Blue Motor Finance Reviews 

2,284
•
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 131 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that the staff is very polite, friendly, and supportive when handling everyday account matters. People also appreciate the smooth and quick loan setup process, noting that digital portals make tracking and managing payments very easy. Some reviewers were not happy with unexpected vehicle breakdowns and unresponsive customer support teams during stressful times. Borrowers experienced severe frustration when trying to return faulty cars, stating that staff members failed to provide proper assistance or delayed resolutions. Additionally, a few individuals encountered communication barriers and unhelpful responses when attempting to resolve serious mechanical defects.

What people talk about most

Service

Reviewers mention ambiguous feedback about service, with many customers praising the professional assistance,... See more

Customer service

Customers had ambiguous experiences with customer service, as some reviewers reported phenomenal support,... See more

Product

Consumers express deep dissatisfaction with the product, reporting that vehicles purchased through finance... See more

Staff

Clients share ambiguous opinions on staff, as many reviewers highlight helpful, friendly, and polite... See more

Reviews shaping this summary

Rated 4 out of 5 stars

. Put a search on credit file even though I never applied for finance also sent me an email saying my application was rejected??? Think companies like yourselves should think before sending emails say... See more

Company replied

Rated 4 out of 5 stars

I purchased a vehicle four years ago and have had a good experience with Blue Motor that have collected every month. I am still awaiting compensation for the hidden commission slipped in by the car... See more

Company replied

Rated 5 out of 5 stars

Phoned up today for assistance with payments. Normally calls with other companies take forever to get through and it’s a nightmare, however, Lynne with blue motor made my life easy. Very helpful, extr... See more

Company replied

Rated 5 out of 5 stars

I brought a vehicle in September 2025 from a local Dealer in Nottingham..Within a month of purchasing the vehicle problems started at first the dealer tried to sort out the issues but things got a lo... See more

Company replied


Company details

  1. Non-bank financial service
  2. also in
  3. Car finance and loan company

Written by the company

In a short period of time, Blue Motor Finance have become one of the UK’s leading Fintech companies, lending over £1bn to more than 100,000 customers to date. Remarkable growth has led to us being ranked 1st in the Financial Times’ FT1000 Europe’s Fastest Growing Companies (March 2019). We provide our partners with the best-in-class service with a relentless focus on technological innovation, risk management and the highest standards of regulatory compliance. We are one of the most flexible and advanced direct lenders in the market, offering competitive finance packages, quick decisions and reduced administration time, coupled with our innovative customer proposition.


Contact info

3.1

Average

TrustScore 3 out of 5

2k reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 91% of negative reviews

Typically replies within 24 hours

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3.1

All reviews

(2,284)

130 reviews in the last 12 months

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Rated 1 out of 5 stars

If you have finance then claim

Horrible, unsympathetic company!

Poor complaints process, advisers lie and hang up on you, thank fully I am well and truly rid of these horrible people.

Karma will prevail though, THESE GUYS ARE GOING TO GET HAMMERED WITH MIS SELLING!!!!!!

Put a complaint in directly, hit them back where it hurts!

No need to tell me to contact you! My complaint is well and truly with you

21 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your feedback, in order for us to investigate your comments further we would require further information from you. We have sent you a separate request for further information.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

Absolutely shocking company

Absolutely shocking company! Do not use. We have been going through complaints for almost a year now and nothing has been resolved. Now we try and ring and you are on hold for over 2 hours so never get to speak to anyone. We are left with a broken car and no way of contacting complaints team.STAY CLEAR

17 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your review and that you have been on hold for a longer period of time. We have referred your feedback to our Complaints Manager to review, they will be contact with you shortly to discuss further.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

I needed to change my address so…

I needed to change my address so emailed Blue Motor Finance. I had a reply and confirmation within 72 hours. Excellent service thank you.

13 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are so pleased to read your comments regarding the excellent service you received, thank you for taking the time to leave us a 5* review.

Kind Regards,

Sophie Wilkes

Rated 1 out of 5 stars

I bought a car from them a year ago on…

I bought a car from them a year ago on hire purchase. Since I never received the V55 log book and they are the registered owner of the car, I assumed they would renew the road tax. When I called them, I was told that it was my responsibility. After I pointed out that they never sent me the log book, the person I spoke to said they would check with their manager and call me back—but they never did. I still haven't received the log book, and I had to tax my car at the post office, paying an additional £25 fee. I'm very unhappy with their service.

1 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read that you have been unhappy with the service received. Regarding the log book usually this would be discussed directly with the dealer however we would like to assist you the best that we can, please can you provide further information such as your agreement number or vehicle registration for us to investigate further. Alternatively you can email our Customer Service Team directly on customerservices@bluemotorfinance.co.uk.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Exceptional Service

Exceptional Service. Hassle free, which is rare nowadays. Thank you

5 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you so much for taking the time to leave us a 5* review.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

MISS SELLING COMPANY!!

CLAIM, CLAIM, CLAIM
This company is a big one on the mid selling of finance!!
Go through them directly and get your money!

They have ignored my emails and are useless as a reliable company!
Custom service is ZERO!!!

2 March 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your comments, your review has been referred to relevant department. They have advised that in order to complete the compensation advised you need to access this online - blue.co.uk/payments.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Bought a car from trade centre uk

Bought a car from trade centre uk, lots of faults but they wouldn't help.
Blue motor finance sorted everything and got all my money back

14 December 2024
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you so much for your 5* review today, we are so pleased we were able to assist you with your complaint on this occasion.

Kind Regards,

Blue Motor Finance

Rated 2 out of 5 stars

Mixed Experience – Excellent Finance Process, Poor Customer Service

The finance process was seamless and stress-free, no complaints there. Everything was arranged efficiently with no issues.

However, my experience with customer service, specifically with a representative named Molly Meek, was disappointing. She was passive-aggressive and rude, which significantly impacted my overall experience. Her tone and attitude were unprofessional, and I was particularly taken aback when she asked a personal and intrusive question about where I was getting the money to pay off my finance. When I questioned whether I had to answer, her demeanor shifted, and she became even more unpleasant.

I strongly suggest the company review customer interactions and monitor calls to ensure a better experience for customers. Excellent service should extend beyond just arranging finance, it should also include respectful and professional customer support.

27 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your review regarding your call with our Customer Service Team, we can assure you that your comments will be provided as feedback to our Customer Service Team Leader to investigate further. We are however pleased to read that you experienced no issues with the finance process itself.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Angela is an Angel

Spoke to Angela at blue motor. She is actually a real life angel... this lady was kind and understanding, she conversation with me and reassured me.. was efficient and clear and went out of her way to make sure one that I was OK OK two that I was reviewing the correct level of service.. A massive weight has been taken off my shoulders so thank you Angles I feel so much better..

27 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you for your amazing review, it is great to read about your positive experience with Blue Motor Finance. We will ensure we pass on your comments to Angela.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Service from blue motor finance has finance

The service from blue motor finance has been brilliant, been able to settle early sent an email and got a response very quickly, have been kept up to date with all information so well done

25 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you for your 5* review! We will ensure we provide your feedback to our Customer Service Team.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Very good service.

Very good service.. Very good customer service.. all in all a very good company and I'm glad I'm using them thank you 😊

19 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We really appreciate you taking the time to leave us an excellent review regarding our overall service, thank you.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

If I could 0 stars then I would

If I could 0 stars then I would, this company is a joke, I work for a car dealership and I purchased a car through them and financed it through blue. Unfortunately I had to reject the car and do an ROA. Blue motor then wrongly put 2 missed payments on my credit file massively effecting my score, all I got was oh that’s our mistake well will try and remove it! NO you will remove it if not there will be consequences, this is not professional or right. Considering I work with finance on a daily basis and i do not expect this from a high company like yourselves! Sort it out as you cannot do what you’ve done and get away with it!

Avoid this company like the plague!!!!!

12 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your comments in your review, we would like to investigate the points raised further to see if we can assist any further. In order to do so please can you provide your agreement reference or vehicle registration. Should any amendments have been made to your credit file please bare in mind this can take 6-8 weeks to be updated by the credit reference agencies, we apologise for any inconvenience this may have caused.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

Just finished my 5 year finance with…

Just finished my 5 year finance with Blue motor finance company
Everything was so easy and smooth running no issues
And very happy with there service
P.L.Sullivan (happy customer)

11 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you for taking the time to leave us a 5* review, we are so pleased that you have been happy with our service overall.

Kind Regards,

Blue Motor Finance

Rated 3 out of 5 stars

Customer Review, Beverley Daley

1. Efficient customer service during the purchase period.
2. Excessive interest rates applied to the purchase price is the only distasteful experience.
3. Customer portal link doesn't work effectively, I have had no access to the customer portal.

11 February 2024
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are pleased to read that you found the customer service efficient, however we have referred the issues you found with the customer portal to our Tech Team to look into. Thank you for your feedback.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

Avoid

Honestly this company only cares about dishing out the finances and nothing more. They have reported on my file 3 missed payments when evidence supports that I paid in the months they say are missed. Instead the one month that I informed them of due to maternity leave pay and rearranged a payment schedule shows paid! Which is a lie as reflected on my bank statements. They will destroy your credit and refuse to fix ut forcing you to take action outside and causing even more stress than necessary. Not to mention the car I got was faulty not long after receiving it and they refused to help with that. They are a very uncaring company... actually ruthless. Be very careful you don't get into hardship not even for a month.

7 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We're very saddened to read your comments about the service you have received. We would love to be able to understand more about your frustrations with what happened at the time and issues you have experienced with the vehicle, please can you provide further information such as your agreement reference or vehicle registration. Once we have this information we can investigate further and assist as best as we can.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

This company paid out finance on a car…

This company paid out finance on a car that I haven't even seen or have any idea where it is I'm sure I gave to see it first and agree to take it hope they can find it when they reposses it

5 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

In order for us to assist further we would require further information from you. Please can you provide your agreement reference or vehicle registration, alternatively please contact our Customer Service Team on 020 3005 9330.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

Blue motor fix you finance

Blue motor finance rejected the car as it was faulty, didn’t give me any other option, £3000 deposit £2500 in payments over £1000 in repairs, they have offered me £850, it’s taken a month to get the vehicle inspection done, I’ve emailed & telephoned no response, dealer got paid, broker got paid, blue motor got paid, I got shafted, now starting the lengthy battle of ombudsman & probably small claims court, no car no money 😡

5 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read about your experience in your review. We have referred your review to our Complaints Team Leader who has reviewed your case, as you have not received your deposit returned from the dealer we have raised the amount to be refunded to you, you should receive the funds in your account by next week. We are aware that the case has been referred to the Financial Ombudsman and we will wait for their outcome.

Kind Regards,

Blue Motor Finance

Rated 1 out of 5 stars

It's absolutely scam that this sort of…

It's absolutely scam that this sort of companies are still exists and are dealing with customers! I was on the phone for three hours trying to reach somone from complaints department and none answer the phone! Stay away from the at all cost!

4 February 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

We are sorry to read your review and would like to assist you as best as we can, in order for us to do please can you provide your agreement reference number. Alternatively please email our Complaints Team on complaints@bluemotorfinance.co.uk.

Kind Regards,

Blue Motor Finance

Rated 5 out of 5 stars

5 years later...

Recently finished my 5 year HP. If I recall correctly, a chap named Aaron Devlin completed my application in 2020. From beginning to end I've had no problems or hassle. I will be financing my 2nd car soon if Blue Motor Finance can provide me with a low enough APR. Online tools are available to keep track of annual statements, outstanding balance and other documents including online chats.

20 January 2025
Unprompted review
Blue Motor Finance logo

Reply from Blue Motor Finance

Thank you for taking the time to leave us a 5* review, it is great to read your comments regarding the service you received overall.

Kind Regards,

Blue Motor Finance

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