365 Finance Reviews 

1,126
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 320 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and dedicated account managers for being exceptionally polite, highly professional, and always ready to support business needs. People mention that team members provide outstanding guidance, listening carefully to requirements and making every single interaction smooth and reassuring. A few other people also felt that the entire funding process was remarkably quick, efficient, and completely stress-free, with funds frequently arriving within twenty-four hours. Consumers consistently highlight the clear communication, straightforward steps, and responsive approach that keep everything well-managed from the initial application right through to the final payout.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting the team as professional, helpful,... See more

Service

People report overwhelmingly positive experiences with the fast and efficient service, highlighting helpful... See more

Customer service

Users describe positive interactions with customer service, highlighting fantastic and reliable support... See more

Response time

Reviewers express high satisfaction with the rapid response times and efficient communication. Customers... See more

User experience

Consumers find user experience to be highly positive, highlighting the really quick and easy setup. People... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The ease and speed of application is unmatched. As a small business owner it's really important to be able to access small loans from time to time for cash flow and operations. Having dealt with a num... See more

Rated 5 out of 5 stars

Great company always there when you need them, hassle free and on top of it all get somebody like Flutra Islami who is extremely polite and makes life easy well done to 365 for having her as part of... See more

Company replied

Rated 5 out of 5 stars

The experience from start to finish of our loan was smooth and streamlined thanks to Daiana. She was on the ball and kept us updated. To be honest if it wasn't for her we would have gone with an... See more

Rated 5 out of 5 stars

Matt Brentley was our contact and I have to say from start to finish he was great. All information was clear and straight to the point which I really appreciate. He was quick with answers and reassure... See more

Company replied


Company details

  1. Non-bank financial service

Written by the company

Apply today and get approved within 24 hours. Repayments are flexible and based on your card sales. Our business cash advances are, fast, flexible and hassle free.

Our mission

A flexible alternative to bank loans

We pride ourselves on offering a better, more flexible alternative to bank loans. Our business cash advances come with no admin fees, hidden extras or APR's (Just one simple all-inclusive cost)

Contact info

4.9

Excellent

TrustScore 5 out of 5

1k reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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4.9

All reviews

(1,126)

311 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Brilliant service by Flutra

I have been with 365 for a number of years and once again I was delighted in my dealings with Flutra. Professional, efficient and friendly service as always.
I look forward to a long and fruitful relationship.

16 February 2026
Unprompted review
Rated 5 out of 5 stars

Jake was HUGELY helpful.

Jake was HUGELY helpful.
I would absolutely recommend 365businessfinance.. their staff are very easy to communicate with, no real waiting times and the funds I required were with me within 24 hours.

Jake was a great help throughout and understood the complications of running a family business.
10/10

15 January 2026
Unprompted review
Rated 5 out of 5 stars

365 are amazing especially Lauren

365 are amazing especially Lauren
We got offerd the loan at 3 pm
And the funds were in my bank 645pm
Absolutely great service as I needed funds to upgrade my kitchen equipment highly recommended

Mr ibrahim

10 February 2026
Unprompted review
Rated 5 out of 5 stars

"Flutra is amazing

"Flutra is amazing! I've been with 365 for seven years, since 2019, and they've been instrumental in supporting all my businesses. Whenever we've needed funding, they've been there - we've grown from a small business to a national company with properties, hotels, and restaurants across the country.
I must say, 365 stood by us during the tough times, especially during Covid.
When we struggled to make payments, they worked with us to create a manageable plan, no stress attached.
Flutra, in particular, has been a huge help - she always makes understanding terms and conditions easy for me.
Thanks to 365 and Flutra's support, we've achieved what we have today."

2 February 2026
Unprompted review
Rated 5 out of 5 stars

Ramiel Lockett is an excellent line…

Ramiel Lockett is an excellent line manager who is consistently kind, supportive, and helpful. He has a strong ability to simplify complex deals, which has made my work much easier and more efficient. I have found him to be extremely sincere and highly focused on every deal he handles.
What truly stands out is his availability and dedication—even outside office hours, he is always reachable for advice and support. He is very customer-focused and works exceptionally well with BDMs, always ensuring smooth communication and positive outcomes. Ramiel is a dependable leader and a pleasure to work with.

1 February 2026
Unprompted review
Rated 5 out of 5 stars

A powerhouse partnership between AAJJ Consultants and 365 Finance

​"Over the last three years, AAJJ Consultants has worked closely with Fred Upjohn at 365 Finance, and the results have been outstanding. Fred has been instrumental in onboarding over 200 clients for us, consistently proving his efficiency and strategic mindset.
​Fred’s ability to package deals effectively is second to none, and he frequently goes the extra mile to ensure our clients reach a successful close. He treats our business needs with the utmost priority, ensuring all parties are supported in a timely, professional manner. He is a vital partner to our team at AAJJ Consultants."

5 February 2026
Unprompted review
Rated 5 out of 5 stars

Muhammad - BDM

As a broker Muhammad's a great BDM to work with and has hugely improved the amount of help we can offer to customers.

Punctual and responsive and always doing his best to help our shared customers!

3 February 2026
Unprompted review
Rated 5 out of 5 stars

Easy and helpful

Ive been dealing with Daiana who has been lovely, and has gone above and beyond to sort out a cashflow crisis.

Easy to deal with, and helpful.

3 February 2026
Unprompted review

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