Scratchpay Reviews 1,872

I was happy we were able to finance the $1500, most people don't have that sort of cash laying around. Glad I was able to pay it off before that interest hit!

Great ! Thank you for your help with my pet

Terrible company - charged interest rate of 32.5%!!!!!!!!!!!!!!! Avoid them at all costs

When I needed the help scratch pay was there for my baby girl that needed surgery.I would recommend this program.

Clean my report the vet shut down their office 6 months ago

Very easy process with the loan application. Also, the app was very simple to navigate and use for paying off the plan as well. Will be using Scratch again in the future shall I need it for my pet!

Scratchpay pay is an amazing program for pet owners! It’s easy to use, easy to apply, easy to pay, and gives pet owners freedom from fear of a vet appointment.
My vet is very accommodating with Scratchpay as well. They do all the paperwork I just make a payment.
Payments are reasonable and if you have any difficulties they are a email or call away to assist you.

Thank you Scratchpay pay, my aging pup, and my bank balance appreciate you!

The interest rate is highway robbery. 32.9% interest.

I appreciated the ability to make monthly payments although they were a little higher than I expected. I also appreciated the 2 day grace period that was offered. I would also wish to pick my payments dates. Thank you for your service.

Scratch made it possible for my cat to get treatment. I wish I personally could chose the payment plan be nevertheless grateful for the help.

The customer service was great. The entire process was simple, direct' and easy!

Thanks to Scratchpay for when we didn’t have the money for our dog Hoshi to stay at the Emergency Vet Clinic for 3 days we were able to spread out our payments enough till we had the money to save his life! So thanks for having this service in a way you helped save my boy Hoshi’s life. Thank you for offering this service at VCA in Oregon!

Kept charging me “late fees” when I paid it which is 24.99, and apparently I missed a payment of 1.50. For your sake do not use scratch pay. The customer service is AWFUL

Thank you for saving my furry best friend!

Do not finance with this company. Worst scam of a company- I finally paid it off in 3 months and fighting in court the payment. Approx $4k was no $0 interest. Run! Run! Run!

Bc I have excellent credit I preserve it but worst company and service ever

I applied for a Scratchpay plan, it was an easily completed application and I was quickly approved. This interest free payment plan made a veterinary expense much easier to afford. Very pleased.

When my dog hopi had an emergency hospital visit scratch pay was there to help me pay the emergency visit right away 0% interest if paid within 6 months instead of 12. thank you

All I had to do was ask to see if I could get approved. As soon as the answer came back (yes) in less than 60 seconds the vet team took my dog and did what needed to be done to prep for next day surgery Bless you Scratch Pay for helping and for making the monthly payments easy to afford.

Scratchpay is an amazing service. Without scratchpay, I wouldn't have been able to get my animal the medical treatment she needed for emergency surgery. Thank you, Scratchpay!