ASB Bank Reviews 

251
TrustScore 1.5 out of 5

1.7

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Review summary

Created with AI, based on recent reviews

Considering 33 reviews, most reviewers were let down by their experience overall. Many customers frequently complained about unhelpful customer service, exceptionally long waiting times on the phone, and difficulties reaching a real person for proper assistance. People also experienced deeply frustrating issues when trying to access their online accounts, manage everyday transactions, or resolve urgent financial problems. Reviewers expressed deep disappointment regarding restrictive policies and limitations placed on their own funds. Some reviewers were happy with the helpful assistance received from specific staff members at local branches. Consumers noted that individual branch workers provided truly excellent support, making them feel valued and resolving complicated issues very smoothly.

What people talk about most

Customer service

Consumers find customer service to be frustrating, frequently reporting unhelpful phone support and lengthy... See more

Payment

Customers had ambiguous experiences with payment, highlighting several operational frustrations. Reviewers... See more

Staff

Reviewers mention mixed feedback about staff, with several customers praising helpful and excellent employees... See more

Service

Customers consistently note negative experiences with service, describing the bank as completely useless and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

I have been trying to open a new business account for over 2 weeks and still do not have my new account number. I get the distinct impression they just do not care about customer service. They are fri... See more

Rated 1 out of 5 stars

I Have 3 business account with ASB. Every branch treat differently and Out of those few Branches are very useful. Today I visited Manukau Westfield Branch and the experience I had is one the worst e... See more

Rated 1 out of 5 stars

By trying to add me as signatory to a new account and to an existing account my frustrations have multiplied. My access to a previously existing account has somehow been removed from my computer and... See more

Rated 1 out of 5 stars

Great another reason for people to leave ASB. Now you guys have banned overseas transactions, obviously not realizing what you done to thousands of people 😂 ive been a trusted customer for 9 years bu... See more


Company details

  1. Bank
  2. Financial advisor
  3. Financial Institution
  4. Non-bank financial service

Information provided by various external sources

ASB Bank, commonly stylised as ASB, is a bank owned by Commonwealth Bank of Australia, operating in New Zealand.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

251 reviews

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1.7

All reviews

(251)

33 reviews in the last 12 months

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Rated 1 out of 5 stars

Strongly recommend against using ASB.

Strongly recommend against using ASB.

I have banked with ASB for many years including mortgages etc and received excellent service from my Personal Banker in Nelson and have perfect history with them and because of this was always a strong advocate for them. Last year I took the leap and went into business, initially ASB were in full support and after stringing me along they advised at the 11th hour they were unable to help me. I then obtained finance elsewhere last minute but started business banking with ASB anyway based on past experience. Ever since moving into business banking, my personal banker was unable to help me any more, the business relationship manager ignores me then I’m told I don’t have one, the call centre I’m advised to use doesn’t contact me back or help whatsoever, emails and call backs never get replied to or made and I have been completely ignored/cut off while attempting for weeks on end just to get replies and advice on business banking.

ASB have made the already difficult task of starting my own business 10 times more challenging and in fact at times have added so much extra pressure by ignoring me, not sorting cards and accounts, not processing and losing documents and account applications that they have asked me to complete that I almost fell over in the first couple of months.

I am now looking to move away from ASB for all personal and business banking including my mortgage as they are far from a business banking partner.

29 January 2024
Unprompted review
Rated 1 out of 5 stars

No one answers the phone!!

No one answers the phone!!! My battery ran out.I am insured with IAG thru the ASB bank after having trasferred from NZI. BIG mistake.I Had to go to the bank itself to get anything done. ASB is a NIGHTMARE to deal with.Been with them for years but too much of a hassle to switch now and another bank would probably be as bad asyway!.Welcome to NZ folks,the land of the long white clowns.

18 January 2024
Unprompted review
Rated 1 out of 5 stars

ASB are a Joke! Don’t do it!!!

What an awful bank to have to experience… I work nights, so rely upon my card heavily in the early hours of the morning! I don’t have enough fingers to count the times that ASB failed me! I’ve been trying to get a taxi at 5am home from work, and my card doesn’t work … with thousands in the account! And every time I have pulled them up on it they send me a new card and try and pretend it’s on my side, not theirs … 3rd card, same results! What a joke of a company!

15 January 2024
Unprompted review
Rated 1 out of 5 stars

I talked to the Kiwisaver department of…ASB

I talked to the Kiwisaver department of ASB And the customer rep did not provide good service nor experience with the way he presented the information or even answered my questions. POOR CUSTOMER SERVICE!

21 December 2023
Unprompted review
Rated 1 out of 5 stars

Completely useless customer service

Completely useless customer service. Disgusting. More than one hour waiting just because I forgot my password and got locked out of account. Not the first time I have had to wait forever for customer service withe bank! APPALLING!! I am utterly disgusted with ASB customer service. Ever have a problem with this bank = what a nightmare!! And worse if you have to call from overseas!!

6 December 2023
Unprompted review
Rated 1 out of 5 stars

Replacement Card

Appalling service for a replacement card. Two and a half weeks since ordering it and it still hasn't arrived. I explained it was for my disabled son and that he had no means of accessing his bank account without it. Phoned multiple times on his behalf. He is now waiting on a courier delivery. Not good enough.

5 December 2023
Unprompted review
Rated 1 out of 5 stars

Cancel all cards & insurance when separating

Be aware when you seperate and ask for all joint payments to stop the bank staff may still allow payments to continue that are not in your name. ASB blame underwriters and allow insurance payments for someone you separated with to come out of your account.
When asking ASB what payments are for they claim they are for your personal insurance and that they did not know even though it’s them deducting the money and charging you. Shameful behaviour and follow up.

3 July 2023
Unprompted review
Rated 1 out of 5 stars

Joint account means joint

Joint account means joint with each party being equal when it comes to ALL decisions. However this bank proved that they regard the male party in the joint account to be more important than the female. Several times during my divorce and afterwards, the bank acted on my ex husbands sole authority either not consulting me at all or advising me after the decision had been made. Very unhappy about this and would have taken this further had I not beentaken up with the stress of divorcing and selling property.

16 November 2023
Unprompted review
Rated 5 out of 5 stars

Thanks to ASB Team!

I would like to thank the whole team of ASB when they actioned my complaint of a fraudulent activity on my credit card. The transaction was still pending when I made a call to ASB and after a few days it cleared. I thought that I could not do anything about it anymore and just have to accept my loss. But lo and behold! A few days after I received an email that ASB will credit back the amount to my card. ASB is indeed a team of professionals and have gained my trust.

2 November 2023
Unprompted review
Rated 1 out of 5 stars

Like most organisations in NZ they…

Like most organisations in NZ they promote themselves on being super customer friendly , efficient and trustworthy , and exactly to my expectations of business in New Zealand they were not .
All banks are greedy , but most provide a reasonable service , ASB New Zealand certainly does not . Extremely disappointed in them .

6 November 2023
Unprompted review
Rated 1 out of 5 stars

Take an advantage - term deposit

ASB needs to get down based on stupid rules; two examples as below:
The money was blocked in my solicitor's ASB bank account due to my name "mohammad" due to money laundry on settlement date which was really stressful.

Term deposit for 3 or 5 years just mentioned there is breaking fee; be aware, ASB will take more than the interest that ASB payed you in the past months. It is not clear how they calculated just mention there us a fee for breaking. ASB doesn't care about you are in hard situations or not. Exp; I opened three and 5 years term founds with 10,000$ they returned ~9,400$.
Such a way to make profit from ASB customers. I THINK we should leave ASB that I have done!

16 October 2023
Unprompted review
Rated 1 out of 5 stars

Totally let down & take advantage of

I was taken advantage of when I had to remove the 2nd name off a joint insurance policy due to his death. We had the policy over 20 years but removing one name gave them the opportunity to increase my premium by over 100%. When I questioned it, no one got back to me so after 4 days I found a much cheaper and friendlier provider. I just feel so let down in the midst of grief, shame on you ASB, there was no recognition that I was on the policy too.

29 September 2023
Unprompted review
Rated 1 out of 5 stars

No customer care for rural

They want your money but won't provide service anymore in rural branches. A few years back we had a Bank Manager, now we have to travel for anything other than everyday banking.

27 September 2023
Unprompted review
Rated 1 out of 5 stars

Had a arranged phone appointment with a…

Had a arranged phone appointment with a guy Mohammed shariff , which after 1/12 hour of waiting never heard from him.Only because I rang to find out what’s going on did he ring , could not understand a word English was shocking.Finally got out what I needed to send him and was told he will be in contact end of the day .A week on and still have not heard a thing , absolute joke you have incompetent people like this working for you .I still have no answers so will be in to close all accounts .
Aaron

13 September 2023
Unprompted review
Rated 1 out of 5 stars

USELESS/ NO ASB SERVICE

How is my case closed when I don't know the outcome?
I haven't been given a solution to my problem either.
No explanation as to why?
No call back like I was told?
No resolution?

Do you really respect a person's complaint or feedback?
Looks like you would much rather to just hear the compliments.

Here in Kaikohe is rubbish already.
With 2 days open & short hours when it is.

How about answering my questions!

14 September 2023
Unprompted review

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