Easy deposits/withdrawals and great liquidity. G and G portfolio has a lot of F rated loans.
I can only comment on the Go and Grow service as it's the only one I use on this platform.
I've been very happy with Bondora so far (after a year or so I think) - I really like how I can make fast deposits via debit card and the withdrawals only take a couple of days as well.
As the interest is capped at 6.75% you won't see huge returns here but I really love the liquidity and you can access your money at any time. If you have any spare cash that you don't need then this would be a perfect solution to add a few euros to your balance!
There are a large number of 'F' rated loans in the G and G portfolio and some people may see this as risky business. It's certainly worth keeping an eye on. Hopefully the portfolio can be rebalanced in a safer way in the future.
As things stand I'm happy and as Bondora have been around for quite a while now (since 2007/8 I think) they should have a profesional structure in place. It certainly seems like they will continue to be a good option for passive investors moving into 2020.