Cash Train Reviews 2,691

TrustScore 2 out of 5

1.8

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Rated 1 out of 5 stars

There should be a 0 star option for this company. Absolutely appalling and of no help or compassion at all. Nothing but lies and false hope. Just another company advertising what you want to see and... See more

Rated 1 out of 5 stars

Absolutely the worst company I’ve dealt with. After providing every document they requested, I’ve been stuck going back and forth with the same repetitive emails. It’s been over two weeks and still no... See more

Rated 1 out of 5 stars

Rude and so unprofessional my niece applied for a loan with them she provided absolutely everything they asked for and then when they were taking a ridiculously long time to get back to her to complet... See more

Rated 1 out of 5 stars

I think Cash Train are terrible with their customer service. Multiple documents requests, 7 day processing time and they shouldn’t be allowed to operate as they prey on Centrelink clients. I think P2... See more

Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

Cash Train has helped hundreds of thousands of Australians get fast cash when they need it. They offer loans of from $200 to $8,000. The application can be made online or in any of our 12 branches and takes minutes to complete. To qualify for a Cash Train Loan , You need to be; over 18 an Australian resident


Contact info

1.8

Poor

TrustScore 2 out of 5

3k reviews

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No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Don't bother wasting your time

I t h ink my application just disappeared
Dreadful experience as always never again only want $200 should be straight out yes or know now 3 days later no contact from them

Plus when they do contact they ask for bank details over and over

1 March 2023
Unprompted review
Rated 1 out of 5 stars

Cash train not worth your time or your mental health

The worst to apply for applied on a Monday by Tuesday they requested more bank statements and other info on Wednesday they asked for more of documents I had already sent, on Thursday a request for the same documents again even thou I call to make sure they had received previous ones. Heard nothing still by Friday so I called and they sent my application to another store as they were super busy within an hour I hear back on the Friday they had declined. Now I work and have a regular income and also show I can and do make repayments. However their system works it is totally fudged. Worst application process and is mentally frustrating with their process.

12 January 2023
Unprompted review
Rated 1 out of 5 stars

Cash train Strathpine Qld

Cash train Strathpine Qld, staff are very unprofessional and try to take payments out before due date and then charge a fee for it when it is there fault. A loan went over 3 extra days because they charge a dishonour fee through there fault “$40” my contract finished on the 3/10/2022 final payment $25 clearly written in the paperwork. Said nothing about any fees . Checked my bank and shows $40 taken out. Called them and they said it was a dishonour fee from February yet I asked them last month for a final figure and date . Paperwork was sent by email saying final payment $25 .so they decided to take a dishonour fee and add another fee for going over the contract for the failure to notify me , after telling me the final payment was $25. Last payment was the final payment. I would never recommend them go elsewhere and make sure you check your statements for hidden fees since they took over from money 3 they have gone down hill, after 4 years always paid on time and had communication.

17 October 2022
Unprompted review
Rated 1 out of 5 stars

POTENTIAL CUSTOMERS BEWARE

They take way too long to respond and approve your application. Don't waste your time with customer service employees either because they are no help at all. False advertising saying approved in 1 business day. Oh well another weekend stuck at home. DON'T WASTE YOUR TIME WITH CASH TRAIN OR MONEY TREE, THEY ARE THE SAME COMPANY !!!

30 September 2022
Unprompted review
Rated 1 out of 5 stars

This company is ridiculous.Applied for…

This company is ridiculous.Applied for a loan on the 8th Sept still no answer.Was told 12-24hrs still nothing.I message them they tell me they waiting for paperwork.How am I suppose to send paperwork if I dnt know.No1 even bothered to let me know.Now it's the weekend so no processing done fir me.Stupid customer service

8 September 2022
Unprompted review
Rated 5 out of 5 stars

Cashtrain “the way to go!!

Hi, I wanted to give Cashtrain a really good review as I have had numerous small loans with them and after having a poor credit rating they (Cashtrain Strathpine) still gave me a chance.
Everywhere else I went to didn’t even give me the time of day. I felt judged and criticised this left me feeling helpless in times of need and then all of a sudden Cashtrain approved a small loan for me and I paid it back so then they approved a little more for me so I paid it back. At one stage I had two loans with them at the same time and I paid them back so now I’ve applied for some more $$ which will come in handy as I have rego due and some mechanical needs to attend to on my car.
Cashtrain have been really flexible in the way where two of my pay dates fell on different days due to the public holidays so I had to contact them after the payment dishonoured with my bank and pay them with my card over the phone, they were really helpful even waiving the late fee and this little hiccup didn’t effect me rebuilding my credit rating it actually worked in my favour as I contacted them and resolved the issue.
Everyone of the staff members that I’ve dealt with over the phone have had a professional, compassionate, helpful manner.
I wouldn’t hesitate giving Cashtrain a call and applying for a loan with them as I feel they are very open to giving anyone a chance so for me they were perfect. “Thanks Cashtrain you saved the day”
Kind Regards
Annie H.😁

25 May 2022
Unprompted review
Rated 5 out of 5 stars

I had a terrible incident before Xmas…

I had a terrible incident before Xmas 22 , I've put it behind myself and family. Last night I was elated when early today was approved for a payday loan, not I've got bad credit my prospect of rebuilding relationships, A home were made true by real lender's. And An extre bit towards rebuilding our home! X"XXOO xoxoxo like.like Like Lol.
Thank you Cash Train. Madc.

22 March 2022
Unprompted review
Rated 5 out of 5 stars

Great place to get a loan

Great place to get a loan . The service is great and there staff are understanding and patiance, and compassionate. If you want a loan here is the best of the best

15 March 2022
Unprompted review
Rated 1 out of 5 stars

They have been good to me

They have been good to me . until this last time I have had a few loans threw them I apply they look at it approve me then by the next morning I have my funds. But this time I have been sitting at the review part for 2 days . I call they tell me I'm a priority but how can I be when I still haven't heard from no one . This seems to be a issue since the Arndale office closed unfortunately I'm thinking of going else where such a shame.

10 February 2022
Unprompted review
Rated 5 out of 5 stars

To whom it may concern

To whom it may concern
I need some advice my life atm is really not good Iv met this guy and have fallen for him
At the start our relationship was sweet but now we never really go anywhere he hardly talks too me I'm really depressed over this as I love this man but this is definitely not the life style I want for us.
What do i? I start too think it's me he could be embarrassed or shamed too be my partner.
All my other ex haven't been the best of always been emotionally mental or physicaly abuised pretty bad.. since I was three so I do have trust issues. I don't believe he loves me and if he does I wish he would show me

14 January 2022
Rated 4 out of 5 stars

Solid, and fairly quick

Return customer, My interactions cashtrain have improved over time. They now have my bank (smaller online bank) added to their verification process which makes applying alot easier. Their loan update screen is deceptive as it is not synchronised with your loan history screen (I was listed as awaiting on the first screen, but unsuccessful on the other). However, after a quick call from their professional staff it was all cleared up and the loan was approved (time taken 24hrs). I will use them again if required.

21 December 2021
Unprompted review
Rated 1 out of 5 stars

Rude

Rude, condescending and arrogant staff make customers look elsewhere. Withdrawn application due to aggressively poor service.

7 December 2021
Unprompted review

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