Absolute criminals avoid like the plague. Insured my i phone 17 pro max and my wifes z fold asked at start of policy if i can have just one policy daid all good. Wife lost her phone went to make claim... See more
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I needed to insure my phone before my group holiday later this year. My friend mentioned Arma Karma because of the great prices and what is included in the cover. It is hard finding insurance that is... See more
Company replied
I discovered Arma Karma through Instagram and a helpful post about Festivals. Insurance for such an event had never occurred to us. It was very easy and straightforward to get cheap reasonably price... See more
Company replied
Amazing service and price! After reading the last few reviews I was somewhat sceptical when looking to get cover for my sunglasses as they are very important to me. After speaking with the lovely cust... See more
Company replied
Company details
Written by the company
Hello. We're Arma Karma an insurtech (insurance + tech) set on doing things differently. Our mission is to bring some 'Good' to the dull and unethical world of insurance. We have designed our possession-based insurance, and the company, to stand out from the crowd, so how are we different? The answer is simple; YOU get to choose what's protected. Your items are protected anywhere at home and even abroad! Our insurance is on a subscription basis, amend and cancel anytime with no hidden fees. What's even better is that with every subscription we donate 25% of our revenue and YOU can choose which charity it goes to! To find out more head to our website: http://armakarma.insure
Contact info
United Kingdom
- hello@armakarma.insure
- armakarma.insure
4.1
Great
352 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
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Fast easy brilliant
23 November 2023
Unprompted review
Reply from Arma Karma
Hi Steven, thank you for taking the time to leave us your excellent feedback! We're glad that you found the sign up process was fast and easy for you. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Good nice and easy
15 November 2023
Reply from Arma Karma
Hi there, thank you for taking the time to leave us your fantastic review! It's great to hear that your sign up experience was nice and easy with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Absolutely terrible company
Absolutely terrible company. Total shower. Awful customer service. This company will not pay out without a receipt so if you’ve had a gift bought you, ie an expensive pair of sunglasses they will not pay out. They hang up on the phone and do not respond to emails in a timely manner. Age old saying, if it seems to good to be true….
3 August 2023
Unprompted review
Reply from Arma Karma
Hi there,
We were sad to read your review of your claims experience. As with all of our subscribers’ items we require a valid proof of purchase to be able to accept a claim, even with gifts. Examples of an acceptable proof of purchase include a receipt, retail invoice, or personal bank statement showing the transaction.
A member of our claims team should have already been in contact with you today regarding the completion of your claim. If you have any other questions, please contact our customer service team by emailing hello@armakarma.insure.
Kind regards,
The Arma Karma Team
Reply from Arma Karma
Hi Domenico, thank you for taking the time to leave us your amazing review! Just like your comment we'll be quick and to the point... it's fantastic to welcome you to the community. As an extra thank you we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Reply from Arma Karma
Hi there, thank you for taking the time to leave us your fantastic feedback! It's great to hear that your sign up experience was nice and simple with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Good Cover, Good Price.
I compared prices for mobile cover, this is one of the best and there's a discount code too!
5 November 2023
Reply from Arma Karma
Hi there, thank you for taking the time to leave us your wonderful review! It's great to hear that you had a good sign up experience and that you found one of our codes to get an even better deal on your cover. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Easy to use and set up protection
29 October 2023
Reply from Arma Karma
Hi Alex, thank you for taking the time to leave us your excellent feedback! It's great to hear that your sign up experience was quick and easy with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Good efficient service
29 October 2023
Reply from Arma Karma
Hi Sue, thank you for taking the time to leave us your superb review! It's great to hear that you were impressed with our service when signing up. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Just started will see in future
31 October 2023
Unprompted review
Reply from Arma Karma
Hi Xoraish, thank you for taking the time to leave us your wonderful feedback! It's great to hear that you've joined our community of subscribers. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Extremely straight forward process to…
Extremely straight forward process to set up device insurance.
29 October 2023
Unprompted review
Reply from Arma Karma
Hi Anthony, thank you for taking the time to leave such an awesome review! We're glad that you found the sign up process easy and straight forward. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
No good is not sound like insurance…
No good is not sound like insurance sound like money makers!!!
28 October 2023
Reply from Arma Karma
Hi there,
We’re very sorry to read that you’re unhappy with the protection you’ve purchased. Please be assured that we are a new type of insurance which exists for the benefit of our customers rather than simply for profit. By subscribing to our community, if the worst does happen you will be covered for damage, theft, loss, and mechanical breakdown while in the UK or for up to 60 days abroad as standard. If you're still not completely satisfied with our service, we offer a 14-day money back guarantee and you will receive a full refund. If you have any further questions please don’t hesitate to contact our customer service team via website live chat Mon-Fri, 10-4 or by email hello@armakarma.insure.
Kind regards,
The Arma Karma Team
quick and easy
26 October 2023
Unprompted review
Reply from Arma Karma
Hi Trevor, thank you for taking the time to leave us your excellent review! It's great to hear that your sign up experience was quick and easy with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Absolutely no problems claiming for my…
Absolutely no problems claiming for my lost Raybans claim was settled and paid directly into my bank account so i can replace them. Would definitely recommend 👏👏👏
4 October 2023
Unprompted review
Reply from Arma Karma
Hi Lisa, thank you for taking the time to leave us your amazing feedback! It's awesome when our customers share their excellent claims experience with us and we will pass your positive comments straight to the team. If you do require any other assistance we will be right here to help. As an extra thank you we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Simple
Simple, clear process and reasonable price on phone cover. This is 2nd phone I have insured with this company.
20 October 2023
Unprompted review
Reply from Arma Karma
Thanks Kerry for taking the time to leave us your fantastic review! It's great to hear that you've come back to us again to protect another phone. Don't forget we offer muti-item discount when adding 2 or more items to your subscription. If you require any assistance we will be right here to help via website live chat Mon-Fri, 10-4 or email our email hello@armakarma.insure. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Reply from Arma Karma
Hi Jihad, thank you for such an amazing review! We're glad that you found the sign up process was nice and easy. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Great website that supports variety of…
Great website that supports variety of products unlike other websites
12 October 2023
Reply from Arma Karma
Hi there, thank you so much for taking the time to leave us your feedback! It's fantastic to read that our product cover options were helpful when signing up. If there's anything else we can do we'll be right here to help. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Competitive
Very quick and easy to get a competitive quote and become insured. Really like the company's ethos and values, totally met our needs, and feels good to be supporting vital charity work!
18 October 2023
Unprompted review
Reply from Arma Karma
Hi Laura thank you for taking the time to leave us your incredible review! We couldn't have put it better ourselves, by protecting your stuff you're also helping your chosen charity every month. If you need anything else we will be right here to help. As an extra thank you for becoming a new subscriber we've planted trees just for you. You can check out their location and watch them grow here: https://ecologi.com/armakarma
Quick and easy online
Quick and easy online. Hopefully no claim will be made. Peace of mind that my Glasses are insured.
17 October 2023
Reply from Arma Karma
Hi Andrew thank you for taking the time to leave us your fantastic review! We're so happy to hear that your sign up was quick and we agree, the peace of mind is totally worth it. If you need anything else we will be right here to help. As an extra thank you for becoming a new subscriber we've planted trees just for you. You can check out their location and watch them grow here: https://ecologi.com/armakarma
A quick service which you not linked to…
A quick service which you not linked to an automated voice for 5mins
9 October 2023
Unprompted review
Reply from Arma Karma
Hi Gary, thank you so much for taking the time to leave us your wonderful feedback! It's brilliant to read that our customer service chat was helpful when signing up. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
Reply from Arma Karma
Hi Norma, thank you for taking the time to leave us your fabulous feedback! It's great to hear that your sign up experience was nice and simple with us. As an extra thank you for becoming a new subscriber we've planted some trees just for you check out their location and watch them grow here: https://ecologi.com/armakarma
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