While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

I went in for a quote. Took like 10 minutes to give my entire personal history and personal information. I have NEVER had any medical issues and I am in 100% great health, yet they turned me down for... See more

Rated 1 out of 5 stars

I was denied for bipolar disorder and recent surgery. I've had bipolar disorder and under control for 19 years no issues. My Achilles tendon tore and had surgery for that and an other surgery they did... See more

Rated 5 out of 5 stars

I thought that purchasing life insurance would be a difficult thing to do. Bestow made the process quick and easy. I answer a few questions, selected the amount of my coverage, and paid. I feel secure... See more

Rated 5 out of 5 stars

I am a single mother who also happens to be a business owner with lots of people dependent on me. No one would insure me because I have epilepsy, even though it's well controlled and I haven't had a s... See more

Company details

  1. Life Insurance Agency

Written by the company

Easy, affordable term life insurance. Apply in as little as 5 minutes. Plans start at $11/mo. No medical exam. No hassle. Welcome to life insurance 2.0.


Contact info

3.7

Average

TrustScore 3.5 out of 5

935 reviews

5-star
4-star
3-star
2-star
1-star

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Fast and easy

Best two things were ease of application process and speed of approval notification/policy delivery

1 November 2022
Rated 5 out of 5 stars

So far so good!

So far so good, very easy to set-up a policy and quick, modern process/website. I was impressed by how quick I was able to get a policy.

2 November 2022
Unprompted review
Rated 3 out of 5 stars

Poor product offering for clients

Not an overly modern offering for an online focused insurance company. Wanted to increase coverage and that's not allowed after 30 days of a policy being established. Inquired about an additional policy, and at this time they do not allow more than one policy per customer. Not very helpful to customers. If you plan on needing to evolve your life insurance needs, clearly this is not the company.

25 October 2022
Unprompted review
Rated 2 out of 5 stars

Same headaches as traditional insurance

Was hoping for a more modern/better insurance experience with Bestow. Have paid our premium with no issues for over a year. Go out of town for 2 weeks and my bank puts a hold on my credit card due to suspicious activity, which apparently causes my monthly Bestow payment to fail. Rather than sending me a simple email advising me of the payment issue and asking me to update my payment details (like every other online service), I get a letter in the mail telling me my account is in a grace period and will be cancelled for non-payment and that I need to call customer service to get it resolved. This happens literally a week after my first ever declined charge. Same headaches and red tape as traditional insurance.

16 October 2022
Unprompted review
Rated 1 out of 5 stars

STAY AWAY!!!!

STAY AWAY unless you are ready to pay 3-4 times the initial quote. Even if you have a glamouring application and you have all the good answers, if there is a tiny issue within the last 10 years, they won't ask you if it was treated and resolved and when and triple the price. I am very healthy, fit & active and all my numbers are perfect and ZERO meds and quoted more than 3 times the initial quote after they got all my personal info. BE AWARE!!!!

23 September 2022
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look