Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... See more
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I had a bill due, and no notice was given. I got a call from a rep, but they wouldn't even say what it was regarding and just ask for sensitive information with no guarantee who it was. I sure h... See more
From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... See more
I’ve been with LendKey for quite a while now (cumulatively). I’ve refinanced my private student loan several times over the past five years and LendKey was a serviced I selected twice, to include the... See more
Company details
About LendKey
Written by the company
LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.
First-Class Customer ServiceApplying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.
Student Loan RefinancingRefinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.
Private Student LoansAchieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.
Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.
Contact info
9999 Carver Road, Suite 400, 45242, Blue Ash, United States
- lendkey.com
4.5
Excellent
483 reviews
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Replied to 100% of negative reviews
Typically replies within 1 week
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Easy to use website
Easy to use website to enable information needed to make the process easier. Notifications what status was on the final document and new information about loan.
22 December 2023
Great interest rates and easy to use
The interest rates are great, and their tech was very easy to use.
29 November 2023
Unprompted review
The process to get my refinance was…
The process to get my refinance was very easy and straightforward, and i loved that i got immediate notification if i needed to submit additional documentation or there was an update.
2 November 2023
Excellent refinancing experience
It was very easy to refinance my student loan with LendKey, and I got a great rate. The payment interface is very easy to use, and on the rare occasion that I had a question, it was answered quickly and professionally. Overall, a great experience.
20 September 2023
Unprompted review
Easy to use
Simple application process and very easy to navigate site.
24 August 2023
Unprompted review
Bait and switch student loan offers
Bait and switch student loan offers. They show a low fixed rate of 4.39 % and my credit was pulled at 809 credit score. Maybe besides my score it’s not perfect (maybe) and I received a slightly higher rate I’d be understanding but I received a 9% interest rate. I asked the supervisor why would I receive such a rate and if there was anything we could check with underwriting to help or explain the situation. The only explanation was it’s proprietary information. Everything about this situation feels like a bait and switch scenario. Lendkey has not intention or giving customers the lowest rates and it’s all a scam. I’d be extremely cautious about going with this company.
10 August 2023
Unprompted review
Reconsolidated loans very easily
Easy process and the application was reviewed right away. All questions were answered when I called for assistance .
23 July 2023
Great customer service and easy student…
Great customer service and easy student loan consolidation!
11 July 2023
Unprompted review
Using lendkey is the only way to go
Using lendkey is the only way to pay off student loan debt. The interest rate is low and it was so easy to refinance and set up auto pay. All of a sudden, my loan was paid off.
5 July 2023
Unprompted review
Easy application process & very quick…
Easy application process & very quick to process :) Refinanced from Sallie Mae and my payments went down almost $500!!!
10 June 2023
Easy and pain free experience
25 May 2023
This was an easy smooth process
This was an easy smooth process in which I ended up with a 5% lower interest rate on all of my loans consolidated into one. I am extremely happy with this. Thank you lendkey!
7 May 2023
Lendkey is simple, streamlined, and transparent
I refinanced $100k in student loans with them a few years ago, now 80% paid off and I have had a very good experience overall. The website is straightforward, easy to use, and doesn’t try to sell you anything extra. A much better experience than my original lender.
13 May 2023
Unprompted review
Private Student Loan Refinance
It was easy to refinance my student loans and their service is like a market and give you options to choose from and is transparent. As an added bonus, the lender I choose required a federal credit union membership which was super easy to get and offered a better banking experience. If you don't know about credit unions, also check the out
12 May 2022
Unprompted review
Service response is good
Service responded to and answered my question in a timely manner and with correct information.
20 April 2023
Great rates, great service
Lendkey offered a lower rate through a co-sign option, with the ability to release co-signer after 12 months of on-time payments. The co-signer wasn’t an option with my previous servicer. They also gave me 0.25% off for autopay. Every time I’ve interacted with them they’ve given exceptional service. Thank you!
24 August 2022
Unprompted review
The two best things about LendKey are…
The two best things about LendKey are the interest rate and the experience. The website is easy to use, and the lower interest rate was perfect for me. I would highly recommend them to anyone looking to consolidate their school loan.
30 March 2023
Unprompted review
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