I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE. SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM". THE EMAILS I RECEIVE... See more
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I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more
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Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more
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Company details
Written by the company
Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.
Contact info
New York, United States
- (844) 994-EARN
- support.us@raisin.com
- raisin.com/en-us
4.5
Excellent
972 reviews
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The sign-in is very annoying
The sign-in is very annoying. It tells me a message has been sent to my phone with a code,but the first send NEVER works. Consequently, I have to wait out the first timer before requesting the code AGAIN. Then, when that works, it asks if I want my device remembered and I've ALWAYS clicked yes, but it shows up again on every log-in.
13 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for taking the time to share your feedback. We’re very sorry to hear about the frustration you’ve experienced with the sign-in process.
We understand how inconvenient it is when the first verification code doesn’t come through and you’re required to wait before requesting another. That’s certainly not the experience we want for our customers. We also recognize how frustrating it must be to repeatedly select “remember this device” and still be prompted again at each login.
Your feedback is important, and we will share it with our technical team for review. In the meantime, we recommend ensuring your app or browser is updated to the latest version and that cookies are enabled if you’re logging in via web, as these factors can sometimes affect device recognition.
If you’re open to it, please reach out to our customer support team directly so we can look into your specific account and help resolve this as quickly as possible. We truly appreciate you bringing this to our attention and giving us the opportunity to improve your experience.
Fast response on my request!
11 February 2026
Unprompted review
Reply from Raisin U.S.
We’re so glad to hear you received a fast response to your request. Providing timely and helpful support is something we take great pride in. We truly appreciate you taking the time to share your experience and look forward to assisting you again whenever you need us!
Uncertain why it's been over a week…
Uncertain why it's been over a week since I moved funds from savings to a higher interest CD and it's still pending.
20 February 2026
Unprompted review
Reply from Raisin U.S.
We regret to learn about the delay in your funds transfer for the CD. We appreciate your patience and will look into this matter to determine the cause and resolve it.
Happy customer
It was very easy to set up. Have a variety of online banks to choose from, that fits individual needs. Keeps my savings safe. What I appreciate the most it informs when the interest rates goes up and down. I’ve saved a little nest egg especially with the interest rates being a little higher with the online bank
1 January 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for your wonderful 5-star review! We’re thrilled to hear that you found the setup process easy and that the variety of online banking options helped you find the right fit for your needs. Making it simple to compare and choose accounts that align with individual financial goals is exactly what we strive for.
Congratulations on building your nest egg! We’re honored to be part of your savings journey and appreciate you taking the time to share your experience.
Reply from Raisin U.S.
Thank you for your 5-star review! We’re so glad to hear that you find transfers easy. That’s exactly the experience we aim to provide. Making it simple and seamless to move your money is a key part of what we do.
We appreciate you taking the time to share your feedback and are grateful to have you with us!
Courteous and professional service
Courteous and professional service. representative was efficient and updated my account immediately over the phone. It is a pleasure doing business with raisin
13 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your kind 5-star review! We’re delighted to hear that you received courteous and professional service, and that our representative was able to assist you efficiently and update your account right away. Providing prompt, knowledgeable support is very important to us. It’s truly a pleasure doing business with customers like you. Thank you for choosing Raisin and for taking the time to share your experience!
Very efficient process
Very efficient process. Heard back in less than a day that the change of Beneficiary was complete
10 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your 5-star review! We’re pleased to hear that you found the process efficient and that your beneficiary update was completed so quickly. Providing timely confirmations and a smooth experience is very important to us. We truly appreciate you taking the time to share your feedback and thank you for choosing Raisin!
A Different Approach, Many Options & Smooth Saling
This Platform was new to me and intrigued me. I liked the many choices one has with so many financial institutions. Very competitive rates and the bonus promo's made it a no brainer. Once your funds are there, it's easy to have access to so many products. It's definitely worth investigating.
16 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for your thoughtful 5-star review! We’re thrilled to hear that you found the platform intriguing and appreciated the wide range of financial institutions and competitive rates available. Providing meaningful choices along with attractive promotions so our customers can make confident, informed decisions is exactly what we aim to do.
It’s great to know you’re enjoying the ease of access to multiple products once your funds are in place. We truly appreciate your recommendation and thank you for choosing Raisin!
Great Customer Service
Had an issue I needed to resolve. Customer service was friendly and informative without a long wait time.
9 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your 5-star review! We’re glad to hear that our customer service team was able to resolve your issue in a friendly and informative manner and without a long wait time. Providing prompt, helpful support is very important to us. We truly appreciate you taking the time to share your experience and thank you for choosing Raisin!
Quick responses to inquiries and all…
Quick responses to inquiries and all bonus payments and interest were consisent and in accordance with disclosures. Very refreshing!!
11 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your fantastic 5-star review! We’re so pleased to hear that you’ve experienced quick responses to your inquiries and that your bonus payments and interest were consistent and aligned with our disclosures. Transparency and reliability are incredibly important to us, and it’s wonderful to know that stood out to you. We truly appreciate your feedback and thank you for choosing Raisin. We’re grateful to have you with us!
Great Interest
Although slightly skeptical at first, 3 years ago I deposited $1000. into a Raisin account with 4.5% interest rate. My local banks were giving me .01%. After a few months, my comfort level grew and I began depositing more money into the Raisin account. With interest, monthly deposits and some high-rate CDs I now have over $9000. and will definitely stick with them!!
13 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for sharing your experience and for your 5-star review! We completely understand the initial skepticism and trying something new with your savings is a big decision. We’re honored that you gave Raisin a chance and even more thrilled that your confidence has grown over the past three years.
It’s wonderful to hear how your consistent deposits, competitive rates, and high-yield CDs have helped you grow your savings from $1,000 to over $9,000. That kind of progress is something to be proud of! We truly appreciate your trust and loyalty, and we look forward to continuing to support your savings goals for years to come.
The response time is too long when I…
The response time is too long when I email, especially in regards to not being able to log in to my account.
2 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your feedback and for sharing your experience. We apologize for the delay you encountered when reaching out via email, especially regarding access to your account. We’re continuously working to improve our response times and ensure that our support team can assist promptly. If you continue to experience login issues, please don’t hesitate to contact us directly at (844) 994-3276 , and we’ll prioritize resolving it for you.
We appreciate your patience and the opportunity to improve.
Good but could be better
For the most part was good, not being able to do all transactions via the app is a problem because getting hold of a person can be difficult. Once you reach them, they’re very helpful.
9 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your feedback and for sharing your experience with us. We’re glad to hear that our team was helpful once you were able to reach them. We also appreciate your note regarding app functionality and understand how important it is to complete transactions seamlessly. Your feedback is valuable as we continue to improve our services, and we’re actively exploring ways to make the app more comprehensive and user-friendly. We hope to provide an even smoother experience for you next time!
Great Rate and Exemplary Customer Service
Raisin offers a wide variety of Money Markets, CDs and other financial instruments. Their website is easy to use and their rates are consistently among the best. They also offer incredible customer service by phone and email. By phone you are connected immediately to a very well trained live rep with excellent communication skills. Their responses by email for issues that require documentation are always extremely detailed and received within 48 hours.
11 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for your outstanding 5-star review! We’re delighted to hear that you value the wide variety of money market accounts, CDs, and other savings products available through Raisin. Providing competitive rates and a user-friendly website experience is a top priority for us, so it’s wonderful to know that’s been your experience.
We’re especially grateful for your kind words about our customer service team. Connecting you quickly with knowledgeable, well-trained representatives and providing detailed, timely follow-up by email when documentation is needed, is exactly the level of support we strive to deliver.
Thank you for taking the time to share such thoughtful feedback. We truly appreciate your trust and look forward to continuing to serve you!
My experience has been that Raisin…
My experience has been that Raisin offers competitive rates, and is honest and transparent. I have never had a bad experience when contacting customer service.
6 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for sharing your experience! We’re delighted to hear that you’ve found our rates competitive and our approach honest and transparent. That’s exactly what we strive for. It’s especially rewarding to know that your interactions with our customer service team have consistently been positive.
We truly appreciate your trust and your continued support. Thank you for choosing Raisin!
I have one external account listed for…
I have one external account listed for transferring cash in and out; was told that that choice can never change? It belongs to my credit union and I would prefer to change to another bank so I could move larger amounts at one time
6 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your feedback. We understand why flexibility with linked external accounts is important, especially when transfer limits affect how you manage larger amounts.
For security and regulatory reasons, there may be restrictions around changing a previously linked external account. That said, being told it can “never” be changed certainly warrants clarification, and we’re sorry for any confusion or frustration this may have caused.
We’d like the opportunity to review your account and provide clear guidance on what options may be available. In some cases, there may be alternative solutions depending on your specific situation.
Please reach out to us directly at (844) 994-3276 and our team will be happy to take a closer look and walk you through the available next steps.
We appreciate you bringing this to our attention.
It was fine
It was fine. The person who handled the call was prompt and courteous, knowledgeable and helpful.
6 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your feedback!
We’re pleased to hear that your experience was a positive one and that our team member was prompt, courteous, and helpful. Providing knowledgeable and respectful support is very important to us, and it’s great to know that came through during your call.
We appreciate you taking the time to share your experience and thank you for choosing Raisin.
The rate was just what we were looking…
The rate was just what we were looking for. Wish we had set up for a longer term.
6 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for sharing your feedback. We’re so glad to hear the rate was just what you were looking for. We understand the feeling of wishing you’d locked in a longer term, especially when you’re happy with the rate. The good news is that we regularly offer a variety of competitive terms, so there may be future opportunities to find a longer-term option that fits your goals. We appreciate you choosing Raisin and look forward to helping you make the most of your savings.
I really like doing busines with Raisin and their partner Banks!
I really like doing business with Raisin. They are always supplying us with Banks that are willing to offer us reasonable savings rates to help us earn interest on our money. No matter how much or little you have, you can feel confident that your money will work for you.
10 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for your kind words and for choosing Raisin. We’re glad to hear that you value the range of competitive savings options available through our platform. Our goal is to make it easy for customers to access strong rates from trusted banking partners, regardless of balance size, so it’s wonderful to know that you feel confident putting your money to work with us. We truly appreciate your support and look forward to continuing to serve you.
Attempted to open an account
Attempted to open an account, but their system claims it can't verify my identity. I called and they reset it, so I tried again and it still couldn't verify it. I have my license, social security card, and birth certificate and haven't moved in 7 years, so seems very bizarre.
9 February 2026
Unprompted review
Reply from Raisin U.S.
Thank you for sharing your experience. We’re sorry to hear about the difficulty you encountered while attempting to open an account.
Identity verification is an important part of protecting our customers and complying with regulatory requirements, but we understand how frustrating it can be when the process doesn’t work as expected, especially when your information is accurate and up to date. In some cases, verification systems rely on third-party data sources, and even small discrepancies or limited reporting history can cause an application to be flagged.
We appreciate that you took the time to call and try again. That said, we understand how discouraging it must have been to receive the same result.
We’d welcome the opportunity to take a closer look at what happened and see if there’s a way to help move things forward. Please reach out to us directly at (844) 994-3276 so our team can review your application in more detail.
Thank you again for your feedback as it helps us continue improving our processes and customer experience.
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