California Casualty Auto and Home Insurance Reviews 2,563

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 54 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service and customer support, highlighting the helpfulness and professionalism of the staff. Many people appreciate the efficient handling of claims, noting that the process is smooth and reliable. However, some customers have expressed concerns regarding pricing, finding that auto insurance premiums have increased or are higher compared to other companies. A few reviewers also reported issues with claims representatives, citing rudeness, lack of responsiveness, or difficulties in communication.

What people talk about most

Service

Consumers consistently find the service to be positive, highlighting its reliability and efficiency. Many... See more

Customer service

Clients share positive opinions on customer service, consistently highlighting that representatives are... See more

Staff

Customers consistently note positive experiences with staff. Many reviewers praise the helpfulness,... See more

Claim

People report positive experiences with claim. Many customers praise the prompt and hassle-free payment of... See more

Price

Reviewers mention ambiguous feedback about price. Some customers express satisfaction, finding the insurance... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Our home owners insurance claim rep Tracy Leach was professional, responsive, and easy to work with throughout the process. Tracy communicated clearly with us and with our general contractor. She... See more

Company replied

Rated 5 out of 5 stars

I have been with California Casualty for around 30 years! I’ve always had great service through a variety of vehicles and family members. I’m grateful that I’ve been able to cross worrying about car a... See more

Rated 5 out of 5 stars

Always responsive to any questions. Automobile rates seems a bit high, but understand they are, for me, due to my daily 76 mile round trip work commute which should go down when I retire in June 2027.... See more

Rated 5 out of 5 stars

I have been very impressed with California's honesty! In businesses, this is a very rare commodity. They did not try to upsell me. They (years ago) told me that the insurance I had with another compan... See more


Company details

  1. Insurance agency
  2. Financial advisor

About California Casualty Auto and Home Insurance

Written by the company


We do more for the people who give more.

Choosing the right provider for your auto, home, or renters coverage is as important as the coverage itself. At California Casualty, we believe that those who commit to making a difference in our communities deserve financial protection with the highest levels of care, service, compassion and understanding. As your insurance partner, we have what it takes to protect your peace of mind.  

Our mission is to provide protection and peace of mind for the people who serve our communities. We provide special benefits tailored to the unique needs of educators, higher education employees, firefighters, peace officers, and nurses.

California Casualty began with a simple idea: to protect our policyholders in an unprecedented way. Over 100 years later, we remain committed to doing what’s right for our customers by offering auto and home insurance with unmatched rates, benefits and service. 

We invite you to give us a call to see how we can make a difference for you - 1.866.680.5143.


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California Casualty Auto and Home Insurance

Written by the company

Auto & Home/Renters Insurance
designed exclusively for Educators, Firefighters, Peace Officers, & Nurses

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

3k reviews

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Rated 1 out of 5 stars

Beware: This company is not worthy of your loyalty

As public servants, we were loyal California Casualty home and auto insurance customers for more than a decade. Then, after my husband had two small fender benders over a period of a few years, they dropped our car insurance with hardly any notice—no email, no phone call. I'm shocked by the way they treat loyal customers. We stuck with them through some big rate hikes and told friends about their public service discount. Never again! Now I'm telling everyone I know to avoid this company.

1 August 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We are so sorry to hear this! We value our customers and sincerely apologize for letting you down - and not providing the service you deserve. If you'd be willing, can you please email us at weserve@calcas.com with your name and policy number so that we can have the management team look into this to see where we failed.

We appreciate your loyalty over the years. Your time is valuable, so thank you very much for taking the time to share your feedback with us. Again, our apologies.

Kindly,
CalCas

Rated 1 out of 5 stars

We commenced with CalCas in March 2023

We commenced with CalCas in March 2023. The broker who dealt with us was very helpful and things went relatively smoothly in the first year, however the broker left not long after and any phone calls we had with CalCas were less than stellar. Still we had no claims, so there was no real issue. Fast forward to March 2024, when our house insurance premium went up by 43% and our vehicle insurance went from $270 a month to $467! That was ridiculous. In the end we went back directly to our original insurer (who was underwritten by CalCas anyway) and got back to only a small increase over 2023's premiums.

1 March 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We understand your frustration with the recent increase in your insurance premiums. We strive to provide excellent customer service and are disappointed to hear that your experience has not met your expectations. We value your feedback and will use it to improve our services.

Rated 1 out of 5 stars

California Casualty Rate Increases.

I am a retired California Deputy Sheriff, chose this insurance as it was recommended by PORAC. After my monthly premiums went from $283 to $393 starting next month I will be shopping for new insurance. Called to inquire about the 38% increase, no tickets, accidents, or claims ever, seemed a bit excessive to say the least. Not only a retired law enforcement officer, also a combat war vet, and they now say I qualify for senior discounts at most places. I was offered a deal, $32 less a month if a doubled my deductibles. Thanks but no thanks!!

1 September 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

Hi Paul,

We understand your frustration with the recent increase in your premium. Unfortunately, state-wide increases in California have affected all CalCas policyholders - and most California drivers, regardless of insurance carrier.

Our goal is to provide competitive rates and exceptional service to the community heroes, like you, that we serve. We apologize that the increases have impacted you.

Sincerely,
CalCas

Rated 1 out of 5 stars

I have had California Casualty for…

I have had California Casualty for almost 30 years—first in CA and then in OR. I have never made a claim in all of those years. Last year they raised my rates about 10% stating that “all rates went up.” This year they DOUBLED my rates! No valid reasons—nothing has changed. No tickets, accidents, I live in the same place, I have the same car. Needless to say I found a new company but it left such a bad taste in my mouth—they made so much money off me all of these years and then doubled my rates for no reason. I’m way under 60 so they can’t claim I’m in a new “risk” category or anything else. So unethical and they clearly don’t care about keeping clients in my state.

2 September 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We understand your frustration with the recent increase in your insurance rates. In addition to the state-wide price increases, there are a variety of other factors that impact rates. A service representative would be happy to discuss this with you.

We value your long-standing relationship with us and appreciate your loyalty over the past 30 years.

Rated 5 out of 5 stars

I called California Casualty Insurance for explanations. They were amazing!

I called California Casualty Insurance to ask about changes that I made to my policies over the summer and to have them explain them to me on policy statements. As I'm not an expert on insurance, I applaud their ability to explain the changes so that they were easily understood. This company is amazing! I would easily recommend them! Thank you for the fine service!

16 July 2024
Rated 5 out of 5 stars

California Casualty has amazing…

California Casualty has amazing Customer Service! I was not stuck in voice mail h**l, they answered promptly with actual person. Representative was able to answer my questions, explain coverage and cost to my satisfaction. I hung up with my daughter added to my car policy, and have moved all my policies to CalCas. Home, autos, RV and trailer. Nice to be with a company you trust!

13 August 2024
Rated 1 out of 5 stars

Ungrateful, after years of loyalty !

I’ve been with calcas for 15+ years. Recently they decided to not ensure my house and auto policy because they are pulling out of the state of Georgia eventually, so they say. Doing so, they’ve made it impossible to secure house and auto insurance elsewhere. Because I had 2 small home claims in 2021, no other insurance will pick me up because of the bad rating I received from calcas. I tried to reason with them to keep my policies until I could get coverage. They dropped me like a hot potato, kicked me to the curb. I’m without home and auto insurance. This company after all my years with them has proven to be disloyal.

8 August 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

CalCas made the decision to reduce its national footprint, limiting the states in which we provide coverage. Unfortunately Georgia is a state where CalCas will no longer be doing business. As such, no policies in GA are being renewed. We apologize for the inconvenience this has caused.

The California Casualty Agency Services department is available to assist customers affected by this change, and may be able to help you find coverage from an alternate carrier. You are welcome to call them at 1.877.652.2638.

Rated 1 out of 5 stars

I am law enforcement

I am law enforcement. I signed up with CA casualty because they supposedly offered great rates to public servants. Not the truth. They continued to raise my rates based on my neighbors commute surveys. I worked ten minutes from my house. No accidents. I called to complain about my rates increasing and the rep acted as if my account did not matter to the company.

I called AAA and it was over $100 less a month. CA casualty used to be a good company. Not any longer. Call AAA and compare. Guarantee it will be less with better coverage and benefits. I was with CA Casualty for about 15+ years.

14 August 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We understand your frustration with the recent rate increases and apologize that the experience you had with our representative left you with the impression that your loyalty is not valued. We appreciate the time you took to share your feedback. Your comments will be sent to the management team to address these areas of needed improvement.

Rated 4 out of 5 stars

good service the rates have gone way up

Ive made 2 claims in the past two years, They were handled very quickly and efficiently , giving me a fair settlement .

BUT, my rates have tripled in the past few years, and that doesn't include the addition of earthquake coverage.

I'm shopping

13 August 2024
Rated 5 out of 5 stars

Thank you from loyal members …

In these times when prices are soaring and insurance carriers are dropping customers, our family is thrilled to have a great insurer that stays with loyal members. Thank you for being there for us.

13 August 2024
Rated 5 out of 5 stars

Communication was second to none

Communication was second to none. Our Claims person ( Avianna) was extremely quick to respond to calls and emails. Our claim was an accident where our son hit a parked car at approx. 15 mph but clearly his fault. Then other party raved about how California Casualty treated him and the prompt service

13 August 2024
Rated 1 out of 5 stars

Unethical practices

Unethical practices, horrible customer service and unwillingness to help there customers. They attempt to make it extremely difficult almost impossible to get any service from there team. Do yourself a favor and avoid the headache and colossal waste of time.

1 August 2024
Unprompted review
California Casualty Auto and Home Insurance logo

Reply from California Casualty Auto and Home Insurance

We understand your frustration and apologize for the negative experience you've had with our customer service.

If you would like, please email us your full name and policy number to weserve@calcas.com and we'll have a member of the management team reach out to provide assistance.

Rated 5 out of 5 stars

Funny

Funny, I haven't had any recent contact with you. However, whenever I do, you always display the highest level of professionalism.

10 July 2024

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