers accurate, reliable results, making financial management and credit monitoring seamless. Their transparency and attention to detail inspire confidence in users. Overall, Credability stands out for its integrity, professionalism, and dedication to helping users make informed financial decisions. Highly recommended for dependable service.

Your records don't seem to update quick we moved home 4 years ago and only in the last few months has the Electoral Register been updated to show how long we've been in our new home even tho we registered within weeks of moving in. We own our home so we are not going to take out a mortgage to improve our credit score and you don't account for that at all

Very helpful easy to get credit score and helped to get credit card quickly and efficient service thanks

I ruined my credit rating twice with this app. Specifically, when my rating exceeded 400, they sent me an email saying that I could check whether I could get a loan from certain lenders, and that this would not affect my rating and it would not drop. Then I found out that this check had affected my credit rating, even though the app clearly stated in large letters before the check that checking your credit rating would not affect it in any way if you wanted to take out a loan. If we compare it to CLEAR SCORE, which is also an application for building your credit rating that has proven itself to be simply awesome, then this CREDIBILITY application is simply rubbish. If you want your rating to be f***ed up, then use this CREDIBILITY application.Well, if the CLEAR SCORE application states that it will not affect your credit rating in any way, then it means that it will not affect it in any way, even if you check whether you are eligible for a loan from a specific lender who will review you through a soft search.

CredAbility is the first and only app of its kind that I have used, so comparisons are not possible. That said, the app has provided me with a great deal of comfort especially given the information available regarding switching credit card balances to a 0% interest for a 19-month term. I did so and am extremely satisfied.

All my request were not met i need a link to get loan up till this moment I have not been able to get one . This is to improve my credit score

Keeping me aware off my credit and on how im controlling my money

Credability Review 22/10/2025

WASHED OUT CARELESS DATA HANDLERS
My experience with this company for many years has been nothing short of utter exhaustion. They simply got my details wrong to begin with and upon trying to have them amended it, they took at least 1.5 years to get it resolved.

And they did not resolve this out of their own accord or goodwill intention as I had to make many complaints and follow-ups. In the end they gave me their final answer that if I am not satisfied with them, I can take this up elsewhere such as the Financial Ombudsman.
Of course they probably thought I wouldn’t or were not even bothered with me anymore. But I did with all of the evidence from my corresponding emails. Only thereafter they were not only much obliged to finally correct everything but had also compensated me.

My conclusion on this is that they do not care. It is a system made to dry people out of their monies and the sole reason for myself reluctantly signing up to such companies is to improve my credit score, reports and financial status so that a good history is built for future opportunities with a monopoly design that one cannot live without unless you are super rich.

My advice would be to use these companies if you need to but never let them have their way with you and certainly never trust them. Unlike the general retail sectors that can sometimes be questioned, companies like these are in no way about customer service at all. They are worse than SCAMMERS, because as well as only being interested in your DATA, for them it does not need to be 100% accurate….If you can remember that, you will go a long way in securing yourself as an individual.

Credibility keeps me up to date on my credit score and gives me options on various credit options.

Very helpful customer services, thank you George. Lots of useful information in the app too.

Just a vehicle to sell credit and credit cards.