Cambrian Savings and Loans Reviews 

734
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 57 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the exceptional service, describing it as efficient, straightforward, and fast for loan applications and fund transfers. Many people praise the staff for being incredibly helpful, polite, understanding, and professional, often going the extra mile. The user experience, including the website and online banking, is noted as easy to navigate. However, some customers noted dissatisfaction with loan applications, specifically being refused loans despite long-standing loyalty and good payment history. These individuals felt a lack of support and understanding regarding their personal circumstances, contrasting with the company's community-focused approach, and expressed disappointment.

What people talk about most

Service

Reviewers mention positive feedback about service, with many describing it as brilliant, fast, and helpful... See more

Staff

Users describe positive interactions with staff, consistently highlighting their politeness, helpfulness, and... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting polite, helpful, and... See more

User experience

Consumers find the user experience to be positive, with many describing the application process as easy and... See more

Payment

People report positive experiences with payment, noting the simplicity of uploading documents and the quick... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Applied for a loan. The application was easy enough. The outcome of my application was known to me in a matter of hours. A couple of days and the money was transferred into my bank account. Really ha... See more

Company replied

Rated 5 out of 5 stars

I have been a Member for a long time. I have always found the Staff to be Helpful, Polite, Understanding, Patient, Reassuring, Friendly but Professional. I feel happy knowing my money is safe.

Company replied

Rated 5 out of 5 stars

Louise Power, was extremely professional, when she helped me consolidate all my debts. It was very simple to upload all documents needed, then within hours, my debts were paid off, and I was back in... See more

Company replied

Rated 5 out of 5 stars

I have no problem with using Cambrian savings and loans it's so easy. They are brilliant on the phone if you have any questions or concerns and the website is really easy to use as well. They are my g... See more

Company replied


Company details

  1. Credit union
  2. Alternative Financial Services
  3. Bank
  4. Car finance and loan company
  5. Loan agency
  6. Non-bank financial service

Written by the company

Cambrian Credit Union is the member-centric financial choice you need, built on a 25-year history of trust and ethical service, guaranteeing your financial well-being comes first. Our services give you control with accessible loans up to £15,000 and a comprehensive range of savings accounts, including regular savings accounts, dedicated junior accounts for young savers, and special Christmas Prize Draw accounts. Crucially, we offer the popular Moneyworks Wales payroll deduction scheme—a stress-free way to save or repay loans directly from your salary before you can spend it. Everything we do is guided by our values, vision, and mission: our vision is to be the best credit union for you, our core values ensure we are ethical, honest, and reliable, and our mission is to deliver accessible financial solutions. Our member eligibility is broad and straightforward, welcoming anyone who lives or works in Wales. Join us today for a better banking experience!


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

734 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.7

All reviews

(734)

57 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Always very helpful

Always very helpful , lovely workers

26 November 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you Mikala for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Absolutely brilliant experience

Absolutely brilliant experience. I rejoined after a lapse of membership having retired. When I contacted the office people were so helpful, efficient and pleasant, nothing was a problem for them I even received an email from a Caroline Berry welcoming me as a member again.
I applied for a loan and the process was very straightforward. I applied for a loan and also to rejoin on my iPhone, it was easy to do without a laptop.
It was a joy to discover that now I am a pensioner Cambrian did not write me off because I am no longer employed; as some finance providers do. I spoke to several staff during the process and unfortunately have not noted all their names, however all gave exceptional customer service. Louise Power was my point of contact after I applied for the loan she was great. Also it was reassuring to receive a call and email from Stephen to say an online bank transfer I had attempted to do had not gone through as I’d entered a digit wrong and it had been stopped. I was grateful it was stopped as potentially it could have gone to the wrong account because of my error. I highly recommend Cambrian Credit Union.

28 October 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you MD for your amazing 5 star review! So glad we can help and we really appreciate the recommendation. Its amazing to hear how our team have helped throughout the whole process. Thank you once again for being an important member of Cambrian.

Rated 5 out of 5 stars

Iv always had lovely service with…

Iv always had lovely service with credit union

20 November 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you Jane for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Carmen kept me updated throughout thank…

Carmen kept me updated throughout thank you for all your help.

19 November 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you Paul for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Amazing

Amazing! Professional and reliable

18 November 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you Ryan for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 1 out of 5 stars

This company are advertising

This company are advertising, any circumstances considered, I've been with them many years, over them years I've never once missed a payment back for my loan, a also had a Christmas saving account paid into monthly without fail. I applied for a new loan, after being with them for many years, it was refused, I asked the financial ombudsman to take a look at the application and why my loan had been refused, Cambrian credit then advise me that because I had been using by now pay later it I was no longer allowed to have a new loan, also because I play the lottery I wasn't allowed a loan because I had entered an ITV one competition and spent two pound that was classed as gambling they also do a hard credit search on your credit file but they state that they make decisions on each loan on merit and affordability of the loan and do not base loans on credit scores not true,it took them under 2 mins to decline my loan they had an even received by bank statements, I would like to take this chance to warn anyone who is thinking about applying for a loan from this company, if you use by now pay later or you put five pound on the lottery or you went to competitions or you don't have a perfect credit score you will be declined, this company should not be advertising as helpful to the community and fair and understanding, id not missed a single payment on my loan for many year's this company picks and chooses who they lend to and if you dare to ask why you are not allowed a new loan they become very abrupt very rude and not understanding at all I cannot believe the way they advertise themselves, I'm trying to get this company to be more transparent and to put on there website " if you use pay as you go if you play the lottery or spend 2 pound on a itv competition it's an automatic refusal and it does go on your credit score which isn't clear when you apply
The standard response you get from them is below, even tho they say it's " helping the community " it's not even worth asking for help from them as they don't listen, please everyone if your considering this credit Union please make sure you read every single word on there website,I'm not the only loyal customer they have done this too, please be aware, if anyone else has had similar experiences I would strongly advise you make others aware and let's stop the culture of just lending to people who they like and treat everyone with kindness and respect,this review will not be taken down
as Cambrian credit have just tryed to have it taken down
People have a right to know,how shocking Cambrian credit treat people, Cambrian credit response below is just for on here to make out there's trying to help over this matter,so I've contacted them as they asked,to no avail,no help no trying to make this right, just a very dismissive email,not understanding, if you have had the same treatment from this company please contact myself,I would really appreciate it,as I've seen many more comments of complaints

11 November 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Hi Maria,

Thank you for your recent review.

We assess loans on ability and willingness to repay and as we are regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA), we must ensure that we complete several checks when we assess a loan therefore, although anyone can apply for a loan, not everyone is guaranteed a loan.

I am afraid we cannot comment on individual cases online but if you are unhappy about the decision made, please contact our office direct on 0333 2000 601, email info@cambriancu.com or find one of our branches at https://www.cambriancu.com/contact-us and they can discuss your application with you.

Regards
Cambrian Savings & Loans team

Rated 1 out of 5 stars

worst company to go with they get a…

worst company to go with they get a kick out of refusing you a loan even though been with them for many many years. people do your research on them. disgusting

1 October 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Hi Pauline,

Thank you for your recent review.

We assess loans on ability and willingness to repay and as we are regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA), we must ensure that we complete several checks when we assess a loan therefore, although anyone can apply for a loan, not everyone is guaranteed a loan.

I am afraid we cannot comment on individual cases online but if you are unhappy about the decision made, please contact our office direct on 0333 2000 601 or email info@cambriancu.com and we can discuss your application with you.

Regards
Cambrian Savings & Loans team

Rated 5 out of 5 stars

Very easy application

Very easy application. Helpful and quick

21 October 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Absolutely brilliant and fast service

Absolutely brilliant and fast service
No issues at all
Will always recommend you to family and friends

20 October 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Excellent service from start to finish

Excellent service from start to finish! Superb communication and support, thank you Cambrian 👍

20 October 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 4 out of 5 stars

Very good ethos and a great rate for…

Very good ethos and a great rate for years fixed bond (5%).
Quite complex to set up account and security is a bit old school but once mastered the app works brilliantly.

30 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Reliable service. …

Been with the credit union for years and would recommend them. Advisors on phone always helpful if ever making an enquiry or transaction .

7 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Very good very fast & surfishent

Very good very fast & surfishent

15 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Cambrian C U is local

Cambrian C U is local helpful and an important asset to the local community

1 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Great all round thumbs up on everything…

Great all round thumbs up on everything thank you

1 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 4 out of 5 stars

It has been easy to apply for and set…

It has been easy to apply for and set up a new account and payments . It feels like things move a bit slowly but I vaguely remember this to have been the case when I set up accounts previously at other banks/ building societies.

31 July 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

I used the online banking service to…

I used the online banking service to transfer funds and it’s always been easy to use and very reliable, funds are always transferred quickly which is great

14 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Great organisation

Ive been with the credit union for over 15 years now. Whilst you can no longer pop in every day in most branches you can still access money quickly online during working hours. Never had an issue with them. Highly recommend

13 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

Rated 5 out of 5 stars

Spot on

Spot on, just a shame the local branch has closed and everything has gone on line, lost the human touch, but you can actually speak to a human being when you need to speak to them, great service

14 August 2025
Unprompted review
Cambrian Savings and Loans logo

Reply from Cambrian Savings and Loans

Thank you for your amazing 5 star review! So glad we can help and we really appreciate the recommendation.

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