Cixumfintech Reviews 

Max was incredibly helpful every step of the way! From the very beginning, he took the time to understand my company’s unique needs and challenges. When no other financial service provider was able to offer a solution, Devon worked tirelessly to help us secure the funding we needed through a line of credit. He guided me through every step of the process, explained things clearly, and was always responsive and patient with my questions.

So far, it seems like we are experiencing a lot of same issues listed on all of the negative reviews. Poor communication, empty promises, and we have paid all of the upfront cost and still no LOC.

We are not interested in a reimbursement so we will continue to play the waiting game and document the process and ever delay.

For the record “We are wrong company to scam.”

I hope they keep their word.

This company operates as Fundpera. I was told if I paid $450 for initial funding costs and $25 expedited fee that my funding would be next business day. Then I got a closing cost fee of $280 and as soon as I pay that, my funding would be next day once again. Max told me that my funding was sent out at 6pm. I then questioned again a couple days later as he said so many business days. At the end of those business days, I inquired again and asked for a full refund. He said to check my email which I did and it said that all their accounts were frozen so they couldn’t send out money, that I needed to request a recall and they would cooperate fully with the refund. It’s been over 2 weeks and I still haven’t gotten anything back but I have got more emails from Fundpera and Max that I’m pre approved for funding. I just want my money back and will be going to the proper channels to do so.

EDIT to add: I have all documentation of my claims and this companies non-cooperation. They have now told me they will no longer communicate with me due to my negative review/false public accusations. Nothing I have said is false and I have screenshots to support my statements.

Update 7/7/2026. Company contacted regarding a settlement for $400. I said I would like the full refund and if we could not agree to a full refund that I would continue with filings. I was told “you signed a contract so we will see how that holds up” even though I have multiple pieces of proof (including the response here) I requested my refund earlier than system allowed. They said if I remove the review or they will take it as declining the refund. Definitely not declining the refund. I will also add that in this particular response to my initial post, they are citing essentially that it takes time however, I also have proof that I was told my funds would be arriving and they never did and I was also told that multiple times. I have documented proof of my experiences and all conversations as they were either via text or email.

I am submitting this report to document my experience with a funding service that I believe may be involved in fraudulent or deceptive practices.

At first, my interactions with this company seemed legitimate. I successfully completed a loan with them, paid it off, and expected a confirmation of payoff. However, I never received any receipt or notice confirming that the loan had been paid in full.

Later, I applied for a line of credit through the same company. I was told that after paying certain fees, I would receive a card linked to my line of credit. On [October 17th & October 24th ], I sent $1,355 as part of this process. After sending the payment, I was repeatedly told that my card would be sent out “next week,” “tomorrow,” or “in the next few days.” This continued for several weeks without any results.

At one point, they claimed they were waiting for me to provide my address, which I had already submitted multiple times. After that, the excuses continued and communication became increasingly unprofessional. The representative I dealt with became rude, stopped replying to my texts, ignored my phone calls, and provided no concrete updates or documentation.

When I finally decided to file a wire recall through my bank to recover my $1,355, the company threatened me and stated that it would take 90 days for me to receive a refund. I also began researching the company online and found that many other people have reported similar experiences — sending money, not receiving any services or cards, and losing communication afterward.

Additionally, the same representative has been pressuring me to take down negative reviews I posted about the situation. I have made it clear that I will continue to post reviews until I receive my refund.

I also read that another individual has already contacted the FBI regarding this company. If that person sees this report, I would like to connect and share my documentation so that our cases can be linked and properly investigated.

I am requesting that this complaint be reviewed for possible wire fraud or financial misconduct. I have all receipts, messages, and records of payment available to support my claim.

Lie scam they tell you your funds will be mailed out on this day and a 4 days later tell u there was an issue and then tell u it will be another week or longer. They just take your money and run

I was nervous about applying for a line of credit, but everything went faster than I expected. The team explained things clearly and made it simple.

I wasn’t sure what to expect, but the team provided honest and practical advice. They walked me through all my options and made the process straightforward. I felt confident every step of the way.

Ive been looking for some form of working capital to help grow my business for a long time and Max with Fundpera absolutely crushed this and got everything together and approved in such an easy manner. Will definitely return!

These gentleman were very helpful. Quick with responses and asked me how I wanted to expand my business. We talked for a while about the plans I had for future development and said they would be available for me in the future which was very refreshing. I look forward to doing business with them for many years to come.

This company is STILL insisting that I update my review when it's already been VERIFIED. Now they are saying that I looked at the wrong site. It was Sebastian, through email, and Max through text, that I dealt with.

So what I have decided to do is give a 1 star review EVERY TIME that I am contacted by them or Trustpilot, on their behalf. At some point, they'll get tired of getting 1 star reviews.🤷🏽‍♀️

I'll win!! They won't give up but neither will I.

Fundpera is exactly who they say they are! Consistent, persistent and above all, delivers on promises made. Always easy to contact. Always checking in and staying on top the entire process. They take care of everything! Would always use them in the future.

all i can say is im amazed by the service i was provided, superb communication by the team, any questions i had were answered in a timely manner and most of all promised the results i got.

Fundpera has truly come through for me when I needed financial support for my business. The service I've received has consistently been top-notch, and each representative I've interacted with has been incredibly helpful. Recently, my advisor, Max, worked diligently to enhance my credit profile and secure funding for me, which was such a relief after facing numerous rejections from other companies. I can't thank Fundpera enough for their assistance!

Fundpera handled my financing request for too slowly, and there was terrible communication." I felt as though I had been in the dark the whole time.

these guys know what theyre doing, havent seen any other people doing it like them. got funding for 12% interest no other payments needed and no monthly payments with how they do it. Plus they taught me alot about credit and business. thank you for helping me

Working with Fundpera was a game-changer for my business! I got funding in 27 days at only 12% APR, super easy process to start. I highly recommend them to anyone needing fast and dependable funding.

I recently had an amazing experience working with Max at Fundpera. From beginning to end, the funding process was impressively quick and straightforward, all thanks to Max's dedication and efficiency. He kept me updated at every stage, making sure I always knew what to expect and what steps to take next. This clear communication made the entire process smooth and stress-free.

What really stood out to me was Max's friendly and approachable demeanor. He was always available to answer my questions and address any concerns, no matter how minor. It's not often you encounter someone so genuinely committed to their clients' satisfaction, and I truly appreciate the outstanding service he provided. If you’re seeking a hassle-free loan experience with exceptional support, I highly recommend reaching out to Max at Fundpera!

I had a fantastic experience. Incredibly accommodating, working around my hectic schedule and ensuring communication was always easy and accessible. Their teams dedication truly made a difference in my experience!

Recently worked with jason from Fundpera, and I couldn’t be happier! He was incredibly helpful and made the entire process simple & transparent. He took the time to explain everything I needed to know before we moved forward. I’ll definitely be recommending him to anyone in need of funding. Thank you, Jason!

Fundpera guaranteed speedy funding, but the company encountered difficulties as a result of the longer than anticipated process.