Click4Group Reviews 

2,289
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 273 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their knowledgeable, professional, and friendly approach, offering clear, patient explanations. Many highlight the excellent customer service, making the process easy and straightforward. People also appreciate the competitive and affordable pricing, often finding better deals and comprehensive coverage. However, some customers experienced issues with the warranty, reporting difficulties contacting for claims or finding coverage less comprehensive. Claims were sometimes denied due to 'wear and tear' or policies invalidated for missing documentation. Some also noted that the company's payout for labor rates was significantly lower than actual garage charges.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, helpfulness,... See more

Price

Customers had positive experiences with price, often describing them as very competitive and offering... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful and informative... See more

Service

Users describe positive interactions with service, highlighting great service that was nice, quick, and... See more

Warranty

People report ambiguous experiences with warranty, with many expressing frustration over difficulties in... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The company website is easy to follow and clear. Cover seems comprehensive and prices much better than warranty offered by a dealer. Kelly was engaged in the conversation, clearly enjoys her job and... See more

Company replied

Rated 5 out of 5 stars

I made an enquiry online for a quote as I have used this company previously. I was then contacted by Darren who helped go through all the different options for my car. He was extremely knowledgeable a... See more

Company replied

Rated 5 out of 5 stars

Samantha was very good at her job explained everything that needed to be done and explained all the legal stuff et cetera. Yes, you think normal car insurance to do the full amount when they pay you o... See more

Company replied

Rated 5 out of 5 stars

Easy website to follow and good choice of Warranty options. Better deal than our existing deal and almost 50% less cost. We only cover 1000/1250 miles a year in this car but a decent Warranty makes s... See more

Company replied


Company details

  1. #41 of 68 best companies in Car and Motor Insurance Agency
  2. #150 of 178 best companies in Insurance broker

About Click4Group

Written by the company

Click4Warranty
Recognised as the only INSURED Car Warranty where cover starts DAY ONE (even for WEAR & TEAR) plus covers failure of insured parts identified at MOT or Service, any choice of 1, 2 or 3 years cover for cars up to 12yr/150,000 miles at policy start.
NO AGE OR MILEAGE LIMIT ONCE COVER STARTS!!
 
Comprehensive Cover
Affordable at Purchase Reliable at Claim
 

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Click4Gap
Dealer GAP Insurance at online premium saves up to 70%
Since 2004 our team - underwriters, administrators, consultants and IT crew alike have worked to make Click4Group products respected as the best of their kind.
 
Comprehensive Cover
Affordable at Purchase Reliable at Claim

There's no finishing line in business, and we continue to work hard ensuring our insurance backed policies continue to deserve the trust of our thousands of policy holders past, present and future.

We pledge to keep on delivering the best quality of service

<><><><><><><><>

TRUSTED FOR VALUE, QUALITY AND SERVICE SINCE 2004

Working with Trustpilot feedback, we created our unique Click4Warranty COVER AT A GLANCE page www.click4warranty.co.uk/warranty which shares all policy information in a way that is clear, fair and not misleading.  From benefits, choice of cover, to claims and limitations - everything is explained clearly on one page! 

 We thank all our reviewers for taking the time to post their experience. All comments are passed on to the relevant departments and, while it's never nice to receive a negative comment, we appreciate there's always room for improvement. Thank you for visiting Click4Warranty on Trustpilot.

<><><><><><><><>

Any firm wishing to sell or advise on general insurance products must be Authorised and Regulated by the Financial Conduct Authority (FCA).

Click4Group is directly authorised and regulated by the Financial Conduct Authority. You can check this on the FCA’s Register by visiting the Financial Conduct Authority website, which contains a link to a register of all regulated firms, can be visited at www.fca.org.uk. The FCA can only give general information and cannot recommend the products of any company.

Click4Group is a trading style of Future 45 Limited
COMPANY REGISTRATION No. 5407413
DATA PROTECTION REGISTER No. Z933878X
FINANCIAL CONDUCT AUTHORITY (FCA) No. 461102


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

2k reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 92% of negative reviews

Typically replies within 48 hours

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4.5

All reviews

(2,289)

248 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The guy i was speaking to was really…

The guy i was speaking to was really helpful and explained everything that was included in policy and was clued up and new what he was talking about and spoke really well and could understand everything during conversation explained everything that warranty covered and priced the items if needed doing

13 April 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your experience. It’s great to hear that the team member was clear, knowledgeable and able to walk you through the policy in a way that made everything easy to understand, including what the warranty covers and potential costs.

We aim to make things straightforward and transparent so you can feel confident in your cover, and it’s good to know that came across during your conversation. We appreciate your feedback and will continue to focus on providing this level of support.

Kind regards,
Brooke

Rated 5 out of 5 stars

The young lady was very efficient and…

The young lady was very efficient and carried out renewing my policy in an efficient manner telling me everything I needed ro know

13 April 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear that your repurchase was handled efficiently and that everything was explained clearly, so you had all the information you needed.

We aim to make the repurchasing process simple and straightforward, and it’s good to know that came through in your experience. We appreciate you taking the time to share this and will continue to keep that focus.

Kind regards,
Brooke

Rated 5 out of 5 stars

It was nice to speak to a human being…

It was nice to speak to a human being who was very knowledgeable

13 April 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you valued speaking with someone knowledgeable who could support you directly.

We believe clear, human conversations make a real difference when arranging cover, and it’s good to know that came across. We appreciate you sharing this and will continue to focus on providing helpful, informed support.

Kind regards,
Brooke

Rated 1 out of 5 stars

UPDATE

UPDATE: So, after endless phone calls from 7th to 10th April inclusive, I was eventually issued with a claim reference number to go ahead with works to have an alternator replaced. However, I was not given an authorisation code until further down the line. The drive/serpentine belt was not covered even though this is a 5 star policy. So anyone considering this company - please note: no belts are covered.
Despite me having received a response from this company but only after I reviewed the service on Trustpilot, the garage was still advised to contact them. The garage tried on the specific telephone number for dealerships & garages but to no avail, no option for them to speak with anyone even though opening hours are apparently 9am to 1pm. I tried the number for plan holders but same thing. Utterly hopeless on a weekend with weekdays being so very marginally better.
I had looked at various used car warranties previously & without doubt, this one was the more cost effective one, that being said, if you dont mind hanging on the phone for an age to register a fault with your vehicle, chasing up agents who fail to give out full information and dialling numbers on a weekend that lead nowhere, then this is the company to use.
There is room for much improvement because sales, as said previously, are brilliant - polite, give details out and cant do enough BUT as soon as you need to use for the warranty, the service falls short.
I'm not going to cancel the plan as my car is old but I do hope that the next time I have to use the warranty, the procedure will be more straightforward & call waiting times kept to the absolute minimum.

11 April 2026
Unprompted review
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your detailed feedback, I’m sorry for the frustration you experienced during your recent claim and appreciate you outlining the issues so clearly.

I would first like to apologise for the difficulty you encountered when trying to contact us. We experienced exceptionally high call volumes following the bank holiday period, compounded by the introduction of a new internal claims system. While these changes are intended to improve long term service, I fully acknowledge that, in the short term, they resulted in unacceptable waiting times and limited accessibility — particularly over the weekend.

Regarding your claim, while a claim reference number was issued, I'm sorry the authorisation process was not clearly explained from the outset. We recognise how important it is for both customers and repairers to receive timely and complete information so repairs can proceed without unnecessary delay or stress.

With respect to the drive/serpentine belt, I appreciate how disappointing this was. Although your policy offers a high level of cover, unfortunately this is not a listed part under the policy terms.

While I’m pleased to hear you found our sales team helpful and informative, it’s clear that your claims experience didn't meet the same standard, and that consistency is something we are actively working to improve.

Should you need to make a future claim or require support, we will of course do our best to ensure the process is far smoother next time.

Kind regards,
Brooke

Rated 5 out of 5 stars
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you found the process easy and the price competitive, as we aim to keep things straightforward while offering strong value on our products. We appreciate you choosing Click4Group and will continue to focus on keeping things simple and cost-effective.

Kind regards,
Brooke

Rated 5 out of 5 stars

Straightforward and reasonably priced

Straightforward and reasonably priced, hope I dont need to use it!

6 April 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback, it’s great to hear you found the process straightforward and the pricing reasonable. That’s exactly what we aim for, making things simple and good value from the start.

Hopefully you won’t need to use the cover, but it’s there to give you peace of mind if you ever do. We’ll continue to make sure the experience stays just as easy and reliable.

Kind regards,
Brooke

Rated 1 out of 5 stars

We too out a warranty for our van we…

We took out a warranty for our van we bought from Dealer who gave us all service documents + latest service invoice they carried out
Unfortunately didn’t included ever VAT invoice so for that reason warranty invalid
Check your paper work before you get caught out - you must provide VAT invoices for all
Services With costs

1 April 2026
Click4Group logo

Reply from Click4Group

Hello,

We're sorry to hear that you're unhappy with your claims experience and understand the frustration that can occur when expectations aren't met. That's why we always strongly advise policyholders to read and understand their policy terms and conditions when taking out cover to avoid issues later on.

So that we can investigate this further we need some information from you. This request will come to you from Trustpilot. Please respond within 3 days and we'll be glad to help where we're able.

Kind regards,
Brooke

Rated 5 out of 5 stars
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your feedback. It’s good to hear you found the website easy to navigate, as we work hard to keep everything clear and simple to use.

We’ll continue to focus on making the experience as smooth as possible from start to finish.

Kind regards,
Brooke

Rated 1 out of 5 stars

Denied Claim + Endless Phone Holds

Denied Claim + Endless Phone Holds
Bought 4-Star policy sold as “comprehensive” wear/tear cover for 2016 Mercedes MOT fails (spring link, brakes). AutoProtect denied—only “coil springs” covered, no labour. 30-45min hold to agent; Click4Warranty transferred me, waited another 45min on same line. Misleading ads, awful service. Waste of money. I understand brakes and tyres not covered as they are wear and tear. But the labour also not covered . If the part is not covered you can’t ask for the labour even though it mentioned up to £100 covered . Total waste of money and misleading policy. I am totally disappointed and ended up with £2 k repair bill.

2 April 2026
Unprompted review
Click4Group logo

Reply from Click4Group

Hello,

We're sorry to hear that you're unhappy with your claims experience and understand the frustration that can occur when expectations aren't met. That's why we always strongly advise policyholders to read and understand their policy terms and conditions when taking out cover to avoid issues later on.

So that we can investigate this further we need some information from you. This request will come to you from Trustpilot. Please respond within 3 days and we'll be glad to help where we're able.

Kind regards,
Brooke

Rated 5 out of 5 stars

Easy to use .

28 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you found the process easy to use, as we aim to keep things simple and straightforward for our customers. We appreciate you choosing Click4Group and will continue focusing on making our products accessible and hassle-free.

Kind regards,
Brooke

Rated 5 out of 5 stars

Customer service spoken to a female she…

Customer service spoken to a female she was great, explained very well. And plite

27 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback, it’s great to hear that you had a positive experience with our customer service team. We’re pleased our colleague was able to explain everything clearly and provide polite, helpful support.

At Click4Group, we focus on making things straightforward and easy to understand, so it’s good to know that came across in your interaction. We’ll continue to keep that level of service a priority.

Kind regards,
Brooke

Rated 5 out of 5 stars

Samantha was excellent

Samantha was excellent, perfect manner, knowledgeable and efficient

30 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your feedback. It’s great to hear that Samantha’s knowledgeable and efficient approach, along with her manner, made such a positive impression.

At Click4Group, we aim to provide clear and reliable support, so it’s encouraging to know this was reflected in your experience. We’ll continue working to maintain that standard.

Kind regards,
Brooke

Rated 5 out of 5 stars

Very friendly interaction

Very friendly interaction, good communication skills

30 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback, it’s great to hear you had a friendly interaction and that everything was communicated clearly.

At Click4Group, we focus on making conversations straightforward and helpful, so it’s good to know that came through in your experience. We’ll continue to keep that approach at the heart of what we do.

Kind regards,
Brooke

Rated 5 out of 5 stars

Easy to use

An easy website to use, and a comprehensive choice of policies at a competitive price

18 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you found the website easy to use and that the range of policies and pricing met your expectations. We aim to make choosing the right cover as straightforward and flexible as possible, so your comments are appreciated. We’ll continue to focus on keeping the experience clear and competitive.

Kind regards,
Brooke

Rated 5 out of 5 stars

Exceptional

Very easy...professional and my advisor sam was faultless

27 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your kind words. It’s good to hear you found the process straightforward and professional, and that Sam provided such strong support throughout. We place a real focus on making things simple while offering knowledgeable guidance, so your feedback means a lot. We’ll be sure to share this with Sam and keep up the same standard.

Kind regards,
Brooke

Rated 5 out of 5 stars

Well nice and pleasant phone nothing …

Well nice and pleasant phone nothing was to much trouble explaining everything
I had a good experience with a good price

24 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you found the call pleasant and that everything was clearly explained without any trouble. We’re pleased you had a positive experience and secured a good price, as we aim to combine helpful support with real value. We’ll continue working to keep things straightforward and customer-focused.

Kind regards,
Brooke

Rated 5 out of 5 stars

Gap Insurance

Easy to use website and good price

26 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for your feedback. It’s great to hear you found the website easy to use and that the price worked well for you. We aim to keep things straightforward while offering real value, so your comments are appreciated. We’ll continue focusing on making the experience simple and cost-effective for our customers.

Kind regards,
Brooke

Rated 5 out of 5 stars

5 star customer service

Spoke with Sam today, she was really helpful and spoke me through everything. She answered all questions I put forward and really reassured me. She is an asset to the team and has made a good impression. This is the first time I have spoken to the company and as someone who works in the insurance industry it has impressed me.

26 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your experience. It’s great to hear how helpful Sam was in guiding you through everything and providing reassurance along the way. We’re pleased she made such a strong first impression and that the interaction stood out, especially given your background in the insurance industry. We’ll be sure to pass your comments on to her and will continue focusing on providing clear, supportive service.

Kind regards,
Brooke

Rated 5 out of 5 stars

Agent was very helpful and personable.

Agent was very helpful and personable.

19 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thanks for sharing your feedback. It’s great to hear that our agent was helpful and personable, as we know how important it is to make the process clear and comfortable. At Click4Group, we aim to combine strong support with added value across our automotive insurance products, and your comments reinforce that approach. We’ll keep focusing on providing attentive and reliable service.

Kind regards,
Brooke

Rated 5 out of 5 stars

They ticked enough boxes to convince me

I did some research on GAP insurance and liked that Martin Lewis had recommended these guys. Not the cheapest I found not the dearest either.
I had some questions from my research and Sam answered these for me, and as such I signed up for their GAP insurance.

18 March 2026
Click4Group logo

Reply from Click4Group

Hello,

Thank you for taking the time to share your experience. It’s great to hear that our reputation, including the recommendation from Martin Lewis, helped give you confidence in choosing us. We’re also pleased that Sam was able to answer your questions clearly and support you in finding the right GAP insurance for your needs.

We always aim to provide a balance of value and knowledgeable service, so it’s good to know that came across during your research and decision process. We appreciate your feedback and will continue to focus on being helpful and transparent for our customers.

Kind regards,
Brooke

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