Direct Car Credit - The Car Finance Specialists Reviews 

350
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 162 reviews, reviewers overwhelmingly had a great experience with this company, noting the wonderful support received. Customers frequently praise the helpful and professional staff for guiding them through the financing and purchasing process with ease and efficiency. Many buyers appreciate how simple it is to secure a vehicle, even when dealing with poor credit histories. However, some people mentioned that vehicles suffered from mechanical faults, such as engine issues and broken parts, shortly after purchase. Others expressed significant frustration regarding unhelpful customer support and poor after-sales service when trying to resolve these problems. A few reviewers also noted difficulties with missing paperwork and delayed vehicle repairs.

What people talk about most

Staff

Customers had positive experiences with staff, frequently highlighting that representatives went above and... See more

Service

Customers consistently note positive experiences with service, highlighting helpful staff who go above and... See more

Product

Consumers find product quality brings mixed feelings, as many reviewers are delighted with their new... See more

Customer service

People report positive experiences with customer service, noting that representatives go above and beyond and... See more

User experience

Reviewers mention positive feedback about user experience, highlighting how a staff member makes the entire... See more

Reviews shaping this summary

Rated 5 out of 5 stars

What company they were so helpful they made experience easy with contact & support all the way to end of deal. Also went above & beyond because of work my commitments they delivery my car choice str... See more

Rated 5 out of 5 stars

Zara made this experience great! She's very professional and a lovely person! She answers my questions no matter what & i would recommend her to any company! I like to know things about my car... See more

Rated 5 out of 5 stars

The people were really helpfull and fast on securing finance that was available for me despite my verry bad credit rating. The vehicle i have has been verry well presented and somw maintenance was don... See more

Rated 5 out of 5 stars

Looked into getting a car then my partner was taken ill nearly loseing her life .the staff couldn't do enough by giving me time texting me not calling .my sales man was Jatinder .a true gentleman and... See more


Company details

  1. Car finance and loan company
  2. also in
  3. Car dealer
  4. Finance broker
  5. Motor vehicle dealer
  6. Used car dealer

Written by the company

At Direct Car Credit, we specialize in getting finance in place for everyone. We cater for all!! Even if you have struggled to get finance in place elsewhere! We have an extensive panel of lenders that will approve even if - Bad Credit ✅ Good Credit ✅ CCJ ✅ Self Employed ✅ Benefits ✅ Arrears ✅ IVA ✅ Apply with us today and we will do the rest!! We are a family run business with over 20 years experience in Car Sales/Finance, we are trusted partners with over 30 finance companies, and a one stop shop for your next car purchase and finance package. What you waiting for APPLY TODAY!!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

350 reviews

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4.7

All reviews

(350)

143 reviews in the last 12 months

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Rated 4 out of 5 stars

Great service and also want to say ive…

Great service and also want to say ive been refused finance everywhere i cant even get a contract phone and these have been great helpimg me get finance i now have my new car and even if i have had a problem theyve got me sorted so highly recomend

12 September 2026
Rated 5 out of 5 stars

Amazing service and help for an anxious…

Amazing service and help for an anxious buyer who needed support at every step, a mark went above and beyond, they maybe 98 mile from my home but that more than made up for the service. So much so when my son needs his next car he’s already said he will be going back to them. 5 stars it should be more

14 September 2026
Rated 5 out of 5 stars

Couldn’t have asked for a better…

Couldn’t have asked for a better experience buying my car today! Everything went absolutely amazing from start to finish. Mark was so lovely — he took the time to talk through everything clearly, explained every detail, and made sure I felt totally comfortable and confident. No pressure at all, just honest, friendly service. I’m so happy with my new car and would 100% recommend!

11 September 2026
Rated 2 out of 5 stars

VERY POOR CUSTOMER REFUND SERVICE

I decided to trust yet another online car finance company, after a bad experience.
I spoke to Mark who was very helpful and understanding of my stress and anxiety of buying a car this way. Approved car sourced and agreed. Excited to be back on the road, waited and waited a month went by. Id explained that I needed to pick the car up before June the 24th due to work commitments after till September.
First payment came out on the 5th June still no car. Id spoken to Richard and Mark with regards to the hold up. 18th June Mark called to say the car had been at the main dealers with a fault which cant be fixed by them. So that was that. They agreed to do a revert of the finance agreement. Its now at the end of August ive made so many calls to Direct Car Credit never speaking to Mark or Richard or the lady manager i think her name is Heather, as always in a meeting or busy alway on the forecourt, the receptionist who really could not care less always said they would call me back but yes no call no nothing. Ive been lied to and cast a side. Customer service is shocking when its not in the companies favour.
Im still paying for a car i was suppose to have brought from this garage back in April. Ive never seen the car or sat in the car or even touched the car. YET im STILL the one who's paying for the car. Ummm tread carefully

30 April 2026
Unprompted review
Rated 1 out of 5 stars

Poor after sales

Poor after sales , I’ve had nothing but problems with the van they’ve offered to have the van back but at an expense of 45p per mile so it’ll end up costing me money to give it back. Avoid like the plague

27 August 2026
Unprompted review
Rated 5 out of 5 stars

Great team

First things first ignore the negative reviews. If your buying a car from the guys you are likely buying g a second hand car and therefore not a brand new car meaning the may be issues along the way as with any car.

First off Richard was fab, helped us choose a car and delivered it himself the same night he was due an awfully long drive on holiday down south, but he wanted to make sure we got the car. It’s a great little car any work needed it had done. He reassured us any issues give them call and they will sort it.

Now we did have an issue, and in the teams defence they would never have know until driving it, it was simply just one of them things. But guess what…. They sorted it and fixed the issue and had the car delivered back to us. They also needed to order a cosmetic piece of the car and they sorted that too and had it delivered directly to us.
We didn’t have to complain we just had to give them the chance and opportunity to do so. Don’t get me wrong some of the reviews on here had us a little worried, but rest assured these guys are fair, reasonable and will make sure you get the car and service you have paid for.
Special thanks to Richard, Niki and Heather for being spot is with us. We sure will be using you again and won’t hesitate to recommend you.

25 June 2026
Unprompted review

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