American Financial Solutions Reviews 

3,318
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Considering 272 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the supportive, compassionate, and highly knowledgeable staff for guiding them through debt relief with exceptional care and clear, friendly communication. Reviewers deeply appreciate the simplified monthly payment structure and the reassuring regular updates that significantly reduced their long-standing financial stress. However, some people mentioned that navigating the program felt like a standard administrative hurdle, noting that a few financial institutions were ultimately unable to reach a compromise. Others also pointed out that complete resolution takes considerable time, as they had to wait patiently until every single enrolled account was fully cleared.

What people talk about most

Service

Reviewers mention positive feedback about service, noting that professional agents are helpful,... See more

Customer service

Customers consistently note positive experiences with customer service, praising representatives for being... See more

Staff

Consumers find staff to be positive, highlighting knowledgeable and professional agents who provide kind and... See more

Payment

Reviewers highlight positive aspects of payment, expressing great satisfaction with the ability to combine... See more

User experience

Clients share positive opinions on user experience, describing the setup as a breeze and enrollment as... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Every step of the way, American Financial Solutions worked with us to meet our repayment goals. They were kind, helpful, compassionate advocates for us. They made an impossible task doable. They never... See more

Company replied

Rated 5 out of 5 stars

It’s almost shocking to me how easy it has been to work with AFS. Enrollment was straightforward, they are constantly in communication with me and supporting me all along, and everything is streamline... See more

Company replied

Rated 5 out of 5 stars

A friend told me about American Financial Solutions, and I am so grateful. We are now paying down our credit card debt in one manageable monthly payment, and they made the process very easy. The staff... See more

Rated 5 out of 5 stars

The professionalism of this company cannot be beat, I was at the bottom of losing my mind and overwhelmed in credit that when I joined AFS I felt a little better that these people cared and knew what... See more


Company details

  1. Debt relief service
  2. also in
  3. Credit Counselling Service
  4. Financial advisor

Information provided by various external sources

American Financial Solutions is a 501 (c) 3, non-profit credit counseling and financial education agency. In 20 years, we have assisted over 480,000 people in paying off over $50 Billion in debt. Our certified counselors will help you to determine your current financial situation, make a plan to get out of debt, set financial goals and plan for your financial future.


Contact info

4.9

Excellent

TrustScore 5 out of 5

3k reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.9

All reviews

(3,318)

265 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I was pleased that I could always reach…

I was pleased that I could always reach someone to talk with in person. There was flexibility if something unusual came up and I needed to postpone a payment for a few days. The statements every month helped me keep track of where I stood. Thank you!

29 September 2026
Rated 5 out of 5 stars

AFS made it possible for me to breath again!

AFS made it possible for me to breath again! Brice, the amazing AFS advisor, couldn't have been more kind, knowledgeable and reassuring as he explained the program and guided me to completing my application. He returned every phone call immediately, and answered every questions with respect and patience. I receive faithful emails each month updating my progress. AFS by far excels in assisting those, like myself who have become overwhelmed with credit card debt. Thank you Brice and thank you AFS!

10 August 2026
Unprompted review
Rated 5 out of 5 stars

My experience with America Financial…

My experience with America Financial Solutions from the very beginning has been FANTASTIC. From the moment I spoke to Miguel. He was patient, kind, professional and made this journey easy. Also anytime I for needed assistance the other representative were pleasant, helpful and always seemed happy. "I like that". Please keep up the GREAT work. A satisfied customer.

11 September 2026
Rated 3 out of 5 stars

Im not happy that chase made me go thru…

Im not happy that chase made me go thru guys and you charged me 10 dollars a month and a start up fee. Ya besides that you were a normal service that I shouldn't have been forced to go thru to pay chase back after I closed my credit card account so I could pay it with less interest being charged.

11 September 2026
American Financial Solutions logo

Reply from American Financial Solutions

Thank you for sharing your experience, and congratulations on successfully repaying your debt in just over two years! That is a tremendous accomplishment, and we are thrilled to hear about the positive financial progress you've achieved along the way.

As a nonprofit organization, the modest monthly fees associated with our Debt Management Program help support the counseling, creditor negotiations, account management, and ongoing guidance we provide to clients throughout their debt repayment journey. In most cases, these fees are significantly lower than the finance charges and interest clients would otherwise pay while carrying their debt.

While we understand that participating in a debt management program may not have been your first choice, we're proud of the outcome you achieved and grateful for the opportunity to support you in reaching your financial goals. Thank you for placing your trust in us, and we wish you continued success in the future.

Rated 5 out of 5 stars

AFS has been helpful

AFS has been helpful. I had debt and was only able to make minimum payments. Some of my cards had high interest also. AFS got my interest lowered to 6%for most of the cards and set up a five year plan where those cards will be paid off at that time. Cannot use cards, that is OK. I recommend,

11 September 2026
Rated 5 out of 5 stars

Great group to have on your side.

This company has systems in place to handle any glitch and they are geared to avoid disruptions in the first place. The agents are well versed in their product and enthusiastic but not pushy. There is no string of phone calls that feel more like harassment than sales in my opinion.

19 September 2025
Rated 5 out of 5 stars

The process was easy

The process was easy. The payment set up was easy. This was a breeze to set up. Everyone I’ve spoken with has been helpful and informative

11 September 2026

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