Cerulean Mastercard® Reviews 

6,712
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Looking at 686 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being professional, friendly, and knowledgeable, often going above and beyond to help with various account needs. Many people appreciate the efficient service and quick response times, making interactions smooth and resolving issues promptly. Reviewers frequently highlight the helpfulness and understanding of representatives, contributing to a positive overall experience. However, some customers also noted issues with payment processes, including unexpected late fees and charges for making payments over the phone. Others experienced difficulties with online payment systems or found it challenging to reach a representative for payment assistance. Additionally, a few people expressed concerns about high interest rates or unexpected fee increases.

What people talk about most

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness, friendliness,... See more

Staff

Consumers consistently report positive experiences with the staff, highlighting their helpfulness,... See more

Service

Users describe positive interactions with service, highlighting the courteous, professional, and helpful... See more

Payment

Customers had ambiguous experiences with payment, with some reporting difficulties such as hidden fees for... See more

Response time

Reviewers highlight positive aspects of response time, with many praising the fast response and great... See more

Reviews shaping this summary

Rated 5 out of 5 stars

2 weeks ago I lost my credit card called it in was getting a replacement received it in the mail, activated it and then called and made my payment. And then I realized I got charged a $41 late fee cuz... See more

Company replied

Rated 5 out of 5 stars

Christian smoothed over my disappointment with a previous rep (Alejandro) who was rude, argumentative and hung up on me without telling me he had closed my account. Christian explained to me what... See more

Rated 5 out of 5 stars

My representative was extremely professional pleasant and was very helpful to give me different ideas with my account and when that didn’t work, she was very patient to help me set up a few different... See more

Company replied

Rated 5 out of 5 stars

The Young lady that helped me was friendly, knowledgeable, and happy to help me. She made sure I knew everything immediately and explained everything perfectly so I understood everything i needed to m... See more

Company replied


Company details

  1. Non-bank financial service

Written by the company

A highly rated financial services company, Continental Finance Company is one of America's leading marketers and servicers of credit cards for consumers with less-than-perfect credit. The Cerulean Mastercard®, issued by The Bank of Missouri, comes with a host of features designed to help customers build or re-establish credit, including $0 Fraud Liability, a Free Monthly Credit Score, and a possible Credit Limit Increase after just 6 months.

Cerulean Mastercard®

Written by the company

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Contact info

4.7

Excellent

TrustScore 4.5 out of 5

7k reviews

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1-star

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4.7

All reviews

(6,712)

674 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The rep

The rep. Was kind.

18 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

I’m happy very happy

I’m happy very happy

17 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Great service very helpful

Great service very helpful. Great company thank you Mike Thomas.

17 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Good service

Good seevice

16 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Great service

Great service, professional and extremely helpful ..

16 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

Amazing

Amazing! Attentive and great job.

15 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Great! This is just what we want to hear. Thank you so much for being a loyal customer. We value you!

Rated 5 out of 5 stars

The true professionalism shown and…

The true professionalism shown and provided and the reassurance that every concern that I have was fully addressed. Lastly if I should have any further questions to feel free to reach out by calling back.

14 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you! It was our pleasure.

Rated 2 out of 5 stars

I paid today before 5 o'clock for on…

I paid today before 5 o'clock for on the due date, my payment was due. I really don't think it's right that I had to pay $5.95 to make the same-day payment when I made it on the due date. I would appreciate it very much if it could be waived. Thank you, Kim Myers-burrows. The customer service agent that I spoke to spoke so fast I could hardly understand her and what I was doing. But I went along with it, unfortunately

13 May 2026
Rated 4 out of 5 stars

Helpful agent

13 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you for the kind words! We are always here when you need us.

Rated 1 out of 5 stars

My account is still

My account is still
Locked up due to lost card! Can’t exactly pay my account on time when I dont get paper bills and can’t get into your website ! So I get a late charge and a charge of $5+ for paying over the phone!!!! Bullshit customer service

12 May 2026
Rated 5 out of 5 stars

The agent was very friendly and helped…

The agent was very friendly and helped me out with the hardship program. I already had 3 cards registered under the program and wanted to keep this one but another company didn't offer a program and was going to charge me monthly fees even if I closed the account. I had to close this one to save on the fees. Your agents have always been very friendly. Thank you!

11 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 5 out of 5 stars

The representative was very helpful and…

The representative was very helpful and was able to cancel my cards and get new ones sent out

11 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you so much for sharing your experience! We are happy to hear you were taken care of and everything worked out for you. We are always here if you need us.

Rated 5 out of 5 stars

Very helpful

The representative was very friendly and took care of what I wanted to do quickly. Thank you

10 May 2026
Cerulean Mastercard® logo

Reply from Cerulean Mastercard®

Thank you! It was our pleasure.

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