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Chetwood Bank Reviews 

672
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

672 reviews

5-star
4-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(672)

498 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

First Class Customer Service

I telephoned for a Tax Certificate relating to the 2024-25 tax year and spoke to Karen who was very professional in the way she handled my inquiry. I received the required documentation by email within four hours. Efficient and first class service - Karen is a top gal. Thank you!

13 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for the feedback, Laurence. We'll make sure to pass that onto Karen.

Rated 5 out of 5 stars

Superb service.

We had the need to ask a question about required information and the lady who dealt with our query on the phone was excellent. Karen had to call us back as my wife was not available and she did to the minute promised. She then had to call us back twice more due to us not having information available. Again we cannot stress how patient, personable and helpful she was.

13 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Fantastic feedback, John. Really appreciate it.

Rated 5 out of 5 stars

Karen understood my query

Karen understood my query, was professional, efficient and pleasant and resolved my issue.

10 April 2026
Unprompted review
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Reply from Chetwood Bank

Lovely feedback, John.

Rated 5 out of 5 stars

Human error on account set up

i have just set up a new account and misspelled my name, its old age I think,
I telephoned Rebecca who changed it immediately and sent an email confirmation.
A little thing I know but all these little things add up

10 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for the 5-star review, Jim!

Rated 5 out of 5 stars

Very helpful customer service with…

Very helpful customer service with Rebecca. Very helpful and answered any questions I had. Thank you so much

10 April 2026
Unprompted review
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Reply from Chetwood Bank

Thanks for the feedback!

Rated 5 out of 5 stars

Just off the phone with Rebecca and she…

Just off the phone with Rebecca and she was absolutely amazing! She confirmed all my questions about deposits and even helped with my husband’s questions so we never had to ring back. She reassured me and was patience. Like a breath of fresh air! Thank you!!

10 April 2026
Unprompted review
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Reply from Chetwood Bank

Wonderful review, Amanda. We'll pass this onto Rebecca.

Rated 5 out of 5 stars

Online Chat

Used online chat today to get missing Customer Number and login to give my bond renewal instructions. They talked me through, including resetting my password, then monitoring my active login and successfully giving instruction. Excellent service ! …. and a very competitive interest rate to boot !!

10 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing, Richard.

Rated 5 out of 5 stars

Would recommend.

I have recently opened an account with Chetwood on-line. I have found it necessary to seek advice on three occasions as I have changed my mind. Each time the staff member who has taken my call has proved to be very polite and helpful. I do hope they maintain the standard and their good rates.

9 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to have your recommendation, Pauline.

Rated 5 out of 5 stars

Spoke with Andy and the call centre is in the UK ( For a change)

Spoke with Andy. He had a lovley local accent that I could fully understand ( a rare thing for a call centre these days) he handled my call very well with empathy and understanding.
I wouldn't be worried about calling Chetwood bank in the future as I know i will be speaking to a local employee of the company based in the UK

9 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review.

Rated 5 out of 5 stars

Enquiry resolved quickly and efficiently.

Andy dealt with my enquiry quickly and efficiently.
He called me when he said he would with an update and reassured me the problem I encountered was a glitch in the stsyem and the Finance Team were investigating.

7 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for this, Amanda.

Rated 5 out of 5 stars

Simple

Simple, clear, efficient and easy.

3 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to hear from you, Brian.

Rated 5 out of 5 stars

Very helpful customer services.

Rebecca in customer services was so friendly and helpful when I had an issue logging into my account.
Once she had explained the issue I found it very easy.

8 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your experience.

Rated 5 out of 5 stars

Extremely efficient

Extremely efficient, excellent, and courteous customer service in addition to giving wise, helpful advice. Highly recommend.
My thanks to Rebecca

7 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your recommendation!

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