Green Shield Canada Reviews 141

TrustScore 1.5 out of 5

1.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 69 reviews, most reviewers were let down by their experience overall. Many customers expressed significant dissatisfaction with the company's customer service, describing it as non-existent, terrible, and unhelpful, often requiring them to repeat their issues multiple times. People frequently encountered extremely long wait times when trying to contact support, with some waiting over an hour and even having their calls transferred to the wrong departments or disconnected. Reviewers also reported numerous problems with claims, including denials without clear reasoning, claims being lost or processed incorrectly, and significant delays in reimbursement. Conversely, a small portion of people felt satisfied with the service, highlighting instances where representatives were competent, good listeners, and helpful with claim submissions.

What people talk about most

Service

Reviewers express strong dissatisfaction with the service, describing it as very poor and among the least... See more

Customer service

Clients share negative opinions on customer service, frequently citing very poor service, abysmal... See more

Claim

Customers had negative experiences with claim reimbursements, with many reporting that it takes a long time... See more

Response time

Customers consistently note negative experiences with response times, frequently reporting very long hold... See more

Customer communications

Consumers express significant frustration with the difficulty of contacting the company, often reporting long... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I’ve had Zone 2 Health/Dental coverage since 2014, starting at $56.80/month. Looking back five years, it already increased seven times and now costs $95/month, offering less value as services and dr... See more

Rated 1 out of 5 stars

Absolutely terrible! Never had this many issues with an insurance company before. They need referrals for almost everything where other providers don’t - even if they only cover tiny amounts anyways.... See more

Rated 1 out of 5 stars

Terrible customer service. I waited over 1.5 hours and was transferred four times, including three times to the wrong department. I had to repeat my issue each time. The agent insisted a “Prescrip... See more

Rated 1 out of 5 stars

Unfortunately this company cannot provide timely customer service ( had to contact for business reasons). There is a hellaciously long wait for an agent. I am so very very glad that MY insurance compa... See more


Company details

  1. Health & Medical

Information provided by various external sources

Green Shield Canada is a not-for-profit benefits carrier that provides drug, dental, extended health care, vision, hospital and travel benefits for groups and individuals, as well as administration services.


Contact info

1.3

Bad

TrustScore 1.5 out of 5

141 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

This company is not client oriented

This company is not client oriented. They do not respond in a timely manner. If I wasn't tied in to this without an option to change i would get out of my coverage.
Stay away from this company.

10 March 2024
Unprompted review
Rated 1 out of 5 stars

Hours on Hold

Hours on hold, when you finally get through they can not answer basic questions.
Find an alternative insurance provider.

13 February 2024
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible company

Absolutely horrible company. They do everything in their power to deny an eligible benefit. Try calling them. No one answers unless you're willing to wait an hour. I've been waiting almost 2 weeks to get my eye glass benefits and the claim keeps getting denied. Zero customer service.

1 February 2024
Unprompted review
Rated 1 out of 5 stars

Dreadfully disappointed

After almost three months the Hospital still has not been paid!!!! After waiting an hour, I was told that they had farmed out the out of country to another insurance firm. In general the people I spoke to every time I spend an hour or more to speak to somebody they don't have answers or give excuses. Our employer switched to Green Shield and many of us are unhappy with the waiting, poor information and the people in a public service industry who are not willing to serve the public. If it were possible I would rate them as 0 !!!!!!

15 January 2024
Unprompted review
Rated 1 out of 5 stars

Absolutely incompetent - 3days x 1.5hrs each call no answer !

Absolutely incompetent - Since Jan 1st, forced to use Greenshield as a result of employer moving from Sunlife. Their video doesn't come close to actual claim submission process and ALL claims shows "In Progress" ! I have tried calling Customer Service now for 3 days each lasting over 1.5hrs and yet no one answers ! Even the Pharmacy submitted claims are selectively rejected for basic prescribed medication. You have to wonder why even bother having a Health Care Plan.
It doesn't look like they have ANY staff while an automated VR phone system keeps going in a loop not knowing what to do until you yell at it repeatedly to get a Customer Service Agent to speak with.

26 January 2024
Unprompted review
Rated 1 out of 5 stars

Liers: they don't care about your Mental Health!

My plans covers psychologist services and so I went to see one. Unfortunately did not get a refund from them as : "the person you saw was a counselor, not a psychologist". Not sure what would be the difference to them. And then saying that Mental health is a priority to them. What a joke. Absolutely ludicrous!

9 January 2024
Unprompted review
Rated 1 out of 5 stars

The Worst! Avoid if you can!

I am a real estate agent and have been forced to buy ORWP through greenshield. They truly are the worst company I have ever dealt with! First of, I had to budget an hour every time I try to call.Then they screwed up the plan I chose and set me up for a completely different plan! The customer service didn't even so much as apologizing. She just coldly said yeah you'd have to call the administrator to figure it out. So I'm back on the phone to fix the mistake they made. Only if the Ontario Real Estate Association isn't forcing us to buy the insurance while keeping a few more bucks to themselves.

16 January 2024
Unprompted review
Rated 1 out of 5 stars

Terrible underwriters

Terrible underwriters. They try to max the profits and take 0 risk. Why would anyone buy from them.

Go with a reputable company. POS
Apply for a policy and get countered with a no coverage plan. Move along people not worth the time.

11 January 2024
Unprompted review
Rated 1 out of 5 stars

The only reason I use greenshield is…

The only reason I use greenshield is because I am forced to buy their coverage if I want a post secondary education, otherwise I wouldnt bother. Just about every claim is partially rejected with no explanation given. Then I have to pay interest to the service provider because my bill was not fully paid by this useless company.

24 November 2023
Unprompted review
Rated 1 out of 5 stars

Absolute garbage company. Insurer? I think not!

Absolute garbage company. Nothing but deny deny delay and deny. WITH NO EXPLANATIONS!

It's not like I have expensive prescriptions, however the ones that do the best job with least side effects (talking NSAIDs here) are repeatedly denied. I'm taking my money elsewhere. This company is useless.
NOTE: Although only ONE date is allowed in the review, this has been a 2 year runaround.

3 October 2023
Unprompted review
Rated 1 out of 5 stars

Due to my line of work

Due to my line of work, encouraged through my employer to seek psychological help and that we have ‘great coverage’. This was a difficult thing to do when you’re already in a dark hole. Finally did it only to be denied coverage with zero explanation. Perhaps a little professionalism would up Greenshields star rating.

16 October 2023
Unprompted review
Rated 1 out of 5 stars

Bluecross was removed and Greenshield…

Bluecross was removed and Greenshield implemented without explaining the rationale in College Pensions.
With GSC. These last few years I have found there is less coverage, more convoluted menu systems, and now with the removal of username access, I cannot enter the website. I’ve been on computers since 1982 and am very familiar with things digital but it has been most frustrating with GSC. I completed a review several years ago, also a scathing review and was asked to remove it and was given a contact for any subsequent claims. She is gone now. I do not intend to remove this review unless customer service improves for all members.

23 September 2023
Unprompted review
Rated 1 out of 5 stars

Disasterous new 3rd party travel insurer

I signed up with Greenshield for post retirement benefits primarily their travel insurance plan in 2018.
Since OHIP as slowly and covertly eroded coverage I felt reassured that this plan could be helpful.
Fast forward to now where Greenshield has also eroded coverage and also signed up with a disasterous new travel insurance provider whose agent gave me completely wrong information not to mention that I can't even log in due to glitches in their code verification system.
I will be cancelling Greenshield as fast as possible.
They provided benefits while I was working but was also the worst provider then compared to Manulife etc. I welcome any one who can provide some good alternatives.

5 September 2023
Unprompted review
Rated 1 out of 5 stars

Just joined this insurance plan 3…

Just joined this insurance plan 3 months ago. Had a medical issue while traveling and their phone number they have on the benefits number for travel issues didn't work and no where in my plan dues it say that the travel part of my plan is contracted out to Allianz and I was told I have to deal with Allianz to be refunded when though it's greenshield I pay for my plan. They said 6-8 weeks at least and now 8 weeks later still nothing but a run around and still in the que to be processed. Now, we received an email stating they're switching travel coverage to another company and still no word on our claim

31 March 2023
Unprompted review
Rated 1 out of 5 stars

Absolutely terrible customer service…

Absolutely terrible customer service and very misleading website. I could rant on here for a long time but I'll save the time because I've wasted too much time on them anyway. Four years ago I tried to get reimbursed for physio and eventually gave up because I was just too frustrated. A claim I submitted this week was denied because of a five year old worksafe claim on an unrelated body part, despite having a Doctor's note for the service (they claimed the note was not properly worded, though they give no indication on their website of what needs to be included to make a note valid).

Save yourself the headache and use someone else.

25 May 2023
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look