This debt collection agency is a complete waste of time they call you up many times to get your business then promise you that you'll get your debt back. Bunch of crooks that deliver a second rated s... See more
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Are You Owed Money (AYOM Collections) is a debt recovery firm based in Preston, Lancashire. Our experienced on site team offer a variety of services within debt recovery including consumer and commercial collections to mediation, process serving, legal preparation tracing, credit checks and more. We offer a personalized, efficient service designed to ensure your cash flow is not negatively affected by non paying debtors. Call our team today on 0800 130 3357 or email enquiries@ayom.co.uk.
Contact info
4a, Edward VII Quay, PR2 2YF, Preston, United Kingdom
- 0800 130 3357
- info@ayom.co.uk
- areyouowedmoney.co.uk
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Replied to 8% of negative reviews
Typically replies within 2 weeks
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Reply from Are You Owed Money Limited
Reliable and Trustworthy
They proved to be reliable and trustworthy.
From the start, they were honest about the process and possible outcomes.
They delivered as promised, and I was relieved to see the debt settled quickly.
Great job!

Reply from Are You Owed Money Limited
Absolute con of a company
Absolute con of a company, gave them £250 after they told me my case was all good to go, sent out nonsense emails to the person who owed me money & when I went to push for them putting the claim through they said that it’s not 100% that they could get my money, DONT USE THIS COMPANY !

Reply from Are You Owed Money Limited
Feel very conned by this company
I have left a review of this company before....the reason for leaving this one is.....I complained to their customer service about the service I was given, it's been over 3 weeks and they still haven't responded....Don't do business with this company. They will tell you anything to get a fee out of you, then all they do is send texts, I could have done that myself...They said they could recover my debt for me...but after 6 months told me because the people owing me money where gypsies I would never get my money back.... But they knew this from the start...I feel they have lied...and conned me...
After reading your reply...I'm still not happy, and would still tell people to stay well clear of you ..it's a total lie when you say it was made clear to me that the debt would be difficult to recover,... on the contrary....the initial call from a member of your staff, said it would be easy to recover because of the type of people they are!!! Why would I pay you money if I was told it
would be difficult to recover my debt...total lies on your behalf...it's why I'm asking you for a refund...you never gave me the service you promised at the start....and to end the process by asking me for more money to take it to court, and then say it would be impossible for you to recover the monies owed to me ...don't promise what you can't deliver...you should be investigated by trading standards...

Reply from Are You Owed Money Limited
Very happy with the results
We were owed money for months and had no luck chasing it up ourselves. Contacted AYOM and within a few weeks, we had the full amount recovered. Loved the customer portal too.😊

Reply from Are You Owed Money Limited
Finally got paid!
I was owed money from a client who kept dodging me. AYOM stepped in and sorted it all out. Loved the portal where I could see every action they took. It felt like they were on my side every step of the way. Definitely the best decision to get them involved.

Reply from Are You Owed Money Limited
Holds your money and fails to repond to emails
This company has been holding our money for two years now. They have claimed back more than our debtor owes but refuse to release any of our funds, ignoring email after email.
The web team responded to my review within 2 hours, saying they would pass my comments to the relevant department, absolutely nothing further. I cannot stress enough DO NOT use this company. Will be chasing them via the Financial Ombudsman, hopefully, they can spur them into paying up.

Reply from Are You Owed Money Limited
Amazing service by team
I had a stubborn debtor who ignored all my calls. The team at AYOM were patient and persistent. They managed to recover the full amount within a couple of weeks. The customer service is just amazing.
Thanks again AYOM team!👏

Reply from Are You Owed Money Limited
we are also still waiting for our money
we are also still waiting for our money
shambolic company, you cannot speak to finance apparently they have no phone line! We have sent over 90 emails asking where our money is, AYOM have had our money since April, well over the 90 days they state they hold it for. What kind of company has no phone line for their finance department?

Reply from Are You Owed Money Limited
Life saver for small business
My business was struggling due to unpaid debts, and AYOM stepped in like a hero. Their team was super professional and kept me updated every step of the way through the online portal. Debts were recovered faster than expected, and it really helped keep us afloat. Would 100% use them again!

Reply from Are You Owed Money Limited
Excellent support and results
Had a great experience with AYOM. My account manager was so helpful and always available to answer my questions. The whole process was handled smoothly, and I got back without lifting a finger. They really took stress off my shoulder. Couldn't have asked for better service.

Reply from Are You Owed Money Limited
Awesome service by AYOM
I was a bit skeptical at first, but AYOM proved me wrong. They handled everything with professionalism and speed. I was kept updated on the portal, which was really cool. The debt recovery was quicker than expected. Wouldn’t hesitate to use them again if I need it!

Reply from Are You Owed Money Limited
Got the money back fast
I tried to get the money owed by myself, but it was just not happening, AYOM got involved and bam 💥 got it back quick! The service was super easy to use and I was updated regularly on the portal. Def will use again!

Reply from Are You Owed Money Limited
So grateful for AYOM!
I’ve used AYOM twice now and both times they’ve exceeded my expectations. The portal makes it super easy to track progress, and their team is always on hand to provide support. I was worried I’d never see my money, but they made it happen. Definitely the go-to debt recovery agency for me.

Reply from Are You Owed Money Limited
I've been waiting since may for my…
I've been waiting since may for my money as they told me to wait 90 days it has been over 1 months since the 90 days past and still no cheque in post like they have said when I call nobody can help tell me I have to email I have emailed them over 10 times with no reply they have my £1285 that the client paid them on first day after receiving the letter from ayom
AY-5166-0091 is my reference
Was paid by client 7/5/2024

Reply from Are You Owed Money Limited
Dear Mr Dima
Dear Mr Dima
Thank you for getting in touch. I am sorry to learn of your concerns regarding Are You Owed Money Ltd.
We are aware of concerns relating to Are You Owed Money Ltd through previously received complaints, which have subsequently led to the suspension of CSA membership of Are You Owed Money Ltd, and an investigation is ongoing with no conclusions having been met at this time.
With that in mind, unfortunately, we are unable to process your complaint in the usual way. However, we will be happy to make you aware of the outcome of the investigation, and should we be in a position to, will lodge your complaint in line with our process. For that reason, we will keep a copy of your complaint on our records.
I am sorry we are unable to assist you. You may wish to consider seeking independent legal advice or alternatively contact Trading Standards through Citizens Advice.
Yours sincerely
So the so-called membership of CSA is just a lie, like many others from AYOM LTD. Step by step I m closer to you AYOM.

Reply from Are You Owed Money Limited
Terrible Company - Advise Caution
Terrible company and a sham customer service and complaints process. We have been trying to reclaim £1800 paid for debt recovery, However, less than 24 hours after paying the invoice we found out that the debtor had gone into liquidation. We were then promised a refund in April and still not received anything. You can't reach accounts or customer service and never get any replies to emails or requests for feedback. VERY disappointing and VERY unprofessional! However, very quick to take our money and done nothing to recover our 100k debt. I really wish I had done my homework first as it looks like we have been scammed and for a small business like ours, we can ill afford losses like this. Shame on you AYOM!
Update: We were hopeful when we received a reply and asked for our reference number. However, I'm not sure why I'm surprised but since the 23rd August, we have heard nothing. I am just frustrated and disappointed beyond words. I just need the money back so we can turn this negative experience around and be able to give a better response.

Reply from Are You Owed Money Limited
One for Rouge Traders perhaps!
I engaged AYOM on Friday 27th and cancelled their service on the 03rd Aug after reading trust Pilot reviews about them keeping money once received,
I am still owed my debt but do not trust that AYOM would pay on time if recovered. I was sent a contract which I signed and then 2 hours later their Terms and Conditions. It was at this time I first saw the clause that they could withhold collected moneys for a MINIMUM of 60 days. Reading some of these reviews, it seems some people have waited up to 2 years.
I received an invoice for 150.00 for work completed up to the point of my cancellation which I thought was fair and reasonable. The following day I received an invoice for over £6000 for commission on money I have not received and can prove I have not received.
AYOM have obviously not asked the debtor for proof of payment. Had they done so, none would have been forthcoming.
I believe in fairness and abhor corporate bullying. Be careful with this company. My experience to date currently seems to reflect the poor treatment others have had on here.
As a Veteran with PTSD, this hassle was the last thing I needed after the last 6 months of trying to chase down significant money owed to me and has been unsettling on my Mental Health to the point that I called the Samaritan hotline for the first time in 6 months yesterday.
In fairness though, if AYOM do remain honourable, and stick to the original invoice, I will amend this accordingly with a more positive rating and not persue the case.

Reply from Are You Owed Money Limited
These guys are very unprofessional avoid these scammers and…
These guys are very unprofessional and took money 800£ to recover my debt from my tenants after I got the court order but after two years I am still waiting for my recovery.
Please avoid these scammers who have no shame and moral values .RE: AY-5159-9541.001

Reply from Are You Owed Money Limited
Total Shambles
Total Shambles
AY-5152-9089
Despite this company collecting money from one of our creditors, we have STILL to receive any payment from them!
We have emailed and telephoned monthly for at least 18 months and only receive a generated response stating "they will be in touch", which they never are!
Perhaps someone WILL respond after a negative review.

Reply from Are You Owed Money Limited
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