Very helpful after My husband died . It took a long time to sort the account into my name but very helpful guy Oliver who helped me achieve withdrawal .
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See what reviewers are saying
This is a company in complete turmoil!! It has barely improved at all since the pandemic. Although it states it is improving there are only a tiny number of new loans and the utterly essential “... See more
Company replied
Be very careful when using this platform. The Director Guarantee gives absolutely no protection. 58% of my investments are now in default. With cash bond interest rates being currently much higher why... See more
Company replied
Great facility. Useful to have the ability to lend to small businesses from within an ISA, web site could be more informative, and all info on one screen for each investment. The Exchange could be... See more
Company details
- Alternative Financial Services
- also in
- Department of Finance
- Investment Banking
- Investment company
- Loan agency
- Non-bank financial service
Written by the company
Crowd2Fund is an FCA-regulated lending platform connecting investors with growing UK businesses. Since launching in 2014, Crowd2Fund has facilitated more than £50 million of funding for hundreds of SMEs across the UK. Through direct lending and IFISA-eligible investment opportunities, the platform helps businesses access growth funding while enabling investors to support the UK's entrepreneurial economy. All investments carry risk, including the potential loss of capital.
Contact info
Westbourne Studios 242 Acklam Road, W105JJ, London
- +44(0)203 507 0073
- info@crowd2fund.com
- www.crowd2fund.com
3.5
Average
220 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 100% of negative reviews
Typically replies within 48 hours
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Very helpful after My husband died
Very helpful after My husband died . It took a long time to sort the account into my name but very helpful guy Oliver who helped me achieve withdrawal .
1 September 2026
Unprompted review
Reply from Crowd2Fund
Hello Linda,
Thank you for your review.
We are glad to hear that Oliver was able to assist. We will pass this onto him.
Kind regards,
Crowd2Fund Support Team
I have been extremely impressed with…
I have been extremely impressed with Crowd2Fund from start to finish. After a rigorous compliance and due diligence process, our campaign was approved and went live quickly and professionally.
Oliver has been fantastic throughout—responsive, supportive and genuinely invested in helping us present our business in the best possible way.
The response from investors has been remarkable. Within just a few hours of going live, our Business Mail Solutions Ltd campaign attracted 19 investors and raised £9,000 towards our £50,000 target—already 18% funded.
For an established business seeking growth funding, Crowd2Fund offers an excellent alternative to traditional finance. I would highly recommend Crowd2Fund to other business owners looking for a professional platform, a thorough process and a team that genuinely supports you throughout.
27 August 2026
Unprompted review
Reply from Crowd2Fund
Hi Inan,
Thank you for your kind review.
We are glad you found value in our service. We thoroughly enjoyed working with you and should you require funding again we would happily look to assist you.
Kind regards,
Crowd2Fund Team.
Helped us when we had a project ready to go an no options
Helped us when we had a project that needed us to act fast
1 September 2025
Unprompted review
Reply from Crowd2Fund
Hi Matt,
Thank you for the review.
We are glad we could assist you and the business. Should you ever need funding again you know where to find us.
Kind regards,
Crowd2Fund Support Team
Great company to deal with and have…
Great company to deal with and have highly experienced staff.
24 July 2026
Unprompted review
Reply from Crowd2Fund
Thank you for the kind review Cory.
Regards,
Crowd2Fund Support Team
its bee a pleasure working wit the team…
its bee a pleasure working wit the team at Crowd 2 Fund
24 July 2026
Unprompted review
Reply from Crowd2Fund
Hi Max,
We appreciate your review and look forward to working with you and the team into the future.
Regards,
Crowd2Fund Support Team
This company is most probably scam
This company is most probably scam
Pls avoid them,
I invested this they called yellow rose trading with the highest record they said,
And then no payment they made no single payment
How you think about that
With the high rating they said
This company is scaming people
I hope you avoid them
I will never get my money back but
I’m gonna make eye to the people to make invest to this company aware
That they will lose there money here totally
Thank you
Diosdado Diola
16 July 2026
Unprompted review
Reply from Crowd2Fund
Hello Diosdado
Thank you for taking the time to share your feedback. We are sorry to hear about your experience and understand how disappointing it is when investments do not perform as expected. In the case of Yellow Rose Trading we were equally disappointed that such an early default occurred.
Peer-to-peer lending does always involve an element of risk, including the possibility of borrower default. While this risk is balanced by the potential for attractive returns, we recognise that this does not lessen the frustration when a default occurs. As a business, we are regulated by the FCA and we take this responsibility seriously in the way we conduct ourselves as a business.
This example has been analysed to see if there were any changes we could make to our due diligence to ensure that this sort of loan can be avoided in the future.
Once again, we are sorry to hear about your experience and appreciate you taking the time to share your concerns. Should you have any further questions please don’t hesitate to contact us at info@crowd2fund.com.
Kind regards,
Crowd2Fund Support Team
Not a good investment platform
Not a good investment platform. They were not pursuing older debts, so I have lost a lot of money. Better with stocks.
Updated review
Perhaps you should have made the lending criteria more stringent during COVID-19.
23 June 2026
Unprompted review
Reply from Crowd2Fund
Hello Steven,
Thank you for taking the time to share your feedback. We are sorry to hear about your experience and understand how disappointing it is when investments do not perform as expected.
We can see you have been an investor on the platform for some time. For investors with historic loans, the impact of the COVID-19 pandemic placed significant strain on many businesses, which unfortunately contributed to higher default rates and consequent write offs across the platform during that period.
We are looking to put things right as we have been making steady improvements since 2025 with a number of new hires including our new CEO Toby. We hope that with time we can prove that we are a platform you can trust investing with.
Kind regards,
Crowd2Fund Support Team
If I could score a minus for this…
If I could score a minus for this company I would. The balance on my account has all of a sudden lost £2000. I have had no notifications and it is unclear why. I can only assume, following many losses and poor debt recovery by Crowd2fund, that debts have been written off to my cost. As others have said, steer well clear of this company. They take your money, give it away, don't do proper and thorough due diligence and the loss is all yours. Like others, over the years I have lost thousands. You will see from other reviews that C2f are full of apologies. That does not cut it. We invest in good faith. Crowd2Fund are still in existence so clearly they are making money, but at my expense. You have repeatedly been warned not to invest with them.
13 May 2026
Unprompted review
Reply from Crowd2Fund
Hello Katherine,
As mentioned in your previous review response, peer-to-peer lending does involve an element of risk, including the possibility of borrower default. While this risk is balanced by the potential for attractive returns, we recognise that this does not lessen the frustration when a default occurs. We aim to support informed decision making by providing detailed financial information and background on each business and its owners, and many investors have successfully used this model over time.
All borrower applications undergo comprehensive due diligence by our credit team to ensure that only high quality businesses are listed. When defaults do occur, our collections process follows a structured, step by step approach and may involve multiple stakeholders. We work diligently to recover outstanding amounts and to keep investors informed of material developments through our established communication channels. We fully appreciate that delays in collections are frustrating, and we actively seek to minimise them wherever possible, as slow progress benefits no one.
Should you wish to discuss any specific cases further, please contact us at info@crowd2fund.com and one of the team will happily assist.
Kind regards,
Crowd2Fund Support Team
Withdrawls
We had an issue withdrawing funds from our account because we lived in France for a while. Although it too a while for the issue to be fixed, the team were very helpful and made withdrawals for us manually. I am please to say that the issue has now been fixed and the support team were very helpful throughout
19 April 2026
Unprompted review
Reply from Crowd2Fund
Hello Neil,
Thank you for the review.
We are glad we were able to help and finally get this issue sorted for you!
Kind regards,
Crowd2Fund Support Team
The reboot Britain was supposed to be an investment...…
The reboot Britain was supposed to be an investment during the pandemic but actually turned into a free gift to this company who two years later still refuse to provide even a share certificate or a way to recover these funds gained through misleading advertising. Emails request return of my funds go either unanswered or subject to a AI generated sounding holding response. I have no trust in them whatsoever . It seems that they respond albeit in bland terms promptly to negative feedback on trust pilot but not otherwise and consistently avoid the misleading nature of their original advertising of the Reboot Britain and their refusal to honour the letter and spirit of what investors were promised and years later have not received. Instead of continuing to avoid accountability they should repay investors whose reasonable expectations have been dashed
22 April 2026
Unprompted review
Reply from Crowd2Fund
Hi Michael,
We’re sorry to hear that the Reboot Britain investment has not met your expectations. The terms were outlined in the original documentation sent out to investors. We are working on issuing formal confirmation of your shareholding and your options with it. This is a priority of ours, and we aim to wrap it up soon.
We understand investors like yourself want to know where things stand with Reboot Britain and we would like to learn more about your situation. Please email us at info@crowd2fund.com and we can arrange a call with our CEO Toby.
Kind regards,
Crowd2Fund Support Team
Avoid the reboot Britain campaign
Avoid the reboot Britain campaign - there has been no interest payments for a year and your capital goes into crowd2fund equity which is worthless - you can’t sell it. I have lost thousands and it is definitely the worst investment I have ever made.There is no communication - you are just left in this awful position where all your money is sunk into something you can’t get at.
20 April 2026
Unprompted review
Reply from Crowd2Fund
Hi Jane,
We’re sorry to hear about your frustrations with the Reboot Britain repayments. We are aware of the issues with the repayment frequency and doing our best to get this sorted so that all investors' repayments are up to date along with issuing formal confirmation of your shareholding and your options with it.
This is a priority of ours and we aim to wrap it up soon.
Kind regards,
Crowd2Fund Support Team
Crowd2Fund
Crowd2Fund, in particularly the Reboot Campaign is to be avoided at all costs. I first invested in this fund in 2022.
The promise of 4% interest paid monthly does not materialise. I chased them for interest payments last March (2025), it was explained that there was a back log. I did receive some sporadic interest payments, although I chased them no fewer that 8 times. I have not received any interest since last April (2025). Furthermore, when I first took out the investment, the website detailed that I would be able to re-sell my Reboot Campaign funds on an exchange platform that would be coming soon. Nearly 4 years later, this is still ‘Coming Soon’.
Repeated emails and phone calls – No Response!
1 April 2026
Unprompted review
Reply from Crowd2Fund
Hi Richard,
We’re sorry to hear that the Reboot Britain investment has not met your expectations. We are aware of the issues with the repayment frequency and doing our best to get this sorted so that all investors' repayments are up to date along with issuing formal confirmation of your shareholding and your options with it.
We understand that you are in the process of arranging a meeting with the team and we hope this eases your concerns.
Kind regards,
Crowd2Fund Support Team
Very interesting way to invest
Very interesting way to make investments via an ISA. Communications are clear, website lays everything out pretty easily. Overall, a very good product
23 March 2026
Unprompted review
Reply from Crowd2Fund
Hi Bill,
Thank you for your review.
We’re really pleased to hear that you’re finding value in what we offer—it means a lot to the team. We’re always working on ways to improve, and we’ve got some exciting updates planned this year that we hope you’ll enjoy.
Kind regards,
Crowd2Fund
Think before you invest
Think before you invest
So I have been on the platform since 2021 and invested a bit in the first couple of years. Just £100 here and there diversified across many companies. I have not invested since Covid and have no immediate plans to invest further. Yes I made some money but have generally reinvested into other opportunities on the platform so in real terms (i.e. money I have back in my hand) I am down around 30%.
I understood the risks so won't complain about that but the default rate is high and therefore for me the risk profile has tipped too far.
I hope my investments will get me back to break even. The default rate is around 32% and write off is 3.5% for my investments.
Until my original investment is paid back I don't plan to invest further in peer to peer,
19 March 2026
Unprompted review
Reply from Crowd2Fund
Hi Marty,
Thank you for your feedback. We’re sorry to hear that the default rate has been higher than you expected.
We understand how disappointing it can be when a business defaults. As you rightly noted, peer-to-peer investing does carry an inherent level of risk. This risk is balanced by the potential for attractive returns, and we aim to support our investors by providing detailed financial information and background on each business and its owners to help inform investment decisions.
Our most recent outcome statement reported a default rate of 12.4%. Since the appointment of our new CEO, Toby, last year, we have been focused on strengthening our processes and improving outcomes for investors.
If you would like to discuss your portfolio or our collections approach in more detail, please don’t hesitate to contact us at info@crowd2fund.com and a member of our team will be happy to assist you.
Kind regards,
Crowd2Fund Support Team
Secured £25k with Excellent Support
I had a very positive experience raising funding for my business, Kozza UK, through Crowd2Fund. The process was clear and well-structured, and I successfully secured around £25,000 in funding.
Oliver was extremely supportive throughout the campaign setup. He guided me step by step, answered my questions promptly, and made the whole journey much smoother and more professional.
I would highly recommend Crowd2Fund to other business owners looking for alternative funding options.
2 March 2026
Unprompted review
Reply from Crowd2Fund
Hello Burak,
We are glad you had a positive experience raising on our platform and are happy to hear Oliver was supportive in the set up.
Should you ever want to raise with us again we would be happy to assist!
Kind regards,
The Crowd2Fund Support Team
amazing team to work with!
1 January 2026
Unprompted review
Reply from Crowd2Fund
Thank you for the kind review Luca!
Best,
Crowd2Fund Support Team
Very helpful company
Very helpful company. Crowd2fund raised the funds we needed to grow as a business. The process was easy and straight forward.
Many thanks!
15 December 2025
Unprompted review
Reply from Crowd2Fund
Hello,
We are pleased to hear that you were able to successfully raise funds with us. Should you require funding again in the future, please do not hesitate to contact us at info@crowd2fund.com
Kind regards,
Crowd2Fund Support Team
Lessons have been learnt
Conscientious, Effective and Follow Through To The End. Thank you.
24 November 2025
Unprompted review
Reply from Crowd2Fund
Hello,
Thank you for the review.
We are glad you have enjoyed using our platform and would love to hear more about your experience by reaching out to us at info@crowd2fund.com.
Best wishes,
Crowd2Fund Support Team
Stick with a self select stocks and shares ISA
Nearly all the companies I backed have defaulted on their loans and the communication from Crowd2fund and pursuit of the directors of these companies is glacial.
Don't touch with a barge pole!
20 November 2025
Unprompted review
Reply from Crowd2Fund
Hello Mark,
Thank you for taking the time to share your feedback, and we are sorry to hear about your experience with your investments.
For every borrower application, our credit team conducts comprehensive due diligence to help ensure that only high quality businesses are listed on our platform. Although it is always disappointing when a company defaults, an element of risk is inherent in all peer-to-peer investments. Such risk is balanced by the potential for attractive returns, and we strive to provide investors with detailed financial information, as well as background on each business and its owners, to support informed decision making. Many of our investors have used this model successfully to their advantage.
Regarding collections, we pursue outstanding debt diligently through a structured, step by step process that may involve several stakeholders. We aim to keep investors updated on material developments through our established communication channels. As with defaults, slow progress in collections is not in the interest of any party, and we work to minimise delays wherever possible.
We would welcome the opportunity to learn more about your specific situation. Please feel free to contact us at info@crowd2fund.com, where we can discuss your concerns in greater detail.
Kind regards,
Crowd2Fund Support Team
Reply from Crowd2Fund
Thank you for the kind review!
Best wishes,
Crowd2Fund Support Team
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