CrowdProperty Reviews 

Returns over 6 yrs of investing with CP - Interest earned £17.4k, Capital loss £20.4k, Overall performance-£2.9k, average return -1.03% over 6 years. Do not invest with this company, they fund any project with very little review. The LTV's are made up on the spot and I can't get my money out of this platform quickly enough, i've just written my money off as a very bad experience.

To be honest, things started well. Money was being returned from various projects, and initially I felt reasonably confident investing further.
However, over time, the amount you could invest in each project became increasingly limited. You were often lucky to get onto the Projects you actually wanted, which, in hindsight, was probably a blessing as it restricted how much I could invest with them.
The biggest frustration has been trying to get my money back. I have been waiting for years for some of my funds to be returned. Every so often, you receive an email saying that things are progressing, but the process is painfully slow and seems to drag on indefinitely.
The updated dashboard has also made things more confusing rather than less. There now appears to be a huge amount of information split across numerous sections, but it leaves you wondering what is actually happening with the investments you originally made. Instead of providing clarity, it feels unnecessarily over complicated.
Overall, I am very disappointed with the experience. What started positively has turned into a long, frustrating wait to get my own money back. I sincerely hope I can eventually exit completely and move on.
At this point, I would not recommend investing unless you are fully prepared for potentially very long delays and a complicated process.

Re-submitted as apparently Trustpilot don't allow you to mention the specific person who provided the service...

Had a very positive experience with a staff member at CrowdProperty who helped me with an issue I was having investing funds. She took the time to explain step by step, even though I was only investing a very small sum, and it was resolved in time for me to invest in the project that was starting on the same day.

Don't waste your time or your hard earned cash on this so called investment site. You'd have more luck gambling your money in a casino!

Years later, and I'm still waiting for over £870.00. Fortunately I only put in a few thousand. It's a miracle with these jokers that I've managed to get a good proportion of that back.

I can think of many investment companies I use that have never let me down, Loanpad, Blend Network, Trading 212. All of these are stellar companies that just do things right.

It's just such a shame. I started with them in there early days, and back then they were quite good. But now? I would NEVER EVER trust them again!

Still waiting for loans due in 2021 to repay.

Dont give your money to these losers...you wont get it back

Reply: I don't need your help - I'm just letting potential investors know how bad you are so they don't lose money like so many others have.

I concur with B Williams, and can verify that I also invested in the loan that returned 4% capital and no interest. I am actually quite intrigued to know how it is even possible to lose this much on a secured loan. Perhaps the property was a disused asbestos mine. Although this is an extreme example, I have checked my loans and the average capital returned across failed projects was 40% of the amount lent - that's a Value to Loan (not Loan to value) of 40%. With this kind of management, it is not surprising to see some of the portfolio returns people are posting.

i agree with all the negative reviews i have lost thousands of pounds since i started investing in 2019. the last three years in particular have resulted in capital losses far in excess of any interest earned - here is an example for this year
capital repaid £4,825.84
interest paid £418.33
Capital loss £944.24
i have not a lot more of these i could add but this should highlight why the risks are not worth the outcome
put your money elsewhere

updated 29 07 2026
this is 2026-2027 tax year
Capital Loss £1,795.14
Interest paid
£105.45
£1,635.52 loss so far this year

When dealing with finance and investments one is aware that funds are at risk and that we must accept. However I'm extremely disappointed with the Crowdproperty team and the level of research and viability checks of certain projects. The number of projects I have invested in which failed shows how poor the checks prior to loans were. I'm now left with very little and hope people use a more professional platform that conducts better due diligence.

I have lost a substantial amount of my capital on CrowdProperty.

Every single one of the loans I made through their platform is now in default and significantly overdue, most by years.

What seemed like a promising property lending platform - I was a sucker for Crowdproperty's marketing! - has turned into a horror story for investors like me.

CrowdProperty's former and current CEO and Managers have lowered their lending criteria to grow the business rapidly and be able to hype that up the large number of loans they launch through their Public Relations initiatives. It means they have funded more speculative and higher-risk property developments to borrowers who are former bankruptees or had businesses go into administration or liquidation etc., developments and borrowers that have been rejected by more reputable and sensible lenders.

This carefree attitude from CrowdProperty's Managers has resulted in widespread failures across the loan book.

Independent analyses and investor reports indicate a significant portion of the outstanding loans being in default, with many investors seeing over 60-90% of their personal portfolios in default or overdue.
In my case, 100% of my investments are overdue, with many loans I loaned funds to in 2018, 2019 and 2020 still not having paid back. Updates from the platform are particularly vague, brief, infrequent and often amount to "no updates" or generic narratives without clear timelines, expected recoveries, or financial details.

Communication has been woefully inadequate, leaving investors in the dark about recovery actions, LPA receiverships, property sales, or potential shortfalls.

When defaults happen, as is the norm not the exception, recovery processes drag on endlessly.
Some loans have taken 6+ years to partially resolve, often with no interest paid and only a fraction of capital returned.

I and many others have suffered actual capital losses - partial write-offs where property sales didn't cover the full loan plus accrued interest. On many loans I've got nothing back. On one of my loans, Crowdproperty only gave me 4% of my capital back and no interest. Examples from other investors include recovering only £1,500 out of £7,000 or losing tens of thousands on larger sums.

The platform's transparency has deteriorated as problems mounted: performance statistics have been quietly removed from their website to hide the appalling results because Crowdproperty know that nobody would invest with them if they knew most loans go into default and don't return full capital. The overall Trustpilot rating here sits at a dismal ~1.5-1.8 stars, dominated by mostly 1-star reviews echoing these exact issues: delayed repayments, poor service, and eroded capital.

I will never ever recover even half of my invested capital. All the money feels effectively lost at this point, tied up in illiquid, failing projects with no secondary market or exit.

This has been a costly lesson in the real risks of P2P property lending when underwriting standards slip.

I strongly advise others to avoid investing here until the platform finally begins to demonstrate concrete, substantial recoveries and improved practices.

Extreme caution is warranted: your capital is at serious risk.

I should be getting my money back after 4 years. It could have earned more interest during that time in a normal bank account.

AVOID - your money will be better invested in a 0% interest cheque account.

I invested £8k over 5 years ago and have so far received £1,500 in interest, with £1,200 of realised losses and a further £2.5k of investments overdue and in reality likely to be paid in part if I’m lucky!

Forecast return = 27.5% LOSS

I invested £5,000 in the CP IFISA between Sep 21 and May 22 in projects the majority of which should have repaid in 2023.
Outcome to date (10 May 2026) is
• £4,546.96 paid back and, after losses, just
• £ 655.61 left sitting in a so called “active” portfolio. This is a complete misnomer as my money appears to be stuck in projects which have significantly exceeded planned timescales (by years) and will probably result in further losses.
Had I placed my money in an easy access cash ISA I think I’d now be looking at about of £5,700, all of which would be available on demand.
In my opinion the performance of my CP IFISA, while not being disastrous, has been poor.

Don't Invest - Realised Average Return 1.84%

I can get twice that rate in far safer Ford Money.

All investment was done by Crowd Property via "Auto Invest"

I invested with 5 others at the same time all had gains only with Crowd Property have I had losses so no rubbish about market conditions.

As far as "Auto Invest" goes Crowd Property should not Invest multiple times with the same developer so that risk is well spread rather than all eggs in one basket.

My Initial Investment March 2022 £5400

What follows is from CP Dashboard 30-Apr-2026

Capital Repaid £5510.27
Interest Earned £ 588.92
Capital Loss £ 318.18

Overall Performance £ 270.74

Realised Average Return 1.84%
Contracted Average Return 7.43%
Current Contract Rate 7.43%

Projects Repaid 73
Active Projects 16
Active Loan Parts 32

Total Lent £6955.00
Total Paid Back £5510.27
Total Interest Paid £ 588.92

Total Active Portfolio £1126.55
# # #

Very pleased with help & assistance-excellent

When I first invested, this company appeared to offer strong prospects, with first charge security and projected returns of 10%+. However, in my experience, they expanded quickly and did not maintain adequate control over their loan book.

Some of my loans have remained unpaid for over 4 years past their due dates, resulting in partial recoveries and capital losses.

The company earns through borrower fees and interest margins rather than investor platform fees. My concern is that this may incentivise loan volume over risk control.

While all investing carries risk, their performance has left me questioning how effectively those risks are managed.

Their founder, Simon Zutshi, is well regarded in property circles. From my own interaction with him, I took away that success in this space often comes down to working the margins; useful in itself, but perhaps reflective of the broader approach.

He is no longer a director, but appears (from public records) to remain a significant shareholder. In my opinion, the business prioritises shareholder returns, and I do not feel investor outcomes have been sufficiently protected.

I raised concerns directly when performance issues became apparent, around the time their Trustpilot rating had initially fallen significantly. It now appears to be much lower, with many negative reviews.

Based on my experience, I have lost money and would urge others to fully understand the risks before investing.

I am writing this to warn other potential investors of the severe capital losses I have experienced with CrowdProperty. My experience contradicts the platform’s marketing regarding the security of first-charge lending.

In 2020, I invested in a project that was scheduled for an 18-month term, with a projected exit in late 2021. Instead of the promised timeline, my capital was tied up for six years. When the "recovery" finally took place today, I received only 43% of my initial capital. There was no interest paid.

Crowdproperty deliberately choose to elongate the recovery of loans. It is part of their profit-making strategy. It is so they can charge massive fees, pretending they have had to spend considerable time to complete the loans, and that's what they have done again with this loan. It means investors lose very substantial amounts of their capital.

To wait six years only to lose more than half of the principal investment is an appalling outcome. This is not an isolated incident within my portfolio and it is pretty typical. Because of multiple failures of this nature, my "Realised Average Return" across the entire CrowdProperty platform has now collapased to -3.86%.

Yes, a minus figure.

Investors should be aware that the "first charge" security does not protect your capital effectively when projects fail. The due diligence and the subsequent recovery efforts have proven to be wholly inadequate in my case.

I have moved from being an investor to being a victim of systemic mismanagement and profiteering by Crowdproperty!

Another loan paid out today with a 57% loss over 5 years,every completed loan is a loss, keep your money away from this crowd of chancers

Another project finished, this time recovering 43% of original capital after 5 years. My return over a 6 year period on my portfolio is currently 1.03% and all remaining projects are in trouble so this will get worse. Do not invest in this platform, you have been warned, forget about 8-10% interest, you won't even get 75% of your original capital back.

I have had two diversified portfolios with Crowdproperty for five years.

It used to have four or five star reviews on Trustpilot. Look at them now. It is quite sad.

Contracted average return = approx 7.5%.
Realised average return on one account is 2.5%. The other account is -4.7%!

The website has been redesigned to show actual returns and losses and for this Crowdproperty should be congratulated as before it was extremely opaque.

Do not be fooled by assurances that loans are covered by first charge on projects and that even if the borrower defaults, you will get the proceeds of the sale of the project. I still cannot work out exactly how large losses are incurred with this cover (perhaps legal fees), but the fact is that you may well not get your capital back, let alone interest.

This is a high risk investment (something that I was fully aware of when I invested), but it remains a very poor one.

Do not put new money into this.

So many losses.

5 years of investing and £1000s lost

Loans drag on for years then you get back just 4% of what you put in if you're lucky. Many more are years overdue and haven't repaid a single penny.

Stay well away.

I would have been better off just putting my money under my bed for 5 years...at least I'd still have all of it !!