I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
YOUR TELEPHONE CUSTOMER SERVICE REP WAS VERY INFORMATIVE. SHE EXPLAINED EVERYTHING ABOUT MY SAVINGS ACCOUNT AND MADE ME REALIZE THAT RAISIN IS "NOT AN ONLINE SCAM". THE EMAILS I RECEIVE... See more
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I appreciate the ease of browsing for various CDs and savings accounts with the best rates in one place. Opening an account is simple; deposits and withdrawals are easy. I also receive email updates o... See more
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Great customer service. Responsive. Quick to resolve any questions I may have. Excellent offers from a wide range of banks. Account is easily accessible and site is very user friendly. Communication i... See more
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Company details
Written by the company
Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.
Contact info
New York, United States
- (844) 994-EARN
- support.us@raisin.com
- raisin.com/en-us
4.5
Excellent
971 reviews
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Scam
I had a frustrating experience with this service. My account was locked after a failed transfer, and I was asked to re-verify my identity. The issue is that they only accept U.S.-based ID documents, and I don’t have a U.S. driver’s license or state ID.
I tried using my passport and visa, but that wasn’t accepted, so I’m now unable to access my account or funds without documents I simply don’t have.
Support was responsive, but the requirements are very restrictive and not clearly flexible for non–U.S. ID holders. I wish this limitation had been made clearer upfront before I signed up and deposited money.
Overall, the platform feels difficult to use if you’re not already fully documented with U.S. identification.It almost feels like I don't have agency over my own money.
31 March 2026
Unprompted review
Reply from Raisin U.S.
Thank you for sharing your feedback with us. We sincerely apologize for the frustration you experienced during the account lock and ID verification process. To clarify our policy, we do accept international identity verifications when provided alongside a valid Visa and proof of residency. We are pleased to confirm that your specific concerns were internally reviewed and resolved as of April 1, 2026. Should you require any further assistance, please do not hesitate to reach out. We appreciate your patience and for helping us improve our services.
Prompt and thorough response
25 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that you were pleased with our quick and detailed response. Thank you for your positive feedback!
Effective tool to evaluate bank products
The company serves as an effective aggregator of financial information relative to savings and cd accounts- it further serves as a gateway for actually opening accounts when you find a rate/term that you like- recommend this platform
30 March 2026
Unprompted review
Reply from Raisin U.S.
We appreciate you recommending our platform as a helpful resource for savings and CD accounts. We're happy to hear that you find value in our service as an aggregator of financial information and a gateway for opening accounts. Thanks for your positive feedback.
Very easy seamless transaction
Very easy seamless transaction. Everything should be this easy.A+
30 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that your transaction was seamless and easy! Thank you for your positive feedback; we appreciate it very much.
Raisin is an outstanding company
Raisin is an outstanding company that offers excellent financial opportunities, and operates easily and efficiently. Highly recommended.
1 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that you find our financial opportunities excellent and our operations efficient. We appreciate you recommending us! Thanks for your positive feedback.
It was all good so far
It was all good so far. Sign up because of the bonuses offered. We will see how that goes.
5 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that you've had a good experience so far! We appreciate you signing up and hope you enjoy the bonuses. Thank you for your feedback.
Raisin the place to go for Interest rates
Raisin provides numerous online financial institutions with above average interest rates on one convenient website.
27 March 2026
Unprompted review
Reply from Raisin U.S.
We appreciate you sharing your experience! It's great to hear that you find value in having various financial institutions with competitive rates on our platform. Thanks for your feedback.
Phone answered quickly by pleasant and…
Phone answered quickly by pleasant and competent person who quickly understood my issues and solved them.
27 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that your call was answered quickly and your issues were resolved efficiently. Thank you for your positive feedback; we appreciate it!
Great Investment Platform
The Raisin platform has enabled me to spread my investments across many banks all under one website. Utilizing a mix of CD’s and high yield savings accounts, I have been able to maximize earnings, while enjoying easy transfers between banks and accounts.
10 March 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for the 5-star review! We are thrilled to hear that our platform is helping you maximize your earnings while keeping your investments organized and accessible. Providing that 'all-under-one-roof' convenience is exactly what we strive for. We appreciate your trust in Raisin!
The representative I talked to handled… Where is my money
The representative I talked to handled the conversation very well, but Raisin's website is not clear or easy to navigate. I did not know they would be holding my money for a week, for that reason I will be moving my money out of Raisin.
17 March 2026
Unprompted review
Reply from Raisin U.S.
Thank you for sharing your experience. We’re glad to hear our representative was helpful, but we’re sorry for the frustration regarding our website navigation and the fund holding period.
We aim for full transparency, and your feedback about the clarity of our processing times is invaluable. We are currently working on updates to make our interface more intuitive and our timelines clearer. We’d love the chance to regain your trust, but we respect your decision and appreciate the time you spent with Raisin.
Website easy, app not so much...
The website was pretty easy to navigate and displayed plenty of products to choose from. I appreciate having the cash account for ease of moving funds around to the different products...thanks for that! I would like to use the mobile app also, but am reluctant to download it as the reviews are so poor. Perhaps you could put some resources into improving that? Regardless, I will continue to use Raisin for my CD investments going forward.
One suggestion: I would like the ability to set up beneficiaries for my whole Raisin account, rather than to have to send a new request in for each individual product I purchase, which in these volatile times I find I must do even more often! I assume it may have to do with the fact that the products could be with different financial institutions, but even if it could be something I could change through the website, rather than having to send a request in would help. Having to reenter all the beneficiary details every time is quite burdensome. Thanks.
17 March 2026
Unprompted review
Reply from Raisin U.S.
Thank you so much for your thoughtful and detailed feedback! We are thrilled to hear that you’re finding the website easy to navigate and that our cash account is helping you manage your investments across different products with ease.
We also genuinely appreciate your candor regarding our mobile app and the beneficiary setup process. Please know that we are actively working on enhancing our mobile experience to meet the high standards our customers expect.
Furthermore, your suggestion regarding a universal beneficiary setting is incredibly insightful; we understand how burdensome it can be to re-enter details for every individual product, and we will certainly share this with our product team as we look for ways to streamline the experience. We're glad to have you with us for your future CD investments!
Outstanding Support
An entire group of Raisin associates pitched in to help me after my externally linked account was compromised. Very, very dedicated staff!
11 March 2026
Unprompted review
Reply from Raisin U.S.
Thank you for your kind words and for sharing your experience. We’re truly glad our team could step in and support you during a challenging situation. Providing timely and dedicated assistance, especially when account security is involved, is a top priority for us. Your feedback means a great deal, and we’ll be sure to share it with the team. Please don’t hesitate to reach out if there’s anything further we can assist you with.
Easy handling of CD investments
With multiple CD's, process was painless.
They kept me informed as maturity date neared,
and handled redemptions easily. Plus they gave
great bonuses for new funds.
12 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that the CD process was painless, and that you were informed about maturity dates. We appreciate your feedback regarding the bonuses for new funds and easy redemptions.
Owner
It did not tell you how much you had to deposit to get 1500.00 according to person I talked to it is 200000.00
I wish I knew before opening account
10 March 2026
Unprompted review
Reply from Raisin U.S.
We appreciate your feedback and regret that the deposit information wasn't clear before you opened your account. We'll review our disclosures to ensure clarity for our customers.
Accurate information with a pleasant…
Accurate information with a pleasant customer support rep.
9 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that you found our information accurate and had a pleasant experience with our customer support. Thank you for your feedback.
Easy to deal with and fast responses to…
Easy to deal with and fast responses to questions.
4 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that your experience was easy and our responses were fast. Thank you for your positive feedback; we appreciate it.
Nate was the person who helped me
The support from your support team his name was Nate , he was so patient with me and he helped me get through what I needed to get done. I would highly recommend him and your Raiin company for the future
3 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that our support team member was patient and helpful! We appreciate your recommendation and are glad you had a positive experience. Thank you for your feedback!
Great place to find Highyeild savings accounts
Having my money actually earn meaningful interest and seeing multiple high-yield savings accounts all in one place with Raisin is a real advantage. Raisin makes it simple and convenient to compare options and grow my savings.
11 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that you find value in Raisin! It's great to know you appreciate the convenience of comparing high-yield savings accounts and earning meaningful interest with our platform. Thank you for sharing your positive experience.
Pitiful what it takes to talk with a person.
It takes forever to get through the pathetic automated phone system, and when I finally spoke to the agent, the only thing he could do was refer me to the website to meet my needs.
11 March 2026
Unprompted review
Reply from Raisin U.S.
We appreciate you sharing this. We're sorry the phone system and service experience were not helpful. We'll review this feedback to improve our support and website resources. Thanks for your time.
Your customer service person was very…
Your customer service person was very knowledgeable,
took a concern of my inquiry, explained hor resolution to my full understanding.
4 March 2026
Unprompted review
Reply from Raisin U.S.
We're happy to hear that our customer service representative was so helpful and thorough. We appreciate you taking the time to share your positive experience!
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