ClarityPay Reviews 

293
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 288 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the supportive staff for being exceptionally friendly, knowledgeable, and patient when guiding individuals through various account questions and payment details. People also deeply appreciate the smooth, fast, and efficient service that makes managing their loans and scheduling payments much easier and stress-free. Some reviewers were not happy with unexpected charges or double payments mistakenly taken directly from their bank accounts. A few other people also felt that communication regarding strict payment rules, daily interest accumulation, and schedules completely lacked flexibility and helpful customer support.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently noting that representatives are helpful,... See more

Payment

Users describe positive interactions with payment, noting that the process makes managing schedules easier... See more

Service

Customers had positive experiences with service, highlighting fast and efficient support from... See more

User experience

Reviewers mention positive feedback about user experience, noting that setting up and managing purchases is... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The representative I spoke with was named Anya. Anya was truly excellent to work with. She understood what I was asking for regarding changing my payment date. She explained everything well, was patie... See more

Company replied

Rated 5 out of 5 stars

I just had Oral Surgery last week, and I've been out from work for the past week or so...but your agent Gabi was helpful and understanding in scheduling my payment date from 9/3 to 9/10. I appreciate... See more

Company replied

Rated 5 out of 5 stars

I was helped today by Customer Service Representative J.M. He was very clear in helping me understand my payment history as recorded in my bank transactions statement. I am relieved that I am up to da... See more

Company replied

Rated 5 out of 5 stars

Jaycee was very nice and courteous! She took time to explain the process to me and made sure I understood and she also gave me an opportunity to ask questions, so it was a pleasant experience!!! Thank... See more

Company replied


Company details

Written by the company

Flexible payment plans for the moments that matter. Pay over time with clear terms and excellent service — making important purchases possible with peace of mind. From upfront clarity to better rates, flexible scheduling, and live support, ClarityPay makes managing big purchases simple.


Contact info

4.8

Excellent

TrustScore 5 out of 5

293 reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 83% of negative reviews

Typically replies within 2 weeks

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4.8

All reviews

(293)

293 reviews in the last 12 months

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Rated 5 out of 5 stars

Barb was very patient

Barb was very patient. She didn’t judge me and she did everything to help me work out a payment plan that I can afford through this program and I really appreciate her attention to my needs.

23 July 2026
Unprompted review
Rated 5 out of 5 stars

Anya was extremely professional

Anya was extremely professional, patient, and helpful throughout our call. She carefully listened to my concerns, explained the cancellation review process clearly, answered all of my questions, and opened a case for further investigation. Although my case is still under review, I really appreciated her responsiveness and excellent customer service. Thank you, Anya!

23 July 2026
Unprompted review
Rated 1 out of 5 stars

Unfair Billing Practices & Misleading Payoff System

I am writing this review to warn others about unfair billing and interest practices by Clarity Pay.

I scheduled a full account payoff directly through their website. However, instead of freezing the balance upon setting up the payoff date, the company claims it takes 4 to 6 business days to process the transaction. During this processing window, they continue to accrue and add interest daily to my account.

It is completely unacceptable to penalize customers with additional daily interest fees for standard processing delays on a payoff that was already scheduled and authorized. This practice feels predatory and misleading. Prospective customers should be aware of these hidden costs and delays before taking out a loan with Clarity Pay.

20 July 2026
Unprompted review
ClarityPay logo

Reply from ClarityPay

Hi Gary, thank you for raising this. We understand the importance of a timely payoff process. We are reviewing your account and the applicable processing timeline to better understand the circumstances, and a member of our team will follow up with you directly no later than the end of this week. You can also reach us at support@claritypay.com with any additional questions.

Rated 2 out of 5 stars

Singed up for an online Tik Tok Shop…

30 days no refund! SiGNED up for an online Tik Tok Shop "academy . First mistake! They charged me $6000 I used Clarity Pay who charged me $300 upfront. To my surprise, after I secured financing via Clarity this "Academy" tried to charge me an additional $2000 after securing the loan. I cancelled it and they did unwind the loan and it took them about 2 weeks to complete everything. HOWEVER, its over 30 days and have sent MULITPLE emails to Clarity who advised me it takes 30 days to process my $300 refund they required UPFRONT. Im glad i didnt take the loan and used my cc. This whole thing was a mistake from the beginning LESSON LEARNED. I JUST WANT MY $300 PLUS INTEREST SINCE THATS THE ONLY REASON WHY YOU WOULD WAIT 30 DAYS TO SEND A REFUND BACK THANK YOU June 21 still no response from Clarity. I started this rquested In June. Refund Received Finally

10 June 2026
Unprompted review
Rated 5 out of 5 stars

The comfortability that clear choice…

The comfortability that clear choice gave me when I walked in for the console, from the time I picked up the phone to call to make the appointment into the time I walked out with my teeth in my mouth been nothing but great news great achievement, greater more opportunities, and I could not have been more happy in my life to have invest in my mouth. One thing I was told you can’t put a price on a pretty smile and clear choice gave me that so I am for grateful for the team at choice. We’re doing what they did for me thank y’all so much as an organization I will be referring people to their choice. My brother thought next thank you clear choice. and all the staff.

3 June 2026
Unprompted review
Rated 1 out of 5 stars

LIES AND UNTRUTHS

UPDATE!!!!!!!
1- I tried calling the company back several times and was told that the supervisor would call me back- Phone Tag Nightmare!
2-I had my bank cancel one of the double payments- Clarity never mentioned they would refund the money- I never spoke to them on the phone
3-When my bank canceled the payment Clarity started sending me late payment notices via text and email
4- I call in again to let them understand that THEY WERE NOT GOING TO KEEP BOTH PAYMENTS AND TO UPDATE MY ACCOUNT JUNE WAS PAID
5- LORD HELP ME WITH THIS TYPE OF UNPROFESSIONALISM
________________________________________________________
I made my payment early and the company still took out another payment causing my banking account to overdraft- The company refuse to refund the second payment and or reimburse me for the overdraft fee.
COMPLETELY IRRESPONSIBLE - OR DESPARATION TO COLLECT ANY AND ALL MONEY BY ANY MEANS NECCESSARY

31 May 2026
Unprompted review
ClarityPay logo

Reply from ClarityPay

Thank you for sharing your feedback, Vaden. We understand how frustrating an unexpected overdraft can be.

Our records show that two separate payments were submitted on 05/28 - one scheduled ACH and an additional payment made, the same day. As soon as your concern was brought to our attention, we submitted a refund request for the extra payment.

We've made multiple attempts to reach you by phone and email and want to make sure this matter is fully resolved to your satisfaction. Please call us at 1-800-272-6100 at your convenience and request to speak to a supervisor.

Rated 5 out of 5 stars

I was helped today by Customer Service…

I was helped today by Customer Service Representative J.M. He was very clear in helping me understand my payment history as recorded in my bank transactions statement. I am relieved that I am up to date now on my payments and that no late fee is being charged to me because my payment "bounced" on May 20 due to insufficient funds. J.M. assured me that I would see the record of this payment being re-submitted in 2-3 business days. J. M. was quite professional and considerate in answering my questions. I let him know on the phone call that I was very grateful for his help. Thank you, Clarity Pay!

23 May 2026
Unprompted review
ClarityPay logo

Reply from ClarityPay

We're glad that J.M. could help take care of that for you. Thanks for sharing, Susan.

Rated 5 out of 5 stars

Customer Service Superman

Kevin not only helped me with a difficult situation, he by far is the best customer service rep I've ever spoken to. You have a wonderful employee in that man. I'm sorry I talked his ear off though. Lol
Manda Wyatt Martinez

20 May 2026
Unprompted review
Rated 1 out of 5 stars

So recently my bank account was…

So recently my bank account was compromise I called the company to explained what happened and how my funds are frozen for about 15 days. The representative pretty much told me o well have a family member pay for it, or we will charge you a late fee. Very insensitive I will not recommend them at all.

18 May 2026
Unprompted review
ClarityPay logo

Reply from ClarityPay

We're sorry to hear this experience left you feeling unsupported, especially during such a stressful situation. We take feedback like yours seriously.

Upon reviewing your account history and your follow-up email to our support team, a supervisor reached out to you directly to address your concerns, including waiving applicable late fees.

We appreciate you bringing this to our attention and hope the resolution met your expectations.

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