Access Fertility Reviews 1,258

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Fab service and everyone we spoke with were so hopeful! Applied on the Friday and was approved by the Monday after, clinic have confirmed everything is good to go! Only downfall was being told there w... See more

Company replied

Rated 4 out of 5 stars

Once it was clear what had to be done and I sold the advisor that they had given me the wrong information on time frame for application they were really good and bent over backwards to help me. This h... See more

Company replied

Rated 5 out of 5 stars

Only had an initial phonecall, but it was so straightforward and clear! I spoke to Alfie & he was so knowledgable and patient. Alfie was good humoured and fully explained everything, making it ge... See more

Company replied

Rated 5 out of 5 stars

When i first got in touch with access fertility I was given alot of different information. But the minute I spoke to Alfie everything changed!! He kept me up to date with my application, he managed to... See more

Company replied

Company details

  1. #1 of 7 best companies in Fertility Doctor
  2. #3 of 10 best companies in Fertility clinic
  3. #14 of 25 best companies in Women's Health Clinic
  4. #3 of 8 best companies in Reproductive health clinic

Written by the company

Access Fertility is the first, the largest and most trusted provider of IVF Refunds and Multi-Cycle Programmes in the UK. We offer fixed fees and huge savings compared to paying clinics directly. Over 11,000 babies have been born through our programmes, and we've refunded over £17 million to people who haven't had a baby. We work with the best clinics across the UK to ensure you can access affordable IVF and to reduce the financial stress of your treatment.

Access Fertility - 100% refund if you don't have a baby

Written by the company

We help patients take the uncertainty out of IVF
Our IVF refund programmes - 100% refund if you don't have a baby - help patients to take the financial stress and uncertainty out of IVF. We offer two cycle, three cycle and unlimited cycle programmes, all for a fixed fee. All our programmes include unlimited frozen embryo transfers and are available nationwide.

Contact info

Refundable IVF at Access Fertility

It sounds too good to be true…but it isn’t.

4.7

Excellent

TrustScore 4.5 out of 5

1K reviews

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Replied to 75% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Transactions were smooth

Access Fertility has made our journey much easier than we expected. They made our IVF treatment affordable with their programme. Thank you for your help in making our dream come true.

4 August 2025
Unprompted review
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Reply from Access Fertility

Hi Elna. Thanks for your review. Our aim is to take stress out of the IVF journey so we are very happy to hear we were able to help! You can always contact us if you need anything.

Rated 5 out of 5 stars

Easy, Kind and Friendly!

Access made the process simple and easy to follow. Everyone I spoke with was incredibly friendly and helpful, and it really made an emotionally tough process much easier to handle.

28 November 2025
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Reply from Access Fertility

Hi Georgia. Thank you for your lovely review! We are so absolutely happy to hear that you had such a positive experience with us. Our aim is to take away some of the stress of IVF so patients can fully focus on their treatment and we are so excited we were able to do so.

Rated 5 out of 5 stars

Great experience, supportive and straightforward

Great experience: fast response, supportive approach, and very straightforward.

25 November 2025
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Reply from Access Fertility

Hi Mirs. Thank you for your lovely feedback. We are delighted to hear that our prompt communication and supportive, straightforward approach made your experience a positive one. We truly appreciate you choosing Access Fertility to support you on your IVF journey.

Rated 5 out of 5 stars

Excellent customer service

All the agents I spoke to were warm, friendly, patient and genuinely felt like they cared.

18 November 2025
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Reply from Access Fertility

Hi Raheema. Thank you so much for your kind words. We are very happy to hear that our team made you feel supported and cared for throughout your experience. Your comfort and confidence mean a great deal to us, and we are grateful you chose Access Fertility to be part of your IVF journey.

Rated 5 out of 5 stars

The process was straightforward

The process was straightforward. The team provided me and my partner with all required information and they were very responsive. We had gone for multicycle programme with no refund and no finance so didn’t have to wait for any reviews or anything like that.

17 November 2025
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Reply from Access Fertility

Hi Magdalena. Thank you for taking the time to write this review. We realise that undergoing IVF treatment is very stressful and our aim when patients are using one of our programmes is to make it as stress free and most cost effective as possible.

Rated 5 out of 5 stars

This is our first IVF journey and with…

This is our first IVF journey and with already feeling apprehensive knowing we are going on an emotional journey, Access Fertility have been nothing but supportive and have made the financial process as easy and smooth as they can.

1 October 2025
Unprompted review
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Reply from Access Fertility

Hi Sarah. Thanks for your review. Our aim is to take stress out of the IVF journey so we are very happy to hear we were able to help! You can always contact us if you need anything.

Rated 5 out of 5 stars

After suffering with unexplained…

After suffering with unexplained infertility for a few years we decided to go for IVF. I was worried as they say it can take a few tries so when I came across AF I was over the moon to learn that they have several cycle packages and refund options too. We went for the 3 cycle 50% refund option. The best part is that a successful cycle is defined as a live birth so if you get pregnant but miscarry it wont affect your package. We went for the medication inclusive package. The whole process was easy and efficient and the team were great. The only downside which we weren't told was that after our 7 week pregnancy scan, we would have to pay for the rest of our progesterone pessaries. This was around 150 pounds I believe but I felt a bit cheated considering we went for medication inclusive cycle.

Apart from that great experience.

5 May 2025
Unprompted review
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Reply from Access Fertility

Hi Ashia.
Thanks so much for your feedback, it’s very helpful.
We’re sorry to hear about the unexpected charge, if this is something you want to discuss please get in contact with us and we can explain this further.

We hope the 7 week pregnancy scan went well and wish you all the best for the future!

Rated 5 out of 5 stars

Removes a lot of the stress - well worth it

Using access has been super easy and taken away the financial pressure aspect of treatments. We opted for the 50% refund cycle package and having had our first transfer yesterday it’s a relief knowing we won’t have to pay out any more (except medication) if it doesn’t work. Once the agreement was in place Access communicated directly with our clinic and needed no input from us which has also been lovely. Well worth the money and would 100% recommend to anyone going through fertility treatment privately.

15 August 2025
Unprompted review
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Reply from Access Fertility

Hi Kerry. Thank you for taking the time to share your feedback with us. We hope the transfer went well yesterday and we wish you all the best of luck with your treatment. If there’s anything else you need from us please don’t hesitate to get in touch!

Rated 5 out of 5 stars

Stress free, easy process

Easy and straightforward process, making payment using online system was easy has taken stress away a bit would Easy

23 May 2025
Unprompted review
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Reply from Access Fertility

Hi Emma. We really appreciate your positive feedback, thank you. We know that the financial aspect of treatment can be daunting, and we’re glad we could help reduce some of that stress. Please get in touch if there’s any way we can help you in the future.

Rated 5 out of 5 stars

Eased the financial worry of needing more than one go…

We have completed one round of egg collection and one transfer that was unsuccessful. Having chosen access fertility has taken the pressure off of the process as we know we have more chances without the financial burden. We have also not had to liaise at all with AF since getting the agreement in place and everything has been done through the clinic.

21 July 2025
Unprompted review
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Reply from Access Fertility

Hi Frankie. Sorry to hear that your first transfer hasn’t gone to plan, but we hope you have better news with your future cycles. Although you’ve not had to liaise with us since finalising your treatment, please do contact us if there’s any way we can help. Good luck!

Rated 5 out of 5 stars

Had no issues with Access Fertility

Had no issues with Access Fertility, on the initial call everything was explained well and I was made aware which programme would be suitable for my circumstances. Helped to take the stress out of paying everything in one go to my clinic, the 12 month interest free payment plan was ideal for me.

14 August 2025
Unprompted review
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Reply from Access Fertility

Hi Naz. Thanks so much for your positive review. We’re glad we helped you find a way to remove some of the financial stress of your treatment! All the best.

Rated 1 out of 5 stars

Refund Scam

I think most people will use Access Fertility to take advantage of the refund scheme they offer. On the face of it, it looks fantastic and was certainly the reason we opted to use them.
However, the experience of trying to utilise the refund option is not as advertised. We were offered a 3 cycle/50% refund agreement. We underwent one cycle and decided to withdraw from the programme due to my wife’s deteriorating health. Clause 2 of the refund schedule states “withdrawal DURING 1st cycle” and clause 3 states “withdrawal during subsequent umbrella cycles”. Our circumstances did not fit either of these two scenarios. Access then decided to invoke a clause that was not relevant to our situation - clause 2. This did not apply as we withdrew AFTER the first cycle not DURING. The impact of this was that Access offered us a very low refund offer and placed reliance on a clause that did not fit our situation. Due to the vulnerable situation we were in we had no choice but to accept it. I have requested that Access update their contract wording to ensure that it is not misleading for future applicants. The take away here is to be very careful if you use the refund scheme - you may want to have a legal professional review the contract before you sign - we wish we had.

Based on other reviews, I’ve no doubt Access will direct us to their customer service team (been there, done that, made the complaint and got nowhere!), hide behind misleading terminology in their contracts or continue to apply contract clauses that do not apply to the circumstances.

Of course you can never “win” against companies once they have your money, so all I can do is spread awareness of our situation in public review forums. I have also written separately to their CEO (Ash Miller) to make him aware of the conduct and operational practices being used by his company. I have also made the following organisations aware of the questionable practices operated by Access Fertility:

1. Financial Conduct Authority
2. Care Quality Commission
3. The Human Fertilisation and Embryology Authority

We feel very let down and financially taken advantage of at a very vulnerable time in our life. If we weren’t in such mentally stressful circumstances, we may have challenged further but we had to walk away in the end for the good of our health. Please be careful with the refund scheme if you decide to go ahead.

11 August 2025
Unprompted review
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Reply from Access Fertility

Hi DRLR. Thank you for reviewing us on Trustpilot. We are very sorry to hear about the difficult circumstances you and your wife faced. We understand how challenging these experiences can be for patients.

We always try our absolute best to deliver the highest quality of service and do right by each patient.

It is true that Access Fertility operates under clearly defined terms and conditions. These are designed to be as transparent as possible and are provided to all patients before they commit to a programme.

Our Refund Programmes offer a refund of the fee if patients do not have a baby after completing the programme. On a 100% programme that costs £12,000 that would mean a full refund of £12,000 if you do not have a baby.

The situation you set out is a withdrawal: a patient opting to leave the programme prior to completing all treatment. This can be done for any reason and at any time and we place no restrictions on withdrawing.

In the case of a withdrawal we try to be as fair as possible. The patient receives the full programme fee minus the costs paid to their clinic for treatment already received.

For example, if a patient paid £15,000 for a programme and Access Fertility has paid £10,000 to the clinic for treatment received, the patient would receive £5,000 back. In these scenarios Access Fertility makes no profit as the fee paid by the patient has either been used to pay for treatment or returned to the patient.

We believe this approach is the fairest available: patients can withdraw at any point and we return all money to them that has not been used to pay for their treatment. We also deduct a small admin fee in the case of withdrawals.

We regularly assess feedback like yours to ensure our communication and contracts are as clear and fair as possible. While we regret that you remain unhappy with the outcome, please know that our priority is always to treat patients with transparency and care.

Rated 5 out of 5 stars

Amazing service

Amazing service

8 August 2025
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Reply from Access Fertility

Hi Molly. Thanks you for review. We are happy to hear about your positive experience. Please get in touch if there’s any way we can help you in the future.

Rated 5 out of 5 stars

Excellent service

Excellent service

25 July 2025
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Reply from Access Fertility

Hi Awal. Thanks you for review. We are happy to hear about your positive experience. You can always contact us if you need anything.

Rated 5 out of 5 stars

Wonderful service

Wonderful service. The advisors I spoke with were so kind and helpful throughout what was a very sensitive process.

3 February 2025
Unprompted review
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Reply from Access Fertility

Hi Krystina. Thank you for your lovely review! We are so absolutely happy to hear that you had such a positive experience with us. Our aim is to take away some of the stress of IVF so patients can fully focus on their treatment and we are so excited we were able to do so.

Rated 5 out of 5 stars

Fantastic Customer service

Customer service, feedback always resolved fully. All questions (and repeated questions!) answered in depth.
Made to feel Valued and important.

17 July 2025
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Reply from Access Fertility

Thank you so much for taking the time to share your experience! We are thrilled to hear that our team made you feel valued and supported throughout your journey with us. We believe that every question—no matter how many times it's asked—deserves a thorough and respectful answer, and we are happy that you felt valued and important. Your kind words mean a lot to us.

Rated 1 out of 5 stars

Their customer service was really bad

Their customer service was really bad. The staff needs to learn urgency and clarity with the process. We had a massive delay of our treatment while we’re on a very time-sensitive situation because they were not clear with the documents. When you chase them, their staff is the most unhelpful. They just insist that things were in placed but took another month before things get going, which pushed everything 3 months later because of our personal circumstances. Also, staff needs to learn how to handle calls professionally and have empathy because their clients are mostly (if not all) emotionally and mentally distressed. It just doesn’t match the business they’re in.

16 July 2025
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Reply from Access Fertility

Hi JR,

Thank you for taking the time to leave a review. We really appreciate your feedback and are sorry to hear that your experience with us didn’t meet your expectations.

We have taken your feedback on board and already made several improvements to help patients move through the enrolment process more quickly. We're sorry this wasn’t in place when you joined, and we completely understand how frustrating delays can be.

Our patient advisor team does their best to support everyone with compassion and care, so we're genuinely sorry to hear that this wasn’t reflected in your experience. That’s not the standard we aim for.

If you’re happy to share more about what could have been better, we’d love to hear from you. Please get in touch at support@accessfertility.co.uk and we’ll arrange a convenient time to speak with you— your feedback is really important to us.

Best wishes,
Access Fertility

Rated 1 out of 5 stars

Needlessly distressing with awful customer service

We received awful customer service from Access Fertility that only added to a very distressing time.

The website is hard to navigate, slow and outdated. Their phone lines were always quiet and unclear. They spout figures saying they accept 90% of people but this is somewhat misleading when not properly contextualised. This gives false hope with their advertising which is morally questionable.

The care and customer service we received was sub par. We were rejected for a refund programme and whilst I understand they are a business and this is possible, the way it was handled was very distressing. We got a quick call from a bored, disinterested woman to explain that they thought my AMH level was too low- even though it is still within normal range according to the NHS. No support was offered, she couldn't get off the phone quick enough. I'm sure I dont have to explain how distressing it can be to get a 2 minute insensitive rushed call telling you your chances of now having a child are severely reduced (due to their opinion on your medical records and rejection). Essentially they told me in one of the most horrible times of my life that they wouldn't take me on as their algorithms thought I would never be successful.

Our clinic were equally confused and contacted Access on our behalf. A different staff member on the phone was again really rude to our clinics staff, and then again to us.

Again I understand that they are a business but if staff can't even have some compassion at one of the most stressful times of your life what does that say about them?

We were since accepted for a 3 cycle full refund programme at Gaia and the experience was so much more streamlined and supportive. No issues at all and we were signed up with them within days. We were successful in our first round with them so I guess Access lost a lot of money from rejecting us, but in the end we went with the better, more compassionate company.

My advice if you're looking into using Access is not to get your hopes up, be wary, and explore all your options beforehand.

4 September 2024
Unprompted review
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Reply from Access Fertility

Hi Sarah. Firstly, congratulations on your successful treatment. We are very pleased to hear you have had a positive experience at your clinic.

Thank you for reviewing us on TrustPilot. Patient feedback is extremely important to us as we want our patients to have the best experience possible. Unfortunately, due to the structure of our Refund programmes we are not able to accept all patients onto our programmes and we understand that this can be upsetting. We always try to tell patients this in a sensitive manner and we apologise if we did not meet this standard when speaking to you We hold regular training sessions for staff and we will work to make further improvements to make sure we maintain the highest possible standards for our patients.

The medical review is based on the information we receive directly from your clinic and, in those cases where someone does not qualify for a Refund programme, we are able to offer all patients the Multi-Cycle Programme.

Please let us know if you would like to discuss the points you raise in your review with us further.

Rated 5 out of 5 stars

Great service.

Have been a great help , have answered all our questions. Ana was brilliant and the whole team. So far so good.

24 March 2025
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Reply from Access Fertility

Hi Chris. Thank you for your lovely review! We are so very happy to hear that you had such a positive experience with us. Our aim is to take away some of the stress of IVF so patients can fully focus on their treatment and we are so excited we were able to do so.

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