This is a great company. Unfortunately ive had to claim several times when my wee 15 year old dog developed and eye condition. Waggle have been fantastic processing my claims quickly and will always... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
About Waggel
Written by the company
Less stress, more love.
At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.
Why Waggel?
We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:
- One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
- No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
- Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
- Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.
Contact info
1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom
- www.waggel.co.uk
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Very easy to register diesel
Very easy to register diesel. And cheapest quote we have had thank you
Easy to communicate with and get results!
There was a delay on my repayment so I phoned Waggel up & It was escalated . My payment was paid within 2 days ! x
The support are always fast with…
The support are always fast with answering questions.
The claim process was so easy and…
The claim process was so easy and processed very quickly. I was unsure if I would be able to claim as my cat was a stray that I took in and had to have a full dental extraction due to stomatitis but waggel were really understanding and pre-authorised my claim quickly. When the work was done they worked with my vets making the process easy and completed quickly. They have very good customer service and i would recommend them for all pet owners. :)
I've been with these jokers 3yrs and…
I've been with these jokers 3yrs and the latest 2026 renewal has increased from £51 per month last year to £81.00
An increase of 58% in one year with zero claims - even the Trump family might think that's a bit excessive!
They have been amazing everytime we…
They have been amazing everytime we have used them would highly recommend
My claim has taken months for my…
My claim has taken months for my deceased Cat. With umpteen messages saying they are sorry for my grief. Communication has been from random people, no one takes ownership for individual cases. Its basically a call centre type response each time. The policy does not highlight if your cat is over 8 years old there is no payment for their pedigree purchase, or the age of your pet. My claim settlement today advises its turned out to be £108 for my bills of £525. There is no mention of the additional £700 I paid for purchase (Pedigree paperwork and receipt sent with my claim). They also do not pay for cremation costs, so expect to stomach that are have your pet burned along with a group of pets for a cheaper cost. I have 2 other cats who will be over 7 years old soon. So I will be cancelling their policies, searching, and checking new policies with a fine toothcomb. It seems insurance of any type, takes your money every month, then if you do claim, they find every reason not to cover basics. The alternative to consider is to open a savings account and save your money every month so you can cover your pets yourself for get fees. I am disgusted with Waggel 😒
Abysmal, do not take insurance out here!!
Abysmal. Do not take insurance out here.
Really disappointed with Waggel and the way they have handled my partner’s dog’s insurance claims.
Daisy has been suffering with ongoing stomach problems, and despite her vet recommending an ultrasound to investigate the cause and rule out serious illnesses, Waggel refused to cover it because the symptoms might be linked to her existing skin allergies. There is no confirmed diagnosis establishing this connection, and Daisy had years of skin allergies without any gastrointestinal issues.
Since then, she has suffered further episodes of vomiting blood and needed emergency veterinary treatment, leaving my partner facing thousands of pounds in vet bills while still not knowing exactly what is wrong with her or what the insurance will cover.
It is incredibly upsetting to see someone pay for lifetime insurance for peace of mind, only to be left worrying about whether they can afford the investigations their dog needs. My partner has spent hours trying to resolve this with Waggel, and the whole situation has caused a huge amount of unnecessary stress at an already difficult time.
In my opinion, it is unfair to reject investigations into a new condition based on a possible link to something that has not been established as the cause. We expected far better from a lifetime policy. I hope Waggel reviews its decision fairly, but the experience so far has seriously damaged our trust in the company. I would not recommend this company.
If I could leave more stars I would
If I could leave more stars I would. Made a claim for my elderly dog sent what I thought was a claim for the correct amount. Just had an email, they have refunded me £85 more than claimed. I must have miscalculated. Im chuffed to bits thats so honest. Thanks Waggel
They ramped up the price by 50% after…
They ramped up the price by 50% after one year despite the dog still being young and no claims.
Very easy to complete
Under a very sad and stressful…
Under a very sad and stressful situation your staff have been professional, efficient and caring! I was concerned that not being able to actually speak to anyone would be a problem but that wasn't the case and responses were quick and informative.
May use AI-assist with repliesRead more
AVOID - RESEARCH COMPETITORS
My experience was very poor with Waggel and I cancelled my insurance as they appear to be just the same as every other pet insurance company - delays and poor value.
There are BETTER and MORE COMPETITIVE companies out there so do your research

Reply from Waggel
I received very helpful advice.
Being able to communicate with customer…
Being able to communicate with customer service member to find the best plan for our little dog.
So easy to contact and claim sorted…
So easy to contact and claim sorted within a few days. Vet paid direct. Very impressed
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.