LemFi, you’ve got me impressed! 🇨🇦➡️🇵🇭 Sending money doesn’t have to be complicated! The app is easy, fast, and super straightforward, plus the exchange rate is really good! And shout... See more
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Worst customer service
I email them like 30 times and they keep saying we haven't received your email

Reply from LemFi
I has good experience with LemFi but u need to work on refund of funds if the money didn’t go through
Thanks u ANNA

Reply from LemFi
Good and reliable though some times network delays deliveries - I spoke PJ about my experience

Reply from LemFi
It’s take almost three days for my recipient to received the money after transfer

Reply from LemFi
Anne from the Lemfi team offers an excellent customer service experience.

Reply from LemFi
Service is fast and rate is very competitive.
Available from customer service is also very thoughtful. Thank you

Reply from LemFi
It is been awesome choosing Lemfi, for the time I have been using Lemfi, the service is top notch, query are attended on time. Thanks to Anna for her services, she is impressive .

Reply from LemFi
I previously left a one-star review for LemFi when I was locked out of my account at the account-opening stage approximately two months ago. I removed it because they eventually resolved the issue, and I believe everybody deserves a second chance. For this to happen again so soon is completely unacceptable.
I have now been locked out of my account for TEN DAYS with my funds held hostage. Trying to get help has been a nightmare. I spent days repeatedly trying to call, only for calls to ring out or be disconnected. My emails went entirely unanswered, with zero response from customer service.
After I posted a review last week, LemFi contacted me after seeing it and assured me that my case was on the priority list and would be resolved. A full week has passed, and I have heard nothing further and remain completely locked out of my account. When I finally managed to speak to someone, I was told my account was under review. I have been given no explanation for why my account requires this review.
I am, and always have been, a UK citizen. I have lived at my current address for ten years, and I am not making large international transfers or sending money to third parties. I simply request transfers from my LemFi account to my own current account, all well within LemFi's daily limits. To make matters worse, LemFi already holds all my verified documentation following the compliance checks I was required to complete at registration in relation to my inheritance.
Locking customers out of their own money without warning, explanation, or any meaningful communication is completely unacceptable. I was not even notified that my account was under review; I discovered the problem only when I tried to access the app. Looking at recent Trustpilot reviews this week, there are loads of people in the exact same boat as me.
It has now been 7 days since I submitted my formal complaint on 5 October. LemFi has completely ignored it, failing to even provide an acknowledgment or reference number, breaching their own policy to acknowledge complaints within 3 business days.
Actions I have taken today:
Formal escalation and no calls clause: I have issued a formal written notice to LemFi's management, compliance team, and co-founder. I have made it clear that I will accept no more phone calls offering empty verbal assurances or standard script responses. Phone assurances have proven meaningless. I demand all communication and status updates strictly in writing.
Escalated to Financial Ombudsman Service (FOS): Due to their complete unresponsiveness and failure to acknowledge my formal complaint, I have now contacted the Financial Ombudsman Service to open a formal case regarding my withheld funds causing me financial hardship.
Reported to the Financial Conduct Authority (FCA): I have submitted a report to the FCA regarding RightCard Payment Services Limited (trading as LemFi) withholding access to customer funds without adequate compliance communication or customer support.
I gave LemFi a second chance, and it has failed to justify that trust. I would strongly advise anyone considering using LemFi to think carefully about whether they can afford to be left without access to their money and without effective customer support. I demand immediate written confirmation that access to my funds has been restored.
Do not call me with empty promises after reading this review. Written correspondence only as stated above.

Reply from LemFi
I would like to commend PJ for being a very good employee who demonstrates professionalism, patience, and a commitment to helping customers. PJ’s approach to customer service reflects positively on LemFi.
I encourage LemFi to continue improving its services, listening to customer feedback, and maintaining high standards of customer satisfaction. Employees like PJ are valuable assets to your company, and their dedication deserves recognition.
LemiFi Keep up the good work, and thank you for your continued efforts to serve your customers better.

Reply from LemFi
Lemfi is great but there's still room for growth and improvement
Anna

Reply from LemFi

Reply from LemFi
The services was so excellent and Ava is very soft spoken, and helpful.

Reply from LemFi
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