Banner for Moneybox

Moneybox Reviews 

5,312
•
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 1,693 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the mobile application for making saving money, investing, and tracking financial goals remarkably simple, rewarding, and highly intuitive. Consumers also highlight the dedicated customer service team as exceptionally responsive, extremely helpful, and remarkably efficient when handling various account queries. Some reviewers were not happy with customer support, mentioning frustratingly slow response times or experiencing significant difficulties when trying to close their accounts. A few other people also felt that certain application features were rather clunky, poorly designed, or occasionally frustrating and somewhat difficult to navigate properly.

What people talk about most

User experience

People report positive experiences with user experience, noting that setting up accounts is straightforward... See more

Customer service

Consumers find customer service to be positive, highlighting that the support team is responsive, highly... See more

Application

Users describe positive interactions with application, highlighting that the platform is easy to navigate,... See more

Service

Customers consistently note positive experiences with service, highlighting fast and efficient support as... See more

Response time

Clients share positive opinions on response time, noting that the support team provides very prompt... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Been good so far and i love the goal tracker part where it automatically says how much you need to save each month to get to your goal. Withdrawing from cash isa was fine, interest rate is a bit shit... See more

Company replied

Rated 4 out of 5 stars

What made my experience great so far with this money saving app is that I know how much net contribution alongside interest that I have earned on my transfers. This makes tracking my process towards t... See more

Company replied

Rated 5 out of 5 stars

10/10 for Lifetime ISA on First Home have been saving with moneybox since 2018 and has been a excellent saving vehicle for my first home with completion today. The staff and customer service ar... See more

Company replied

Rated 5 out of 5 stars

Honestly, this app has been absolutely invaluable throughout the journey of buying my first home. The Help to Buy Lifetime ISA genuinely made this purchase possible, and the Stocks & Shares ISA... See more

Company replied


Company details

  1. Investment service

Written by the company

Moneybox is the saving and investing app that helps you turn your money into something greater. Millions of us want to achieve more with our money. But whether we’re looking to save for a rainy day, grow our money, buy a home, or even build a retirement fund, we leave it at the bottom of our to-do lists because we're not sure how to get started. This isn’t surprising. We aren’t taught about saving and investing at school, the investment industry was built to serve a minority, and it often feels like banks don’t care about helping us achieve outcomes. To top it off, the financial services industry is fragmented and confusing. This means that our money often isn’t working hard enough and our goals are much harder to achieve. So, we made a solution. We brought saving, investing, home-buying, and retirement services together into one simple app. So people can reach their goals and build wealth with confidence, whatever their starting point. We want to help people build wealth, but our mission goes beyond that. We believe that building wealth isn’t simply about accumulating more money. It’s about going after the life you want and enjoying it to the fullest, today and tomorrow. This is what it means to turn your money into something greater.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

5k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(5,312)

1,637 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Moneybox

My Moneybox experience has been very positive and I would recommend their products.

10 November 2026
Moneybox logo

Reply from Moneybox

Thanks for your review!

Rated 5 out of 5 stars

Customer service

Larrisa helped me when i put some details in wrong and the service was amazing. Straight to the point, kind and clear in her instructions.

10 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Tia, thanks for your lovely feedback!

Rated 4 out of 5 stars

I came because of LISA - stayed for dopamine that helps to save rather than spend

I came because of LISA, stayed for visual representation and a bit of a dopamine hit to track progress on 3 different types of accounts (LISA, Cash ISA for emergency fund, and Stocks and Shares ISA for comparison and a little bit of play around with ETFs, to be sold if needed).

Even though it’s very unlikely I will ever manage to get on a property in the UK at current prices, Moneybox helped me feel in control of my money without adding unnecessary pressure to the already strained finances. At this point, I treat LISA as an additional pension pot, for it’s unlikely any money there would be enough for a deposit for a nice place in London.

I must admit I looked into opening Moneybox LISA earlier, but always felt I needed to be in a much more stable financial position to be able to contribute regularly and reach £4000/year - I wish I knew earlier how flexible adding deposits actually is, and most importantly - how you can always change settings and skip collections on weeks when you’re short until your situation improves - it’s particularly helpful for people with unpredictable incomes.

One bit that irked me recently, however, is the fact that I believe some of my data might be being passed on to other parties.

A flyer came through a letterbox advertising a potential new property development. It highlighted low deposits, and how wonderful it would be for first time buyers.

At first I thought it was just a random leaflet, but the location was way too far away to be just coincidental. I then remembered I was clicking around Moneybox app about a week earlier and answered some questions in Mortgage In Principle section - but I didn’t ask to be sent anything or to be contacted.

This might seem harmless, but if Moneybox is really sharing data with some partners, they really should reconsider if that’s a good path - I don’t wish to be targeted with marketing materials for flats I might not be able to sell later due to leasehold/extortionate service charges!

10 November 2026
Moneybox logo

Reply from Moneybox

Hi there, thanks for your 4* review and feedback. It's great to hear you're enjoying saving with us. We handle your personal data in line with our privacy notice and never sell it to third parties to contact you about mortgages. You can read our full privacy notice below for more information on how we use and process personal data. If you have any questions, please email support@moneyboxapp.com.

https://www.moneyboxapp.com/privacy

Rated 1 out of 5 stars

I would never use this again

I would never use this again

10 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Isaac, we're sorry to see your review. We'd like to take a closer look at your experience with us, so we have requested your details via Trustpilot. We hope to hear back from you soon.

Rated 4 out of 5 stars

Customer service was good (an adviser…

Customer service was good (an adviser responded to a query I had quickly). The not so good was that Moneybox's online isa application form, did not have an option to choose whether I wanted to transfer an isa from another institution straight away, or whether I wanted to wait until maturity, which could possibly have resulted in my being charged a hefty penalty if I had completed the application early. To be fair to Moneybox, their online form did warn about the possibility of being charged a penalty if I did opt to transfer my isa early, but it was annoying not to be able to arrange the transfer of my isa in advance of the maturity date, which it is possible to do with most other institutions.

10 November 2026
Moneybox logo

Reply from Moneybox

Hi Christopher, thank you for your feedback. If you’re looking to transfer in an ISA from another provider which has a maturity date, it’s best to wait until this has matured before starting a transfer in. This is because providers are typically unable to hold your transfer until your maturity date and may reject the transfer request or apply an early closure penalty. We'll make sure your feedback is passed on to the relevant team to review!

Rated 5 out of 5 stars

great experience with Jayto…

Today I called Moneybox and spoke to Jay.
I was reviewing all my accounts with Money/box and needed technical advice.
Jay answered all my questions very patiently and empathetically.
He explained the shares section of my account very well.

I followed all his instructions and managed to move every accounts money into a new 1 year fixed Isa with a much better rate.

Without his help I would not have been able to do this.
He offered further help if I found it difficult to do all the steps.

Great customer service and patient with an older person like me.

Thank you Jay

10 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi there, thank you for your lovely review and feedback. We'll make sure this is passed on!

Rated 1 out of 5 stars

Aggressive marketing on google

Aggressive marketing on google. Don't even use similar services but still see their ad 5-10 times a day. Great way to make people hate you before they decide to use ur service.

10 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi there, we're sorry to read your review. You should be able to click the small "x" or info icon on the Google ad to select "Stop seeing this ad." We'll pass your feedback onto the team.

Rated 5 out of 5 stars

Transfer from Stocks & Shares to Cash ISA

Dead easy to transfer an ISA to Moneybox. All done on line No forms No delay. Cash in a Stocks & Shares done easy and quickly especially since all platforms are on line.

6 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Thanks for sharing your experience, Keith!

Rated 5 out of 5 stars

Easy savings app

Very easy to navigate what you are looking for
Easy to save regularly
Great customer service
I am very happy with everything

9 November 2026
Moneybox logo

Reply from Moneybox

Thanks for your feedback, this is great to hear!

Rated 5 out of 5 stars

Amazing Service

My query was dealt with quickly. It was great being emailed by a person, Jess, who appreciated our problem and released our money quickly. Amazing service.

9 November 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Claire, thanks for your lovely feedback. We'll make sure this is passed on.

Rated 4 out of 5 stars

Good introductory ISA rate

Good introductory ISA rate, nice clean app to navigate, a few bugs time to time with various updates. Sadly part of the same issue with a bunch of these banks only offering a good introductory offer before reducing it to a point whereby penalising anyone who doesn't engage frequently in moving their ISA account to a new introductory rate. I feel more of these companies should be valuing customers that wish to stay and keep their money invested.

1 October 2026
Unprompted review
Moneybox logo

Reply from Moneybox

Hi Sam, thanks for your feedback. We update our rates (both underlying and bonus) to remain competitive. This means that some customers may have different headline interest rates and/or bonus rates depending on when they opened their ISA. We'll make sure your comments get passed on to our team to review, and if there are any eligible promotional rates that become available, we’ll let you know.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look