clearpay.com Reviews 2,599

TrustScore 1.5 out of 5

1.4

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Review summary

Based on reviews, created with AI

Most reviewers were let down by their experience overall. Many people were dissatisfied with the customer service, finding it unhelpful and difficult to reach a real person. They also encountered issues with payments, including payment discrepancies, difficulty changing payment dates, and problems with their accounts being frozen. Customers frequently reported problems with refunds, stating that they often did not receive them or that the process was complicated. Some people also felt that the company's policies regarding payment schedules lacked clarity and that there was a lack of support when financial issues arose.

What people talk about most

Payment

People report negative experiences with payment. Many consumers express dissatisfaction with issues such as... See more

Customer service

Consumers consistently express strong dissatisfaction with customer service. Many reviewers describe the... See more

Refund

Reviewers express significant dissatisfaction regarding refunds. Many customers report extreme difficulty and... See more

Service

Reviewers highlight negative aspects of service, with many expressing extreme dissatisfaction and... See more

Customer communications

Users describe negative interactions with contact, often finding it difficult to reach a person and receiving... See more

Based on these reviews

Rated 1 out of 5 stars

Clearpay has NO BUYER PROTECTION as they keep sending copy-paste replies that completely ignore the an issue I had with TEMU. There’s no real help, no escalation, and no solution. If Clearpay off... See more

Rated 1 out of 5 stars

Same as other users, charged for an order that was cancelled on amazon! Still no refund, one time cards on amazon not working flooding my account with failed orders! Clearpay Customer support waking m... See more

Rated 1 out of 5 stars

Useless, data mining company, selling data is highly profitable. Provisional credit limits are not credit limits at all. If you trust politicians, you are going to love this company. They share exactl... See more

Rated 1 out of 5 stars

No buyer protection Very unhelpful when disputing a payment made to Wowcher. Not in the least bit interested in the consumer. I have always been a good customer - always paid on time, paid off th... See more


Company details

  1. Payment service

Written by the company

Compra ahora, paga más tarde. Siempre sin coste. Descubre todas la tiendas en Clearpay.com.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

3K reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Clearpay in collaboration with Fake companies

It's unfortunate that Clearpay are in collaboration with companies that deal in fake products (Mygeoli). You would expect that Clearpay should scrutinise these companies but all they are interested in is to collect your money and make things difficult on how to get your refund. These companies they work with do not reply their emails and yet Clearpay will use a bot to frustrated your life by telling you to contact the fake company them knowing fully well that these are fake companies. I will never use Clearpay. They are not as reliable as Klarna. Go and learn from Klarna. In fact I am deleting the app. These is so annoying

2 September 2025
Unprompted review
Rated 1 out of 5 stars

Still waiting for £60 refund.

Had a clearpay account for 3 months. Terrible service. I am now owed £60 in refunds from 2 online orders. I have sent 17 online messages and 52 emails to get this resolved. Unnacceptable. The website is well below par, you can't even run statements, look at past refunds in the account. I really hope something is done about this company.

1 July 2025
Unprompted review
Rated 1 out of 5 stars

Absolute scammers

Absolute scammers I closed an account because they froze my original one. I closed the other account but I got “told off” and lied to by 2 managers saying if I paid off my new account I could start using it. I stead they closed my new account and reopened the frozen one. Basically got shouted at and told I was lying when I challenged them on the facts. I have all the call records and I’ll be reporting them to the FCA. Clearly their conduct is shady and dishonest.

21 August 2025
Unprompted review
Rated 1 out of 5 stars

Avoid like the plague

Bought something online last week using Clearpay card and collected in store.item was wrong size so I had to get a refund and start over again to order right size.
First refund went through perfectly but when I went to collect the item today I realised that again the wrong size had been delivered.
I decided not to use the company again and tapped my phone in store with my Clearpay card and no email no nothing to say I’d returned item like the week before.
I reached out today and they have called me a liar saying I had got the refund on my bank card despite the card number on receipt matching the Clearpay card.
Refuse to believe me and I’ve told them that I will 100% not pay for something I don’t have.
Item was £179 and my limit is 2k so I’m not gonna lie about that when I could have went a bit nuts with it.
Where do these lot get off calling folk liars and stealing their money!

11 August 2025
Unprompted review
Rated 2 out of 5 stars

They're more concerned about taking…

They're more concerned about taking your money. There's been times where I've desperately needed to change my payment date when circumstances have been out of my control. And they can't and wont. You're unable to change first and last payments. They the slap on a late fee after one day. And keep continuing to try and take payment. I would avoid at all costs. I wish they were more understanding and gave better leeway if your unable to make a payment.

31 July 2025
Unprompted review
Rated 1 out of 5 stars

Very disappointed with the customer…

Very disappointed with the customer service. They re not helpful at all. It seems all they care about is gains. When u return a merchandise u expect them to help reach out the merchant to facilitate the refund instead they sit back and want u to miss a payment so they can start charging fees . Not nice at all. is like the merchant is purposely delaying the refund and Clearpay is not helpful.

31 July 2025
Unprompted review
Rated 1 out of 5 stars

I opened up a Clearpay account

I opened up a Clearpay account, sent my information for verification no problem, then for whatever reason I received an email saying that I had once opened up a second account under an email I’ve never heard of, which I never did, and they verified this fraudulent email with my information I sent over, I’ve sent numerous emails explaining this but it’s like talking to a brick wall, stay away from this company. It absolutely stinks and it’s definitely definitely a scam.

28 July 2025
Unprompted review
Rated 1 out of 5 stars

I made two orders on Amazon using…

I made two orders on Amazon using Clearpay and each time the" payment didn't go through ", however, my bank has been charged. I've since cancelled the faulty orders with Amazon and I've still not received a refund from Clearpay. Clearpay are disgusting I won't be using them again after this.

19 July 2025
Unprompted review
Rated 1 out of 5 stars

They are a scam

Bought an item from them last year (Joker model, Infinity collectibles) made all 4 payments & never recived anything. Rang customer services & they stated that after 100 days they were no longer able to help & I needed to contact Infinity collectibles. I did this 4 times & never got a response.
I then went to my bank & they stated that as the payments were made through clear pay, they were not able to get the money back using charge back. To this day I have never recived the item. The bank said I had been scammed. I would advise everyone to avoid clear pay. They are dishonest & corrupt. I will never use again. They basically stole £400 uk pounds off me. They are a bunch of theves

15 July 2025
Unprompted review
Rated 1 out of 5 stars

scam enablers

I don't even have an account or card with them and they're trying to charge me! It's totally impossible to call them, and they couldn't be less helpful if you email an enquiry.
Scam enablers.

6 July 2025
Unprompted review
Rated 1 out of 5 stars

Their app is appalling, And it is stressful getting to a real person, and when you do they can't help

Not even ONE star had the option existed. I simply needed to change my payment card.. ..I have spent 2 hours attempting to. The app freezes. Continually. At the point of new card verification initially. Now everywhere. I have tried uninstalling and reinstalling. Turning my phone on and off. Re installing WiFi. The lot. Finally someone did phone ...I could not hear what he said initially, then tried everything he suggested, nothing worked. I am now waiting for another phone call. .when will I get that.

3 July 2025
Unprompted review
Rated 1 out of 5 stars

Terrible service

Terrible service, Ive chosen to pay for an order through Clear pay, I wasn't aware I needed to redeem a voucher and send it to the Retailer separately before the order was placed and sent to me, the order hasn't even been placed with the retailer yet they've already taken payments from me. I contacted them to pause payments and because the company said its OK they paid another installment. Totally Ignorant, rude and unprofessional.😡

24 June 2025
Unprompted review
Rated 1 out of 5 stars

It is the worst experience

It is the worst experience , l think those who gave 5stsrs it was just the beginning of this company, l have told them many times that l did not use their service because their card is not working, l was introduced by a friend who said let’s try it .I ended up paying the full amount of l what l wanted to use to card for but now they keep threatening me about action taken , l should be the one taking action against them.They are evil .Their service was not successful why should l pay instead of getting a refund.People stay away you will regret it Don’t use clear pay .I thought it was a good idea but not they keep bombarding me with text messages.

26 May 2025
Unprompted review
Rated 1 out of 5 stars

Terrible

Having terrible experience don’t trust limit given to you.Their app waste your time as you have to try multiple times to buy something.

9 June 2025
Unprompted review

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