Axos Bank Reviews 

1,138
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 663 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, knowledgeable, and professional, often going above and beyond to assist. Many highlight outstanding customer service, noting patient, kind, and effective representatives who resolve issues, guide processes, and ensure a smooth, pleasant experience. However, some customers noted concerns regarding service, specifically experiencing delays with fund transfers and deposits, which can take several business days to process. Additionally, a few people felt the online system was not user-friendly or encountered difficulties with automated portals and adding external accounts. Though some reviewers encountered unhelpful agents, language barriers, or rude customer service, these instances appear less frequent.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers highlighting the helpfulness, professionalism,... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful, knowledgeable,... See more

Service

Customers had ambiguous experiences with service, with many reviewers praising the helpfulness,... See more

Payment

Reviewers highlight ambiguous aspects of payment, with some customers appreciating proactive communication... See more

User experience

People report ambiguous experiences with user experience, with many finding processes easy to understand and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This was an excellent, and knowledgeable phone call, much like the one from Saturday (7/18). I was greatly heartened to hear that my wire transfer will occur this afternoon. The reason it isn't 5 st... See more

Company replied

Rated 4 out of 5 stars

Jada was very helpful and sent me the automatic transfer document right away. However, it is hard to work with the robot who answers the customer service calls, and when transferred, there is often a... See more

Company replied

Rated 5 out of 5 stars

Excellent service and even though I am not local to California Jim Van Rens went out of his way to personally call me and introduce himself and see if he could help me in any way. Personal service is... See more

Company replied

Rated 5 out of 5 stars

I was anxious about now sending an automatic deposit each month to my existing Jenius to Axos account which holds our savings. The service rep on the phone was wonderful, kind and said don't worry... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Axos Bank is a digital bank that offers a comprehensive range of Personal & Business banking products and services. Experience Axos Bank - Banking Evolved.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

1k reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(1,138)

657 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Edward was tremendously helpful!

16 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Sachin, We're so glad Edward was able to make a positive difference in your experience. We'll be sure to pass along your kind words and recognition. Thank you for being a long-time customer. We truly appreciate your continued support over the years!

Rated 5 out of 5 stars

Jessica was so kind and helpful

Jessica was so kind and helpful. She made sure to address my needs and acknowledge my concern. She was awesome and she deserves a raise!

16 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Tiana, We’re grateful to hear Jessica was able to provide the care and attention you needed and help make a difference during your interaction. We’ll be sure to pass along your kind words and recognition to her. Feedback like this means so much to our team and highlights the impact our employees have on our customers every day. Thank you for your support and for choosing Axos!

Rated 3 out of 5 stars

did not feel like i was being listened to

Had a login issue.

16 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Jim, we’re very sorry for your experience and regret that you did not feel heard or supported when trying to resolve your login issue. That’s not the level of service we want to provide. We’ll make sure your prior interactions are reviewed internally so we can identify where we could have done better. A team member will also follow up directly to help ensure you’re able to log in and to go over any remaining concerns. Thank you for bringing this to our attention and giving us the opportunity to help make this right.

Rated 4 out of 5 stars

Adesh was very patient and helpful

Adesh was very patient and helpful, especially so because I have poor computer skills.

15 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Thank you for your kind words, Fred! We're glad to hear Adesh was able to make the process easier and provide the support you needed along the way. Welcome to Axos! We're happy to have you with us, and please know our team is always here to help whenever you need us.

Rated 1 out of 5 stars

Stay away from Axos Bank!

I opened a heloc with Axos Bank for $200K in Dec 2025. Trying to get funds wired from the account was a nightmare. The bank's website does not work most of the time. Customer service was a nightmare. I wanted to payoff a balance and close the account in June 2026, because of all the problems. As part of a real estate closing with a different bank, the closing attorney asked for a payoff statement. No responses. I asked for it, assured it would be expedited, no response, ever. When I tried to pay off the balance on July 3rd, and it did not appear that the payment had gone through, I repeated it three times. The next day I checked with my bank, and all three payments had gone through, for an overpayment of $397,356. I called immediately and was told the overpayments would be refunded in 2 or 3 days. After 11 days with no refund, I called and was told that I would need to request a payoff statement, even though the balance was $0. Once the payoff statement was created and I paid whatever small amount of interest might have accrued, then the overpayment would be refunded, but not until then. I'm still waiting. They will not allow me to speak to a manager about this issue! DO NOT DO BUSINESS WITH AXOS BANK!!

14 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Steve, we are so sorry for the trouble you've experienced and the frustrating delays you've encountered regarding your account and refund process. We understand how concerning this situation must be, and we sincerely regret the experience you've had. Thank you for allowing us the opportunity to assist with this matter. We truly appreciate your patience as our team continues to review your situation and provide updates. Please be assured that your concerns have been escalated for management review, and we are committed to ensuring they receive the attention they deserve. We appreciate you bringing this to our attention and the opportunity to work toward a resolution.

Rated 5 out of 5 stars

JADA was very prompt in answers and on…

JADA was very prompt in answers and on point
Great helpful attitude

15 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Sobhi, thank you so much for taking the time to recognize Jada's efforts. We're thrilled to hear she made such a positive impression and provided the support you needed. Thank you for your business, and we hope to have the opportunity to welcome you back in the future!

Rated 3 out of 5 stars

I like Rudransh, but your online banking & app really needs ASAP improvement.

I am very satisfied with the customer service provided by Rudransh; he was extremely patient in helping me transfer funds from my checking account to my savings account. Thank you, Rudransh!
I strongly recommend that Axos Bank improve its online banking system as soon as possible, particularly the performance of the mobile app. The current system is far too slow, requiring a wait of several minutes for a response after every click.

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi 张蒙沙, thank you for taking the time to share your experience and for recognizing Rudransh's efforts. We'll be sure to pass along your kind words, as recognition like this means a great deal to our team. We also appreciate your patience regarding the online banking and mobile app experience. Improvements are actively being worked on, and new updates are coming soon as we continue enhancing performance and usability across our digital channels. Thank you for being with Axos and for helping us improve through your feedback!

Rated 5 out of 5 stars

David made my call experience…

David made my call experience excellent, he handled me with respect and went above and beyond to help with my problem . I pray David receives all blessings and a raise

14 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Quintiesha, We’re delighted to hear that David made such a positive impact and helped guide you through your situation with care and attention. We’ll be sure to pass along your kind words and recognition. Feedback like this means so much to our team and helps highlight the dedication our employees bring to every interaction. Thank you for placing your trust in us. We truly appreciate your support and are grateful for the opportunity to assist you!

Rated 5 out of 5 stars

Srilekha

Srilekha, from customer service was very helpful

14 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Lemuel, We're delighted to hear you had a positive experience, and we'll be sure to pass your kind words along to Srilekha and recognize them for the support they provided. Thank you for choosing Axos and for placing your trust in us!

Rated 5 out of 5 stars

Stayed Diligent

They worked hard and stayed diligent to work with me to solve my issue

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Michele, We're delighted to hear that your issue was resolved and that our team provided the support needed along the way. Experiences like yours are exactly what we strive for, and we're thrilled we could help make the process a smooth one. Thank you for your business and for choosing Axos!

Rated 5 out of 5 stars

Tabinda was great to work with

Tabinda was great to work with! She was very professional and empathetic. She was respectful of my time and after verifying me she handled the process of ordering me a new card as my card was blocked due to fraud. A delightful customer service experience all around for me. She’s great!

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Lucine, We know how important it is to have access to your account and card when you need it, and we're glad our team was able to assist you through the process. Thank you for your patience as we work to keep your account secure and protect against potential fraud. We'll be sure to share your kind words with Tabinda and recognize her for the care and attention she provided. Feedback like yours means a great deal to our team. We appreciate your trust and look forward to continuing to serve you!

Rated 1 out of 5 stars

If I could give ZERO stars

If I could give ZERO stars, I would. Horrible bank...and horrible representatives who really have no clue about banking

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Abe, we’re very sorry to hear about your experience and sincerely apologize for the frustration this has caused. This is not the level of service we want for our customers. We’d like to make sure you receive the support you need and also review your recent interactions to better understand where we fell short. Please send your contact details to socialmedia@axosbank.com so we can assist you directly. We appreciate the opportunity to look into this and work toward making things right.

Rated 5 out of 5 stars

Jessica was amazing and understanding…

Jessica was amazing and understanding and took care of everything I really appreciate that

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Thank you for taking the time to share your feedback, Dre! We're thrilled to hear you had a positive experience with our team. We'll be sure to pass your kind words along to Jessica and recognize her for the impact she made. We truly appreciate your support and are grateful you chose Axos.

Rated 5 out of 5 stars

Helpful customer service

Love banking with Axos, and my customer service agent today, Tabinda, was so helpful and kind!

13 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Amanda, As a valued long-time customer, your continued trust and support mean so much to our team. We're delighted to hear that you had such a positive experience, and we'll be sure to pass your kind words along to Tabinda. Thank you for being part of the Axos family!

Rated 4 out of 5 stars

Difficult to understand & not a great phone connection

My customer service person was helpful but unfortunately we didn't have a good connection AND I had a hard time understanding her.

My previous high-yield savings was with Jenius.

11 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Susan, we're sorry to hear you experienced difficulty during your interaction, and we appreciate you bringing this to our attention. We understand how frustrating it can be when communication isn't as clear as it should be. If you still need any assistance, please reach out to us at socialmedia@axosbank.com and we'd be happy to help. We also appreciate you taking the time to share your feedback, as it helps us identify opportunities to improve.

Welcome to Axos Bank! We're happy to have you with us and look forward to supporting you along the way. Thank you for giving us the opportunity to earn your trust, and please know we're always here if you need anything.

Rated 5 out of 5 stars

Harshit deserves a promotion!

Harshit was polite, quick, pleasant and helpful. He immediately suggested an alternative product to suit my needs. Overall an excellent experience. Promote him!

11 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Tara, We're thrilled to hear we were able to help you find a solution that was a great fit for your needs. We'll be sure to pass your kind words along to Harshit. Recognition like this means a great deal to our team, and we love hearing when our customers feel well taken care of. Welcome to Axos! We're excited you've chosen to bank with us and look forward to being part of your financial journey.

Rated 5 out of 5 stars

Very friendly customer service rep

Very friendly customer service rep, did what she could to resolve my request

10 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Alex, We're glad to hear our team was able to assist and work toward a resolution for your request. We appreciate your patience throughout the process and will be sure to pass your kind words along to the representative who helped you. If there's anything else we can do, please don't hesitate to reach out to us at socialmedia@axosbank.com.

Rated 5 out of 5 stars

Above and beyond customer service

I reached out this afternoon to customer service for assistance in obtaining specific paperwork for my vehicle purchase. Later that evening I received the documents that I had requested.
In my eyes that is what I consider above and beyond excellent customer service. I want to thank Jada for the prompt response to this matter and the quick resolution to it.
Once again thank you very much for your assistance in this matter.

10 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Antonio, We're delighted to hear we could help with an important purchase and provide the assistance you needed when it mattered most. We'll be sure to pass your kind words along to Jada. Her responsiveness and dedication to helping our customers are qualities we're proud to recognize. Thank you for placing your trust in our team. We truly appreciate your support and are grateful for the opportunity to assist you!

Rated 5 out of 5 stars

My agent was super kind and helpful

My agent was super kind and helpful, and answered all my questions as quickly as she could!

10 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Thank you so much for taking the time to share your experience with us, Elisabeth! We're delighted to hear our team was able to provide the support and guidance you needed. We'll be sure to pass along your kind words and recognition. We truly appreciate your business and the opportunity to assist you!

Rated 5 out of 5 stars

Refund of "Stop Payment Charge"

I requested my agent Tabinda to refund the "Stop Payment Charge" because I had canceled the "Stop Payment" on a check previously.

Tabinda refunded the "Stop Payment Charge" due to goodwill, and that really made my day! I was joyful for the good customer service and kindness that Tabinda showed me that day.

10 July 2026
Unprompted review
Axos Bank logo

Reply from Axos Bank

Hi Adeline, We're so glad we were able to help leave you with a positive impression. We'll be sure to pass your kind words along to Tabinda. Feedback like this means a great deal to our team and serves as a wonderful reminder of the impact a little extra care can have. Thank you for being with Axos and for giving us the opportunity to assist you. We truly appreciate your support!

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