I can’t say enough about ACRA Lending, and especially George Noterman. George is one of the best Account Executives I have ever worked with. He truly understands mortgages, the process, and w... See more
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We've been working with Jordan Agosto and he has been amazing with figuring out programs for us and rushing closings when we've had to switch mid contract. Highly recommend Acra! Easily the best for b... See more
I had an excellent experience refinancing my mortgage with Kenny Vong. In a world of automated systems and rigid approval processes, it was refreshing to work with someone so thoughtful, respo... See more
Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will fo... See more
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Company details
Written by the company
Helping mortgage professionals achieve their clients’ purchase and investment goals, Acra Lending was formed to specialize in alternative income products, such as bank statements, asset depletion and verification of employment programs. Our programs have been developed over years to include fixed and adjustable rate mortgages (ARMs) for residential properties on both an owner-occupied and non-owned occupied basis. Licensed by the National Mortgage Licensing System (NMLS) and operating in 39 states and DC nationwide, we offer our programs and services through four distinct verticals: Wholesale Lending, Consumer Direct Lending, Investor Lending, and Correspondent Lending. Throughout the mortgage industry, Acra Lending is widely known for responsible lending practices, product innovation and operational efficiency.
Contact info
3 Ada Parkway, 92618, Irvine, United States
- 949-900-6630
- sales@acralending.com
- acralending.com
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Acra is setting the bar high
Acra is a new addition to my Broker Shop, coming highly recommended by a fellow Loan Officer in the industry. I brought a challenging deal that had been seeking financing for 14 months. With the exceptional support of my outstanding AE, George Noterman, and AM, Saleena Walker, we successfully assisted my clients with their refinance. George and Saleena consistently go above and beyond, setting a high standard not only for non-QM lenders but for all lenders. Thanks to their dedication, all of my non-QM deals are now progressing smoothly!

Reply from Acra Lending
It is nice to work with great people at…
It is nice to work with great people at Acra Lending. They have a product that could not be found somewhere else. Special thanks to George Noterman for outstanding communication and taking care of our loan.
I’ve been in the mortgage industry over…
I’ve been in the mortgage industry over 27 years and I can tell you, George Noterman is absolutely one of the best reps I’ve ever dealt with. He assisted me through a very difficult loan and made it happen. He got many conditions waived, and he got this loan closed!
George is the best of the best!
Thank you! Kenny Vong and Kimberly Billings
Kenny Vong and Kimberly Billings were excellent! We closed on time and their program for our investment property was just what we needed. Thank you for all of your hard work and making it seem easy… when I know it wasn’t! Top notch 100% recommend!!!!!!!!
Acra Lending Review: Closing on Duenas
Acra Lending Review:
I recently worked with Acra Lending on a loan, and I had a very positive experience. Marcos Quinones was my Account Executive, and he was excellent. He was always available to answer my questions and kept me updated on the progress of my loan.
One thing I appreciated about Acra Lending was how quickly they cleared conditions. The conditions were simple and straightforward, and Marcos made sure that everything was taken care of promptly.
Overall, I would highly recommend Acra Lending and Marcos Quinones to anyone looking for a smooth and efficient lending experience.
Acra Lending is responsive and helpful…
Acra Lending is responsive and helpful with complex client scenarios. We were able to close a first time home buyer, foreign investor loan with a Power of Attorney that was signed at a US Embassy in Africa and recorded at closing with the loan documents. All of this was completed while the buyer's agent was in Italy and the escrow officer was on vacation at closing! Top notch!

Reply from Acra Lending
Worst experience
Karen was super helpful in getting my…
Karen was super helpful in getting my first 2 loans submitted. She is very knowledge and always available to answer questions! I look forward to working with her more in the future.

Reply from Acra Lending
Stephen Salanitri goes over and above…
Stephen Salanitri goes over and above and beyond for his clients and customers. He is an outstanding Account Executive! He is knowledgeable, thorough, dependable, and you can be confident he will follow up and do everything possible to resolve any issues. He has a great team (Lindsay) that is awesome to work with also! Thank you for all you and your team do! Thank you Debbie Lajeunesse

Reply from Acra Lending
Fast Response time and Clear…
Fast Response time and Clear Communication. Highly recommended. Stephen and his team went above and beyond

Reply from Acra Lending
Thanks Stephen Salanitri and ACRA
I wanted to thank Stephen Salanitri and the team at ACRA for all their help, once again they saved the day. This was the 3rd file I pulled from another lender that was a nightmare and it closed with ACRA smoothly and without issue. You guys are the best Non QM and Jumbo lender out there, competitive pricing, great service and common-sense underwriting. Thank you!

Reply from Acra Lending
They are a great option for non US…
They are a great option for non US citizens looking to get a home loan / Mortgage. I was able to get mine with all the right paperwork and help of their closing team. Would recommend them 100% for any Visa holder mortgages. Thanks again!

Reply from Acra Lending
Dear Stephen Salanitri,
Dear Stephen Salanitri,
Kathy and Luigi from CrossCountry Mortgage here. We wanted to extend our heartfelt gratitude for your exceptional support in closing two loans simultaneously. Your professionalism and dedication made the process smooth and stress-free. Thanks to your expertise, we achieved our goals efficiently. We wholeheartedly recommend you and Acra Lending to others seeking outstanding service!!

Reply from Acra Lending
Hey everyone breaking news Jas (retail…
Hey everyone breaking news Jas (retail loan officer) is amazing and he gets the loans processed. The best of the best Kimberly (Sr. Processor Consumer Direct Lending) is the one whoooooo makes sure they close, she may call a few times with questions but it’s a done deal!! Tk you all so many more times that we have secured so many deals!!!

Reply from Acra Lending
Great Service: Five Stars All Around
I had an amazing time with Acra lending. Kenny Vong, our consumer direct loan officer, along with our processor, Kim Billings, were fantastic at keeping us informed every step of the way. They have top-notch communication and are extremely knowledgable! From application to closing, it took 24 days! Their service is truly impressive. I'll definitely stick with them and recommend them to others. :)

Reply from Acra Lending
Stephen Salinitri and Lindsay Stafford…
Stephen Salinitri and Lindsay Stafford are an indispensable team to our success. If they say they can get something done, it gets done.

Reply from Acra Lending
Great service and communication!
Great service and communication!
A good communication during a loan processing is essential. Stephen is an awesome AE because always that I need to talk to him he always is there answering my questions. Thank you Steph!

Reply from Acra Lending
Easy mortgage process
Had a very positive experience with these folks in the consumer direct lending division for my investment property. Shoutout in particular to my loan officer Kenny Vong and my processor Kim Billings. Thanks a lot for the great communication and fast closing!

Reply from Acra Lending
Acra Lending Recommendation
I am writing to enthusiastically recommend Acra Lending (Acra) as an outstanding choice for home loan partnership. Having had the pleasure of collaborating with Acra on several loans, I can attest to their exemplary professionalism, expertise, and dedication to excellence. Acra consistently demonstrates a deep understanding of strategic home loan products,
and they implement a commitment to delivering top-notch solutions for the borrower(s) need. Their team exhibits a rare combination of innovation and reliability, always striving to exceed expectations while adhering to timelines and closings. Whether it's advising on a P&L loan opposed to Bank Statement loan, Acra consistently delivers exceptional results.
Moreover, their approach to turn times is commendable. My Account Executive (AE) Devon, maintains an open line of communication, ensuring that all loan officers/brokers are well-informed throughout the underwriting process. Her proactive problem-solving abilities and willingness to go the extra mile truly set Devon and Acra apart. I have personally witnessed Acra's ability to close loans in a timely mater firsthand, and I
have no doubt that they would be an asset to any endeavor. Their reputation for close time, professionalism, and excellence precedes them, making them a trusted partner in any home loan effort. My longest closing with Acra in 2024 has been 21-Days and my shortest closing this year was 10-Days making Acra the fastest closer within the Non-QM community. In conclusion, I wholeheartedly endorse Acra Lending and their exceptional team. I am confident that they will continue to achieve great success and make significant contributions to any home loan project or initiative they undertake.

Reply from Acra Lending
This Lender has updated their system…
This Lender has updated their system which made a huge improvement to the overall process of the file. Everyone is very responsive to request and clearing conditions for my clients.

Reply from Acra Lending
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