Cherry Credits Reviews 17

TrustScore 2.5 out of 5

2.3

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2.3

Poor

TrustScore 2.5 out of 5

17 reviews

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Rated 5 out of 5 stars

I had an excellent experience using…

I had an excellent experience using Cherry for financing. From start to finish, the process was incredibly smooth and straightforward. The application took just a few minutes, and I received a decision almost immediately. I really appreciated how transparent everything was — the payment options were clearly explained, and there were no hidden surprises.

What stood out most was how convenient it was to manage everything right from my phone. The platform is user-friendly, easy to navigate, and makes tracking payments simple. It made investing in my treatment feel stress-free and manageable instead of overwhelming.

Overall, Cherry made the financial side of things effortless so I could focus on my results. I would absolutely recommend it to anyone considering aesthetic treatments or other services that offer Cherry finance

3 March 2026
Unprompted review
Rated 1 out of 5 stars

This company try to take money out of your bank account when you don't own I'm going to ask him with a Wall Street now because they're a bunch of ripoffs.

They said I owe them money for something I have no idea what it's about. No credit report is going down because of these people ripping people off.
Now I going hire a lawyer to get them from harassing me.
I told my bank I don't know this bullshit rip off company is and yet this company is getting away with ripping people off.
I reported them to the BBB.
I checked my credit report to see what it was now it went from 48 dollars to 150.
That's okay karma will catch up to these rip offs when I go to court they will have to pay me triple the amount when I take these low life's to court.

26 February 2026
Unprompted review
Rated 1 out of 5 stars

This is a very dishonest company

This is a very dishonest company. Do not trust them. Applied for large dental work loan promised 0% for 2 draws. 2nd draw came 3 weeks later now they want 5%. Not what was promised. Check all the BBB reviews they are constantly complained about. All they kept saying is sorry for"my misunderstanding" That was spoken to 2 people over the speaker phone. I will be letting me dentist any many others as well. This was bait and switch.

30 January 2026
Unprompted review
Rated 2 out of 5 stars

Mixed feelings

I used it for my cosmetic procedure and had no troubles with getting and all the questions were up front. Nothing unusual or suspicious at all. I was applying at the office with their tablet.However the downpayment that it was supposed to be part of the payment, was not. So instead of 6 months payments I was charged 7. I do agree that to contact the company is virtually impossible without having ton of patience and time.

24 December 2024
Unprompted review
Rated 1 out of 5 stars

SKETCH. Don't do it.

The process to get financing through Cherry was quick and easy. The issues arise after you already have the financing. When I asked if there was an alternate way to access my account (for instance, logging in via email info) I was told the only way is to use your phone number. Which is NOT what I was told previously. I moved out of the country and now there is no way for me to access the account to pay it off.

So, I am forced to make these minimum payments that will end up costing me almost DOUBLE the amount I was originally financed for. It's 2025 and you are seriously telling me there is no alternate way to access accounts?

30 June 2025
Unprompted review
Rated 1 out of 5 stars

Stupid

so freaking stupid.. everything doesn't make sense. Process, etc. Use your braincells on how to make your company better

1 May 2025
Unprompted review
Rated 1 out of 5 stars

Using this company was a horrible…

Using this company was a horrible decision on my part. I wish I could take the decision back. Under duress, I got a loan, then realized after signing up, I am paying $ for $ double what I would have payed if I would have just put it directly on my credit card. $890. turned into $1780. It sickens me. Total regret!!!!!

5 November 2024
Unprompted review
Rated 1 out of 5 stars

STUPID FKS WHAT TO GET MORE INFORMATION…

STUPID FKS WANTS TO GET MORE INFORMATION FROM U JUST FROM BUYING A VERY TINY AMOUNT.

PLEASE AVOID USING THIS JUNK COMPANY.

THEY WILL LET YOU TOP UP CHERRY CREDITS (ALL SMOOTH PROCESS BTW, NO VERIFICATION, NO NONSENSE)
> BUT WHEN YOU'RE ABOUT TO USE THE CREDITS YOU JUST BOUGHT
POOF!
ACCOUNT FREEZE!
THEY NEED TO "VERIFY" YOU FIRST!
VERY CONVENIENT! JUST AFTER BUYING FROM THEM!!

THEY NOW NEED YOUR ID, YOUR CREDIT CARD, AND EVEN AN VIDEO FROM YOU WITH YOUR CARD!
LIKE TF? THE FUNNY PART IS YOU CANT DO ANYTHING BOUT IT!
YOU ALREADY PAYED FOR THE CREDITS THAT YOU CANT USE UNTIL YOU GIVE THEM ALL YOUR USEFUL INFORMATION AND WHO D FKC KNOWS WHERE IT WILL END UP!

29 July 2024
Unprompted review
Rated 1 out of 5 stars

Went to cancel automatic payment…

Went to cancel automatic payment online- says unable to online, call support. Called support said can do online or via email. Emailed and got a return email that states “message rejected”

Totally inappropriate to not have an option to turn off auto pay- as I have already made a payment this month

2 July 2024
Unprompted review
Rated 1 out of 5 stars

RUN!!!! horrible service

RUN!!!!! HORRIBLE COMPANY. Signed up for interest free,,nope they were trying to charge me 18% interest. so paid it off immediately...there is NO CONTACT PERSON TO CALL.
I have been trying to close my account to no avail...seems like a huge scam. knew I should have stuck with carecredit instead of cherry...buyer beware..DO NOT USE

13 June 2024
Unprompted review
Rated 1 out of 5 stars

I should’ve looked at reviews before…

I should’ve looked at reviews before transferring my crypto here bug mistake not only did I lose all my money because I have to verify identity for a steam gift card!? So I try to verify it has been a week and there is no response like this must be one of the biggest scams I’ve seen

19 November 2023
Unprompted review
Rated 1 out of 5 stars

Scam!!!

well, I saw they accept Bitcoin as a payment method. I had some to spend. I tried them to buy their CC because as they showed I can buy steam gift cards from them. After depositing received CC. No scam there you can pay and received CC what you pay for. Then the miracle happens. They freeze you account and tell you to verify through their trashy message system called Cherry Messenger. Ok, then I send all details that they asked. Then I had to wait for 96 working hours to get a reply. No wonder no one is using that trashy website, so no workers I guess, Also I guess that was the owner since he doesn't have money to pay workers. Then that guy told me to send a video am with my ID or passport. WTH?? Why should I do that? I mean why the he!! I need to pay and then verify me to buy just a steam gift card? The video that they ask is really suspicious. XD I demand a refund since you failed in your service. Why don't you start begging? You can earn pretty much other than this web site scamming!!

31 August 2023
Unprompted review

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