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BHG Financial Reviews 

5,484
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,241 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the professional and patient staff who make loan processes exceptionally clear and easy to navigate from start to finish. People consistently praise the responsive communication and personalized support provided throughout their financial applications and funding stages. Some reviewers were not happy with communication delays, mentioning long waiting times for quotes or slow email replies. A few other people also felt that certain application steps and approval procedures took longer than expected to complete. Others noted frustrations regarding unexpected fees or difficulties when trying to get timely updates from different departments.

What people talk about most

Staff

Clients share positive opinions on staff, praising their professionalism, helpfulness, and extensive... See more

Service

Reviewers highlight positive aspects of service, noting that professionals make the financing process smooth,... See more

Customer service

People report positive experiences with customer service, highlighting exceptional professionalism and... See more

User experience

Consumers find user experience to be very positive, highlighting a quick, smooth, and straightforward process... See more

Response time

Customers consistently note positive experiences with response times, highlighting that staff members are... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Julia was my loan officer ,she was professional, Knowledgeable and patient with all aspects of the loan system The most thing I like the best is how she stayed with me for every problem that occurre... See more

Company replied

Rated 5 out of 5 stars

Julia was amazing. Due to unfortunate circumstances we were in need of some capital and Julia and her team at BHG answered. The initial consult, the different options, and ultimately the moving forw... See more

Company replied

Rated 5 out of 5 stars

Had the pleasure of working with Dominic Mosconi. He was amazing to work with. Informative and walked me through the process and made the process very easy and understandable. I’ve been in Sales for o... See more

Company replied

Rated 5 out of 5 stars

I worked with Nate and he was really excellent to work with. He was very thorough in the details and information provided. He was very professional and kind, answered all the questions I had, and has... See more

Company replied


Company details

  1. Financial Institution

About BHG Financial

Written by the company

Who is BHG Financial?

BHG Financial is an industry leader in innovative financial solutions, providing customized options to fit the varying needs of professionals, entrepreneurs, small business owners, and institutions across the United States. With nearly 25 years of experience, BHG Financial is unlike a traditional bank. Our unique underwriting model looks beyond credit scores to assess each applicant's full financial picture. BHG Financial provides purpose-driven solutions that transform how individuals and businesses alike can access the funds they need to meet their goals.

Our Services

Known for our innovative approach to lending, BHG Financial can offer unsecured loans with flexible terms, competitive rates, and funding in as little as 3 days, depending on the loan type. Our services include:

Supporting Our Communities

Through our philanthropic arm, BHG Cares, we hold long-term partnerships with humanitarian and support organizations, including the Make-A-Wish Foundation, Style Saves, and the Kevin Love Fund. In addition, BHG Cares places a strong emphasis on advancing independent disaster relief funds and global humanitarian efforts.

Find more information about BHG Financial by visiting our website and checking us out on social media:

Simplify Your Debt, Empower Your Future

Written by the company

Consolidate High-Interest Debt with a Personal Loan for Debt Consolidation from BHG
BHG Financial offers personalized debt consolidation solutions designed to help you regain control of your finances. With loan amounts up to $250,000 and repayment terms extending up to 10 years, you can combine multiple high-interest debts into a single, manageable monthly payment. Our fixed-rate loans ensure predictable payments, making budgeting straightforward and stress-free. The application process is streamlined and user-friendly, allowing you to check your rate without impacting your credit score. Once approved, funds can be disbursed in as few as five days, enabling you to address your financial needs promptly. Our dedicated U.S.-based loan specialists provide concierge service throughout the process, ensuring personalized support every step of the way. Take the first step towards financial empowerment by exploring your personalized debt consolidation loan options today.

Contact info

4.8

Excellent

TrustScore 5 out of 5

5k reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 96% of negative reviews

Typically replies within 2 weeks

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4.8

All reviews

(5,484)

1,223 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Dominic Mosconi Outstanding Rep.

Had the pleasure of working with Dominic Mosconi. He was amazing to work with. Informative and walked me through the process and made the process very easy and understandable. I’ve been in Sales for over 26 years and his follow up skills and customer support is one of the best I’ve experienced. I highly recommend working with this organization

18 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Tamara. We loved reading your review! BHG Financial is truly dedicated to customers like yourself, ensuring we can offer professional and timely service that meets your unique needs.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Julia is a pro

Julia is a pro. I was considering competing loan offers but her insights and timely feedback made the difference in my ultimate decision to go with BHG.

17 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Guadalupe. At BHG Financial, we have our team in place and ready to assist customers like you. We're delighted we could lend a hand!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

customer service experience

the customer service rep I worked with, Haddon, was fantastic. Quick with responses, walked me through options, educated me on how the process worked, and answered every question I had... Thank you!

14 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Scott. BHG Financial is here to help! We're thrilled you enjoyed working with the team and we appreciate the stellar review as well.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Good experience

The process was mostly simple. Justin Lambert helped us through the process, making things as easy as possible.

13 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Michael. Our mission at BHG Financial is to offer a helpful and easy process. We're happy to hear we delivered!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Christopher was helpful and kind

Christopher was helpful and kind. We were able to get through the application and loan funding process easily.

10 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

An easy process on your schedule is the BHG Financial mission! We're thrilled for the opportunity to assist.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Justin was amazing to work with

Justin was amazing to work with, he walked me through all of my options, calculated my savings and gave me several options to choose from. He was very patient and understanding, I would recommend him 💯

17 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Katrina. Your review is appreciated! We're pleased to hear about your experience with the BHG Financial team, and we also appreciate the 5-stars!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Nate is amazing

Nate provided excellent service by explaining the loan process, responded to my phone calls and concerns right away, even when it may not have been convenient for him. He also told me that, if I had any problems through the life of the loan, not to hesitate to call him. That's more than excellent service it's outstanding.

17 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Joseph. Thank you so much for the review! It's always great to hear when clients enjoy working with the BHG Financial team. We're excited to work with you as we move forward.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Nate was fantastic

Nate was fantastic. I was comfortable every step of the way

15 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi William. We're thrilled to hear you enjoyed working with the BHG Financial team and we appreciate the review!

Thanks,
BHG Customer Relations Team

Rated 4 out of 5 stars

I had a great experience working with…Christopher Frawley

I had a great experience working with BHG, especially with Christopher Frawley. He was very communicative and responsive throughout the entire process. Whenever I had a question, Christopher was quick to provide clear answers and made sure I understood everything. His follow-up was excellent, and I always felt informed about where things stood. I really appreciated his professionalism. Overall, it was a smooth and positive experience working with Christopher and BHG, and I would definitely recommend them.

11 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Shawn. For over two decades, the BHG Financial has been dedicated to clients, making sure to we offer a professional and hassle-free loan process. If you have any feedback or need assistance going forward, please don't hesitate to reach out to us.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

BHG Financial really helped my family

BHG Financial really helped my family. The loan officer Julia Sheers helped us every step of the way and was able to customize the loan to fit our needs. I highly recommend them..

17 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Rowdy. It's fantastic to hear the BHG Financial team could assist. We make it our mission to understand your needs and do everything possible to locate an amenable solution.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Great Experience

My loan officer Sam Henwood was efficient and made the process run smoothly. I appreciate the effort.

14 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Lisa. We're pleased to hear about your BHG Financial experience and we appreciate the review also.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Thank you!

I would like to sincerely thank Nate for all his help throughout the loan process. I truly appreciate his support, guidance, and dedication in making the entire process as smooth and stress-free as possible. His assistance was greatly appreciated, and I am very grateful for all his help.

15 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Nerely. Here at BHG Financial, our team is always hard at work doing everything possible to ensure a helpful loan process that meets your needs. We're thrilled we could deliver!

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

BHG is an amazing company!

BHG is an amazing company! Julia Sheer, Loan Officer, did an outstanding service to us. She was thorough, precise, friendly, and knowledgeable in assisting us with our loan. Julia was very quick to respond to our concerns and questions. The whole process from start to finish was so quick and straightforward. We’re very grateful for BHG and their support team for assisting us with our needs.

4 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Your review is very much so appreciated! It's always great to hear when customers enjoy working with the dedicated BHG Financial reps. We're happy we could assist and look forward to working with you in the future as well.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Debt consolidation loan

I got an offer from credit karma. BHG Financial really cane through abd giving me an opportunity to get my life back on track. Michael David Sullivan was my loan officer. He was very knowledgeable. Walked me through the process and made it very easy to understand everything. Thank you!

8 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Jacqueline. Thank you so much for sharing your experience with the BHG Financial team. We truly make it our mission to offer helpful service in addition to a tailored financial solution.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Justin Lambert was very helpful and…

Justin Lambert was very helpful and explained the process and answer my questions and work with me on the payment amount. I appreciate his follow-up and not being overly eager.

14 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Ashley. It's wonderful to learn of your experience with us here at BHG Financial. Our reps are dedicated to assisting customers all while making sure to account for your unique needs.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Brittani Stewart was awesome to work…

Brittani Stewart was awesome to work with and patient with going over all of the different options available. Thank you Brittani for your professionalism and customer service.

13 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Jeremy. We're thrilled to hear about your BHG Financial experience. Our team works diligently to ensure exceptional customer service.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Smooth, Fast and No Hassles!!

Haddon was wonderful to work with, very responsive and proactive!! Made the process extremely smooth, was very knowledgeable and took the time provide us with all options available to us. Would definitely recommend their services and will use them in the future!!

14 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Canden. A seamless loan process and a helpful team are all part of the BHG Financial mission! We truly appreciate the opportunity to offer our assistance as well as the great review.

Thanks,
BHG Customer Relations Team

Rated 1 out of 5 stars

Horrible experience do not recommend

I recently applied for a loan for debt consolidation. I was approved and signed all the disclosures. After about a week the communication went silent. I kept reaching out to get status updates and no one would respond. I logged into the portal and saw that my once approved application now said denied. No one has yet to reach out even after I emailed and left voice mails!! Horrible experience. Please save the computer generated auto response!

13 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Veronica. It’s our mission to provide the most innovative financial solutions on the market, and we make every attempt to provide a solution tailored to the specific needs of our customers. However, we’re not always able to make this happen as there are many factors that can determine a credit decision. An Adverse Action Notice letter will be sent out to you within 30 days of the application date, providing additional information into the decision.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Customer

I had a great experience with BHG Financial. The loan process was smooth, straightforward, and moved along quickly. The team was professional, responsive, and kept me informed throughout the process. Everything was explained clearly, and I always felt like I knew what to expect. Overall, I’m very pleased with the service I received from BHG Financial and would definitely recommend them to anyone looking for a simple and efficient loan experience.

5 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Lamont. Your review is very much appreciated -- We can't thank you enough for selecting BHG Financial as your trusted partner. Whenever you decide to work with us, our team will do everything possible to ensure stellar service along with a hassle-free process.

Thanks,
BHG Customer Relations Team

Rated 5 out of 5 stars

Brendan is amazing!

Even though there was some confusion regarding my loan request Brendan handled it professionally and with a positive attitude at all times.

Brendan is absolutely a wonderful person. BHG is very fortunate to have him as an employee!

13 August 2026
Unprompted review
BHG Financial logo

Reply from BHG Financial

Hi Christy. Throughout the loan process and beyond, the BHG Financial team is here to ensure professional and helpful service. We're thrilled we could assist you!

Thanks,
BHG Customer Relations Team

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