AvantCredit UK Reviews 

1,027
TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

Outrageous waiting times for complaints. To be fair complaint upheld but the waiting time for being paid out redress claims is ridiculous. Quick off the mark when they are not being paid their mo... See more

Rated 1 out of 5 stars

I can honestly say I have never dealt with a more incompetent company. It has been over 3 weeks since applying for a loan and still no decision made, I have followed this up every day and keep ge... See more

Rated 3 out of 5 stars

Multiply money laundering searches on my credit report from Avant credit. Not long ago did quotation search for a home improvements loan, been shown in the results a pre-approved loan by avant credit,... See more

Rated 1 out of 5 stars

Could not get reps on phone to understand paying early and changing payment date, I never ever got this resolved (they purposely missed a payment to get more interest) and have never provided me with... See more

Company details

  1. Money & Insurance

Information provided by various external sources

AvantCredit (FormerlySpringCoin) is a direct lender of unsecured personal loans in the United Kingdom. You can apply for personal loans ranging from £1,000 to £20,000. AvantCredit Personal Loans are great for individuals that cannot get a loan with their banks or building societies but do not want to resort to payday loans or cash advances. AvantCredit focuses on providing an accurate interest rate for each applicant.


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1.3

Bad

TrustScore 1.5 out of 5

1k reviews

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1.3

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(1,027)

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Rated 5 out of 5 stars

Excellent service

Very fast application process, all done online and funds were in my account by 9am the following day. I would highly recommend AvantCredit UK

6 June 2017
Unprompted review
Rated 1 out of 5 stars

Would award zero stars if I could had a …

Would award zero stars if I could had a 48month loan with avant of which after 15 months of never missing a payment and in fact made several OVERPAYMENTS paid off my loan early applied for a second loan and was turned down obviously a good payment history counts for nothing with this company

4 June 2017
Unprompted review
Rated 5 out of 5 stars

Amazing company...hassle free and easy to apply

I had a loan from this company last year so that I could have laser eye surgery and it is the best thing I have ever done. Applying for a loan and the payments were hassle free and I highly recommend this company. If I ever need a loan again in the future I would use avant credit and would recommend them to others.
Thank you

20 May 2017
Unprompted review
Rated 1 out of 5 stars

I phoned up to get a pay off figure and …

I phoned up to get a pay off figure and I had the loan for 5 months it was for 2300 I got a settlement figure for 2069 they said that 98 pound was coming off the interest and 11 pound off the loan this is shocking please any one that wants a loan try your best not to us this company. SHOCKING DON'T USE THIS COMPANY.

10 May 2017
Unprompted review
AvantCredit UK logo

Reply from AvantCredit UK

Dear Brian king,

We have already responded to your complaint via your personal contact address.

One of the benefits we offer our customers is the ability to repay their loans with no early repayment penalty. AvantCredit loans are based on a simple amortisation schedule with daily interest accrual. This means that you are only required to pay interest for the duration that you require the loan funds.

More information about the benefits of early loan repayment can be found on our website FAQ listed below:

http://support.avantcredit.co.uk/article/277-can-i-make-early-payments-on-my-account

For any further enquiries, please contact our Support Team at Support@AvantCredit.co.uk or at 0800 610 1516.

Kind regards,
AvantCredit UK Resolutions

Rated 3 out of 5 stars

Not very helpful when I experienced …

Not very helpful when I experienced financial difficulty

2 May 2017
Unprompted review
AvantCredit UK logo

Reply from AvantCredit UK

Dear adrian jones,

We have a clear approach to customers in financial difficulties and are committed to treating them fairly. If a customer falls behind on payments during the life of a loan taken out with us, we are committed to helping the customer in a manner best suited to their situation.

Please know that we offer flexible forbearance arrangements to our customers whenever there is an indication of financial hardship.

Additionally, you may visit the FAQ portion of our website for more information listed below:

http://support.avantcredit.co.uk/article/300-what-if-i-am-experiencing-financial-difficulties.

If you have any further questions or concerns regarding the administration of your loan, please contact us at Support@AvantCredit.co.uk or via telephone at 0800 610 1516.

Kind regards,
AvantCredit UK Resolutions

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