Ardent Credit Services Ltd t/a Debt & Revenue Services Reviews 319

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their kindness, patience, and understanding, highlighting their exceptional communication and supportive approach. Many people found the customer service to be brilliant, with agents making them feel comfortable and at ease while discussing sensitive financial matters. The service provided is often described as helpful and efficient, with consumers appreciating the personalized assistance and clear information. However, some customers also noted issues with payment and contact. A few people reported issues related to debt inquiries, leading to frustration and concerns. There were also occasional mentions of difficulties with communication, such as being asked too many security questions or receiving persistent contact despite having resolved the issue.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, consistently praising their helpfulness, understanding, and... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness, understanding,... See more

Payment

Consumers find payment to be ambiguous, with some reporting positive experiences like helpful agents setting... See more

Service

Customers had positive experiences with service. Many reviewers praised the helpfulness and understanding of... See more

Customer communications

Users describe ambiguous interactions with contact. While some reviewers found communication helpful and... See more

Based on these reviews

Rated 5 out of 5 stars

Lucy at DRS Debt collection. Her patience, care and understanding makes managing our outstanding debt so much easier. At DRS they must spend their lives coping with people and businesses that are str... See more

Company replied

Rated 5 out of 5 stars

Extremely helpful. Lovely and polite, spoke clearly. I had been swerving as thought was Dr's, however, she bent over backwards with help and understanding. Gave me additional information and phone num... See more

Company replied

Rated 5 out of 5 stars

lovely girl was really helpful and very kind and compassionate. She was very understanding. Also replied when had found information out and kept me updated on issues…. Great customer service, wasn't m... See more

Company replied


Company details

  1. Debt collection agency

Written by the company

Originally established in 1997, and a limited company since 2003, Ardent Credit Services Ltd., t/a Debt & Revenue Services is authorised and regulated by the Financial Conduct Authority and collects debts for many blue-chip organisations. Contact us either by telephone on 0151 545 1500 or in writing via our website and we will do our best to help you to resolve your debt or assist with a dispute. Debt Collection contact is often unwanted, but we are here to help and look forward to hearing from you. For independent validation of Ardent, you can check the Credit Services Association website, the FCA consumer credit register for firms or Companies House. If you owe a debt to HMRC – check the HMRC website for the details of debt collection agencies they use.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

319 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 1 week

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Rated 5 out of 5 stars

Chloe

Chloe! You’re amazing and a star. She handled the situation with patience, compassion and utmost respect. Thank you very much and I hope you get a raise/bonus!

15 April 2026
Unprompted review
Rated 3 out of 5 stars

Had a fraud case since last year

Had a fraud case since last year, everyone I spoke to had told me to sort it out myself or pay the debt off. Today was the first time I spoke to a lady. She was absolutely beyond helpful and didn't just tell me to pay or sort it, really refreshing to have someone actually listen and help as stressful as speaking to a credit service is.

9 April 2026
Unprompted review

Trustpilot is assessing this review in accordance with our flagging process.

Rated 5 out of 5 stars

Helpful and knowledgeable staff

2 April 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Really helpful and took the time to…

Really helpful and took the time to explain everything as I have some learning difficulties. I wasnt under any pressure at all.

30 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Great service to deal with my payments

24 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Zilla's customer service was outstanding

Zilla was amazing very understanding, friendly, and patient throughout. Speaking to a debt company can be quite scary, but she kept me reassured and made the whole experience much easier

24 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with Zilla. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Spoke to Jess R today

Spoke to Jess R today, was really worried at the start of the call as I explained I’d recently had a heart attack and was worried the call could trigger something else but she was a lovely girl with a very soft voice and helped me sort out my hmrc debt thank you!

24 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with Jess. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

They know their stuff

They know their stuff. And this an investment banker saying this :-)

24 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

High praise indeed. Thank you for taking the time to leave a review which is very much appreciated.

Rated 1 out of 5 stars

Horrible experience, falsely chasing me

Ardent are hounding me falsely, I used the aa last year and paid my full invoice online. recently i have started being hounded by ardent credit services, a debt collector who say they are on behalf of Admiral Insurance but using my Ford insurance policy number. i spoke Ardent who told me to speak to Admiral, who passed me to Ford, who then told me it was the AA reporting that i owe them a further £248, that i have never recieved an extra invoice for nor was i due to. I contacted the AA who have emailed me confirming my invoice was fully paid and advised that i have nothing outstanding and the emails were not from them. So where have Ardent decided I owe this money from? Since sending Ardent the screenshots and emails from the AA confirming my payment and that I dont owe anything, I have had no response. I would like confirmation that this is closed and peace of mind after the hassle and stress they have caused me over nothing.

20 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Please call us on 0151 545 1500 or send us a secure message via my-drs.co.uk, one of our colleagues will be able to discuss the relevant details with you and work with our Client to resolve your dispute.

Rated 5 out of 5 stars

Outstanding customer support.

I had one of the best customer service experiences today. Marrjk provided me with all the necessary information and supported me thoroughly over the phone regarding my case.

Instead of focusing on payment, he went the extra mile to fully understand the situation, which is helping me move toward a resolution. This shows that your company is not only focused on collecting payments but also genuinely cares about its clients and treats them with respect.

I wish every company had customer service representatives who are as professional, fair, and dedicated as Mr. Marrjk.

Thank you.

18 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with Marryk. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Very pleasant and went into every…

Very pleasant and went into every detail to make sure no debt was going to be incurred through my payment

18 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

I had a really positive experience…

I had a really positive experience speaking with Tony. He showed excellent customer service throughout the conversation and was genuinely kind, patient, and understanding. He made what could have been a stressful situation feel much more manageable, and I really appreciated how respectful and approachable he was. It was a pleasure speaking with him, and he’s a real credit to the company.

17 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with Tony. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

I spoke to john liverpool man

I spoke to john liverpool man, about alot personal tjat is hoing on with me, i fpund hom friendly and trustworthy. He advised me about debt help. Also spoke about my health, my ex whos a physcio,stolen money. He felt relaxed and made an argreement to pay wednesday. Friendly guy, made mr laugh, i would marry him.
Thank you. For the confidence.

17 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with John, although I'm not sure if he's already married :) Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

Agent review

 Very friendly person very professional took her time to make me feel comfortable.

16 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

Rated 5 out of 5 stars

I spoke to a very friendly lady this…

I spoke to a very friendly lady this afternoon and she advised me nicely how to handle this issue
She’s polite and helpful in a every way possible way
She built my confidence to contact 3 and come back to them in seven days to resolve this issue Very helpful

13 March 2026
Unprompted review
Ardent Credit Services Ltd t/a Debt & Revenue Services logo

Reply from Ardent Credit Services Ltd t/a Debt & Revenue Services

Thank you so much for taking the time to leave a 5-star review! We’re thrilled to hear that you had such a good experience with us. Our aim is to provide a positive and supportive experience to everyone that we speak with, and all feedback is invaluable.

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