I have only had my Bunq account for three months and initially signed up as it seems to be very flwxible and pays interest on savings. The main downside is that I find the app layout confusing com... See more
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Frequent travelling, staying for longer than a couple of days and now a new family... for this kind of lifestyle, neo banks suited me more than usual banking solutions. Bunq catched my attention with... See more
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it is good to see that neobanks are rising, but not all digital banks deliver quality services. But bunq is different, founded by a visionary man - bunq offers many features. This not just some... See more
Company replied
The money features alone are worth switching for. I can easily manage my funds for rent, utilities, groceries, travel, and emergencies, as well as direct deposits straight into them. The card lets me... See more
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Company details
Written by the company
bunq is a fully mobile bank designed to make managing your money simple, fast, and flexible. Whether you're traveling, saving, or sharing expenses, you stay in control with local IBANs, zero FX fees, and real-time notifications. Open an account in minutes, track your spending, set budgets, and even plant trees as you pay. With 24/7 human support and no hidden fees, we offer a transparent banking experience that fits your lifestyle. As an independent bank, we grow when you love using us. Join millions across Europe who already use bunq for smarter, greener, and more convenient everyday banking.
Contact info
Amsterdam, Netherlands
- support@bunq.com
- bunq.com
Breach of guidelines
The reason
I switched from the old becasue I needed some better financing. And here it seems like bank is secure, and features are just right. Costs are meh, but worth it overall

Reply from bunq
Together
I like it for shared access too =) I like that they get access, but I can kick them out anytime. Simpler to manage money. Shared with friends and partner, works for both.

Reply from bunq
good app
it's a good banking app, and tbh I was surprised when I used it for my payments for the first time: it was a split payment.
Just didn't have enough money at the moment, asked my friend to share it. It was simple. And it's pity they didn't include travel insuzrance in the pro plan - feeling it needs to be,,otherwise why call it the pro plan, right?
other features - fair offerings imho.

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Helpful insights are helpful
Really glad that they have this feature, helps me to say within the budgget.

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Budgeting Hanrahan
I like the option to assign different cards to different accounts. It make budgeting more practical because i know exactly which money I'm using. But adding new cool features would be good

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It was very safe and easy to shopping and strong security system
The bung have very good strong security system very easy to use and single every use message come the app good system thanks

Reply from bunq
I use the core plan but…
Most likely I will upgrade soon. In the beginning it was okay, but once you start digging into the features and tools that come with more advanced plans, you feel like you are missing all the good stuff. What i wanted to say is just start with the core plan, it’s good for the begining

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Dilemma of best plan
I didn’t quite get why they need to have a core plan, when it’s not much different from free… Physical card, two more ibans, zero fx, child account… and that’s it. After I went through the free trial and used great features such as spending limits and tried investing in stocks for the first time, I wanted the same functionality.
The compromise was reached in a pro plan. Paying €6 more, but still getting what I want, it’s nice.My advice is to go with subscription anyway, because there is no point of using bunq, if you don’t use its unique features for MONEY MANAGEMENT.

Reply from bunq
I had a fraud situation and there was…
I had a fraud situation and there was zero hassle. I followed the steps and the money was returned within a month or so. It could be faster but there was definitely no pushback from BUNQ. Honest & direct.

Reply from bunq
I had a very negative experience with…
I had a very negative experience with Bunq. Although they provided me with support to go through the process, in the end, I lost my money. The lack of transparency in closing the account was frustrating. I caution anyone considering their services

Reply from bunq
I felt like it's spot on for my lifestyle
Frequent travelling, staying for longer than a couple of days and now a new family... for this kind of lifestyle, neo banks suited me more than usual banking solutions.
Bunq catched my attention with perks on its pro and elite plans, such as zero fx, certain amount of free monthly transactions and of course a very organized budgeting system. Work well

Reply from bunq
Never used online banking before
Never used online banking before, so it was kind of challenging for me, but I sorted it out!!!

Reply from bunq
Banking
Not only for banking, investing too. Thought I still don't think crypto is the right thing for a bank.
For investing in stocks and etfs, it's decent service.
Not quite right
Idk how can crypto trading be so expensive for free, and so cheap for elite. The difference seems to mcuh to me. 1.99% to 0.25%! More balanced offerings please

Reply from bunq
the real banking service for humans
works effectively. Having no regrets about registering there

Reply from bunq
Stocks and cryptocurrencies
Bunq is a rare example of a bank that allows access to the stock and crypto market. I investing in some of the US tech sector shares and already seeing decent profits ;)

Reply from bunq
feels like a futuristich tech bank to me
idk anyone else has this feeling? I kinda like it! The bank is not really a bank. This one, it has startup vibes, constant updates, and big focus on ai. I dont like the main ais, but this one, feels nice, its like it understands me better or something. And its evolving too, scaaaary.

Reply from bunq
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