Check `n Go Reviews 

10,560
•
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 695 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the friendly staff and customer service representatives for being extremely patient, helpful, and professional during difficult times. Consumers also find the online platform very simple and easy to navigate, ensuring quick fund transfers and a remarkably smooth overall borrowing process. Some reviewers were not happy with the payment options, noting that they had to wait multiple days for bank deposits rather than enjoying instant fund transfers. A few consumers also mentioned encountering frustrating verification steps and restrictions when attempting to pay off balances or secure additional loans.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

Customers had positive experiences with customer service, frequently highlighting fast response times and... See more

Service

Consumers find service to be positive, highlighting fast loan approvals, easy setup, and helpful staff.... See more

User experience

Reviewers highlight positive aspects of user experience, expressing great satisfaction with the easy to use... See more

Payment

Customers consistently note ambiguous experiences with payment, as some reviewers praise the absolute ease of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This company is great to work with. They're customer service is good! I'm thankful for multiple loans. I'd recommend your services to anyone.

Rated 5 out of 5 stars

I rate a payday advance by its simplicity of getting a loan approved. The Check N Go system is great and the communication by the support team is very timely.

Rated 5 out of 5 stars

I feel confident and secure doing business w Check n'Go. I appreciate being treated with respect when I'm asking for help. Thank you, Check n'Go.

Rated 5 out of 5 stars

Very easy application and loan is always deposited same evening or next day. I'm on social security and when an unexpected bill hit I use check'n'go instead of applying for a credit card. Just bo... See more


Company details

  1. Financial advisor
  2. also in
  3. Alternative Financial Services
  4. Non-bank financial service

About Check `n Go

Written by the company

WE’LL HANDLE IT… TOGETHER.

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Why Check `n Go?

  • We’re available online any time to help you get an approval day or night
  • You can rest assured your digital security and identity will be protected whenever you use our services
  • Access to our Pocket360 account/loan management tool
  • Finance Academy blog for free financial education
  • Helping customers since 1994
  • A positive Trustpilot rating and reviews with feedback you can rely on
  • Apply online or in-store with locations across the country

View Locations

Installment Loans

When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.

Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts than payday loans and are designed to help you build a loan that fits your needs.

People choose online installment loans because their application process is simple and easy and may have fewer fees and expenses than some credit cards and payday loans. Emergency installment loans are a great option for unexpected car needs, expensive repairs, or in case you find the medical bills piling up faster than your paychecks are coming in.

Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day. In-store installment loans can be funded as soon as the same day, so you can promptly take care of your needs.

Visit checkngo.com for more information about installment loans, to apply for a loan and more. You can count on Check `n Go.


Apply for an Installment Loan

Payday Loans/Cash Advances

Sometimes the unexpected catches us by surprise. Everyone faces hardship, and sometimes you need a quick solution to your problems. In situations where you require short-term access to cash on hand, a payday loan can make all the difference.

Payday loans give you the ability to borrow and then pay over time. They have longer terms and higher loan amounts and are designed to help you take control of things in a way that works best for you. Our payday loans are only available in select states. View our website for details.

From fixing a flat tire to covering an unexpected jump in prescription costs, this kind of loan might be a good option if you’re looking to borrow a small amount. Only you can decide what’s right for you, but before making a decision, be sure to consider whether you can afford to repay a payday loan and its fees on time.

An extended payment plan for your payday loan may be available, subject to state restrictions.


Apply for a Payday Loan

Additional Services

Check `n Go also offers these services to help meet your needs:

  • Check Cashing – Not being able to make it to the bank in time is a terrible feeling no one should have to experience. It’s frustrating and can potentially result in things like overdraft penalties or worse! That’s why most of our physical locations offer extended hours where you can skip the bank all together, and get your checks cashed outside of the normal operating hours of other financial institutions.

Learn More About Check Cashing

  • Netspend Prepaid Mastercard® – Sometimes you need more flexibility and convenience than just having cash. That’s why we’re pleased to offer our Netspend Prepaid Mastercard®. You can use it like you would a debit card—for paying bills and shopping. You can even set up text alerts to track your card balance—and if your card is ever lost or stolen, you can make sure your money is protected with Mastercard Zero Liability coverage. Add money to your card as often as you need.

Learn More

Our Commitment

Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.

Pocket360 Account Management Tool

Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.

In addition, you’ll have access to:

  • Apply for new loans
  • View loan history
  • Read financial education articles

Learn More About Pocket360


Helpful Links


Apply Now

Find a Store

FAQs

Finance Academy Blog


Written by the company


Contact info

  • 7755 Montgomery Rd. Suite 500, 45236, Cincinnati, United States

  • checkngo.com

4.5

Excellent

TrustScore 4.5 out of 5

11k reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 32% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(10,560)

677 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

i feel we are taken advantage off i got…

i feel we are taken advantage off i got a loan of 1000 and have to pay back almost 6000 interest rate is way too high.And if I was able to get a loan at a better place, I would have, but these companies take advantage of you, and I do not recommend it for anyone.I wish I didn't have to do it but at this point I have no choice again.I do not recommend at all !!!!!!!!! hannibal, Missouri, is the store.He was a very nice man, very professional.I just don't agree with the interest rate and wish I did not have to take out this loan.I do not recommend you going and getting these loans.If you don't have to........

8 June 2026
Unprompted review
Rated 5 out of 5 stars

Check N’ Go

Check N’ Go
It’s always my savior anytime that I need a little extra money or groceries pay my bills I get it so fast and because I’ve working with Check N’ Go for many years I never have any problems to fill my application and having my funds as soon as the Bank releases it sometimes it takes no 48 hours but few hours
Thank you guys from the Check N’ Go for one more time helping going thru my financial situation and being a savior

8 June 2026
Unprompted review
Rated 1 out of 5 stars

Rude...Jennifer at the Melvindale Michigan…Rude

Jennifer at the Melvindale Michigan location came to the door ask me thru the glass door for my ID I go to my car to sit down to look in my purse because I was afraid of my surroundings outside of the store. I return to the door and attempt to open the door Jennifer returns to the door I show her my ID Jennifer walked away from the door and never let me in the store. I thought that was very rude of her. I'm a law official I never displayed any rude behavior to her. Just sharing I will not do business with Check and go again thanks to Jennifer and her attitude and unprofessionalism!

6 June 2026
Unprompted review

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