Waggel Reviews 

14,996
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 3,636 reviews, reviewers overwhelmingly had a great experience with this company. Customers truly appreciate the remarkably simple online claims procedure and the accessible video chat tools that provide constant peace of mind when actively managing pet health concerns. People frequently mention the exceptionally kind staff, noting that representatives are always polite, supportive, and genuinely compassionate during difficult stressful moments. However, some reviewers were not happy with unexpected price increases occurring significantly at yearly policy renewal time. Additionally, a few consumers experienced noticeable frustration regarding claim rejections or communication delays when trying to get their veterinary bills fully covered.

What people talk about most

Claim

People report ambiguous experiences with claim processing, as reviewers express a mix of satisfaction and... See more

Service

Customers had positive experiences with service, often highlighting fast claim settlements, helpful online... See more

Customer service

Consumers find customer service to be positive, highlighting that representatives are kind, considerate, and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that forms are quick to... See more

Price

Reviewers highlight ambiguous aspects of price, as many customers appreciate the affordable pricing,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This is a great company. Unfortunately ive had to claim several times when my wee 15 year old dog developed and eye condition. Waggle have been fantastic processing my claims quickly and will always... See more

Rated 5 out of 5 stars

We had recently took out pet insurance with Waggel and had no previous issues with our dog, but not long after taking out the insurance we did have a problem. Waggel use a system of using a vide... See more

Rated 5 out of 5 stars

A lot of online insurers dont accept my email address so everytime Ive tried to insure online I come up against " invalid email" I dont know why. Its only been insurance companies, Ive tried to cont... See more

Rated 5 out of 5 stars

We had to claim for the first time recently. It was very straightforward and when contacting us, they asked how our dog was doing which was nice. They reviewed the invoice which they requested from th... See more


Company details

  1. Pet Insurance Company

About Waggel

Written by the company

Less stress, more love.

At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.

Our Lifetime pet insurance covers the big stuff like dental care, cancer and diabetes. But it’s not just about the policies. It’s about you and your pet feeling safe and supported every step of the way.

With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.


Why Waggel?

We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:

  • One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
  • No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
  • Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
  • Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.

Contact info

  • 1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom

  • www.waggel.co.uk

4.5

Excellent

TrustScore 4.5 out of 5

15k reviews

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4.5

All reviews

(14,996)

3,608 reviews in the last 12 months

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Rated 5 out of 5 stars

The claim process was so easy and…

The claim process was so easy and processed very quickly. I was unsure if I would be able to claim as my cat was a stray that I took in and had to have a full dental extraction due to stomatitis but waggel were really understanding and pre-authorised my claim quickly. When the work was done they worked with my vets making the process easy and completed quickly. They have very good customer service and i would recommend them for all pet owners. :)

28 October 2026
Unprompted review
Rated 1 out of 5 stars

I've been with these jokers 3yrs and…

I've been with these jokers 3yrs and the latest 2026 renewal has increased from £51 per month last year to £81.00
An increase of 58% in one year with zero claims - even the Trump family might think that's a bit excessive!

28 October 2026
Unprompted review
Rated 1 out of 5 stars

My claim has taken months for my…

My claim has taken months for my deceased Cat. With umpteen messages saying they are sorry for my grief. Communication has been from random people, no one takes ownership for individual cases. Its basically a call centre type response each time. The policy does not highlight if your cat is over 8 years old there is no payment for their pedigree purchase, or the age of your pet. My claim settlement today advises its turned out to be £108 for my bills of £525. There is no mention of the additional £700 I paid for purchase (Pedigree paperwork and receipt sent with my claim). They also do not pay for cremation costs, so expect to stomach that are have your pet burned along with a group of pets for a cheaper cost. I have 2 other cats who will be over 7 years old soon. So I will be cancelling their policies, searching, and checking new policies with a fine toothcomb. It seems insurance of any type, takes your money every month, then if you do claim, they find every reason not to cover basics. The alternative to consider is to open a savings account and save your money every month so you can cover your pets yourself for get fees. I am disgusted with Waggel 😒

28 October 2026
Unprompted review
Rated 1 out of 5 stars

Abysmal, do not take insurance out here!!

Abysmal. Do not take insurance out here.
Really disappointed with Waggel and the way they have handled my partner’s dog’s insurance claims.

Daisy has been suffering with ongoing stomach problems, and despite her vet recommending an ultrasound to investigate the cause and rule out serious illnesses, Waggel refused to cover it because the symptoms might be linked to her existing skin allergies. There is no confirmed diagnosis establishing this connection, and Daisy had years of skin allergies without any gastrointestinal issues.

Since then, she has suffered further episodes of vomiting blood and needed emergency veterinary treatment, leaving my partner facing thousands of pounds in vet bills while still not knowing exactly what is wrong with her or what the insurance will cover.

It is incredibly upsetting to see someone pay for lifetime insurance for peace of mind, only to be left worrying about whether they can afford the investigations their dog needs. My partner has spent hours trying to resolve this with Waggel, and the whole situation has caused a huge amount of unnecessary stress at an already difficult time.

In my opinion, it is unfair to reject investigations into a new condition based on a possible link to something that has not been established as the cause. We expected far better from a lifetime policy. I hope Waggel reviews its decision fairly, but the experience so far has seriously damaged our trust in the company. I would not recommend this company.

13 October 2026
Unprompted review
Rated 5 out of 5 stars

If I could leave more stars I would

If I could leave more stars I would. Made a claim for my elderly dog sent what I thought was a claim for the correct amount. Just had an email, they have refunded me £85 more than claimed. I must have miscalculated. Im chuffed to bits thats so honest. Thanks Waggel

28 October 2026
Unprompted review
Rated 5 out of 5 stars

Under a very sad and stressful…

Under a very sad and stressful situation your staff have been professional, efficient and caring! I was concerned that not being able to actually speak to anyone would be a problem but that wasn't the case and responses were quick and informative.

16 October 2026
Unprompted review
Rated 1 out of 5 stars

AVOID - RESEARCH COMPETITORS

My experience was very poor with Waggel and I cancelled my insurance as they appear to be just the same as every other pet insurance company - delays and poor value.
There are BETTER and MORE COMPETITIVE companies out there so do your research

28 October 2026
Unprompted review
Waggel logo

Reply from Waggel

Hi Laurence,

We're sorry to hear you're unhappy with your experience and that you've decided to cancel your policy.

We've experienced a high volume of claims, which has unfortunately impacted processing times. While we understand that delays are frustrating, our team continues to work through claims as quickly as possible.

We appreciate that value and service are important when choosing an insurer, and we're sorry you feel Waggel wasn't the right fit for you. We wish you and your pet all the best.

The Waggel Team

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