I’ve now used Capify for business lending for the fifth times (5th), and once again the experience has been excellent. The whole process was , professional, and straightforward from start to finish.... See more
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Review summary
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Clare was fantastic, every step of the way. Very communicative and easily contactable. The whole process was completed very quickly. Her friendly and approachable manner made the whole experience very... See more
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Well what can I say other than top notch experience and wonderful customer service, hand held all the way through with your own adviser and constant updating. When borrowing money, it can be a real... See more
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I recently applied for a business loan with Capify and honestly the whole experience was great. The team was professional, fast and really responsive from the start. The entire process took less tha... See more
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Company details
About Capify
Written by the company
Capify was founded in 2008 during the height of the global financial crisis, as an avenue to assist financially struggling UK SME’s that did not qualify for traditional lending options. Understanding how difficult it can be to attain business funding, Capify is here to make this process as simple and quick as possible getting funding in your hands in under 24 hours.
Get funding from £5,000 to £1,000,000 for any business purpose - from working capital or purchasing new equipment. Capify loans are repaid in small, manageable fixed payments, to help you manage cash flow. With our simple application process, loan calculators, and a great team ready to guide you through the process, you can check your eligibility online in 30 seconds.
If you've been trading for over 12 months and have a monthly turnover of £10,000 apply online today and you could have the funds in your account the same day.
Capify is not a bank and may be able to help you when a traditional lender might not. We look at different lending criteria and will consider all credit profiles, with every loan application decided by a human, not an algorithm. We’re proud to have a team of dedicated professionals who can help guide business owners through the process and find the best solutions for them. For this reason, we’ve built a strong community of customers who come back to us time and time again. We place a lot of emphasis on human communication over tech. Whilst we think that tech is important and delivers a fast process from application to receiving your funds, you’ll also have a dedicated point of contact who will always be available at the end of the phone if you’ve got a question. We also have a team of real people who look over every single deal.
Capify - Business Funding Made Simple
Written by the company
- Raise up to £1,000,000
- Our application process is made simple and fast with our dedicated account managers to assist you all the way.
- We've funded over £1.2 billion globally and supported over 20,000 businesses.
- We know business owners require finance for many reasons whether you want to buy stock or equipment, expand marketing or hire additional staff, our funding and flexible repayments are perfect for the growth of your business.
Contact info
Capify, 1st floor, 249 Church Street, WA14 4DR, Altrincham, United Kingdom
- 0800 151 0980
- enquiries@capify.co.uk
- capify.co.uk
Trusted by thousands of SMEs
4.6
Excellent
711 reviews
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clare was great
clare was great, very responsive and kept me upto date with every step
23 April 2025
Unprompted review
It was really easy process and the…
It was really easy process and the capify staff was really helpful especially clare was really great help
27 March 2025
Unprompted review
Efficient, Easy, Quick
Lydia is simply the best, so efficient and keeps you up to date with each stage which i must admit from first point of contact to getting the funds was a space of 24hrs! Very helpful for that cashflow which is needed every now and again
25 March 2025
Unprompted review
Fast and straightforward
Fast and clear process from start to finish and made even easier by the expert guidance of Luke.
Everything was transparent and well explained and I couldn't be happier.
13 March 2025
Unprompted review
Great company to work with
Great company to work with, provide a quick and reliable service. Dealt with Craig Morraies, very fast and helpful guy, kept me updated all the way through and was very friendly. Will be recommending to others.
13 March 2025
Unprompted review
Be cautious with this loan product
Be cautious with this loan product. The interest rates are extremely high, and the daily repayment model can hurt your cash flow. I was approved for a £15,000 loan but only received £13,000, and ended up repaying £21,000 in total. I do not recommend this option, as it can place your business in a worse financial position.
9 January 2025
Unprompted review
Handled very professionally and would…
Handled very professionally and would definitely recommend
28 February 2025
Unprompted review
Poor Service and Lack of Communication
I’ve been requesting a statement for over a month, and despite several follow-ups, I still haven’t received it. The loan servicing team is unresponsive, and their online portal doesn’t work properly. I’ve been dealing with Ian Littleton, but unfortunately, there’s been no progress or meaningful assistance.
This level of customer service is unacceptable, especially for something as simple as providing a statement. I would not recommend this company until they improve their communication and support systems.
21 February 2025
Unprompted review
Karina Walker has been a star
Karina Walker has been a star, her customers service was amazing, always kept me updated and she was very helpful.
20 February 2025
Unprompted review
Dealing with Luke Frahill-Jones was a…
Dealing with Luke Frahill-Jones was a pleasure.
Thank you.
19 February 2025
Unprompted review
Thank you Clare
Thank you Clare, Fantastic service. Made it really easy to get funding
20 February 2025
Unprompted review
Dreadful service and an absolute…
Dreadful service and an absolute rip-off.
Loan approved for £6500. Amount received £5412 after their fees are removed. Amount repaid £9100.
Foolishly, and after being told that having made all of our payments on time, we were eligible for a further loan. Total silence and no further contact. Thankfully I came to my senses and organised funding with another provider on much more sensible terms.
Avoid if I were you
19 February 2025
Unprompted review
Great service and support as Tristan…
Great service and support as Tristan helped me organise a loan for my business. He was explained every process and was patient with all my questions. I would recommend.
10 February 2025
Unprompted review
Excellent Support from Craig & the Capify Team!
I had a fantastic experience with the Capify team, especially Craig. He was incredibly supportive, quick, and made the funding process smooth and stress-free. His professionalism and dedication truly made a difference, and I can’t thank him enough for his help. If you're looking for a reliable team to assist with funding, I highly recommend Capify. Thank you, Craig, for your outstanding service!
12 February 2025
Unprompted review
Ian was as always fantastic makes…
Ian was as always fantastic makes everything smooth going would recommend any one to work with this guy
Thanks Ian
5 February 2025
Unprompted review
Clare was Amazing
Dealt with Clare. Absolute pleasre to deal with and was never too busy to run through things with me. Wil only use Clare going forward if we need anything. Thanks!!
7 January 2025
Unprompted review
Was easy ,simple,Joe's was very…
Was easy ,simple,Joe's was very professional, thanks Joe
25 January 2025
Unprompted review
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