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COCA Card Reviews 

27
•
TrustScore 3.5 out of 5

3.7

Cryptocurrency Service
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Rated 2 out of 5 stars

I sent 20 euro to my friend as a test from my COCA account to her COCA account. Expecting instant transaction.. but no, after 2 days she received a message that she needs data of the sen... See more

Company replied

Rated 5 out of 5 stars

I use coca as a bank get my salary there and send money. I use their card everywhere all people asking me what is this card. I only had issue one time and support help me it was easy to contact them... See more

Rated 1 out of 5 stars

Downloaded Coca Wallet last night because it Wirex had migrated to it. All my funds are now gone.

Company replied

Rated 5 out of 5 stars

I’ve use coca card for almost à year and I really love the cashback I get. There’s no other card that compares. I get about $110-170 in cashback per month and this is a really huge saving for me. Over... See more

Company replied

Company details

  1. Cryptocurrency Service
  2. Alternative Financial Services
  3. Currency exchange service
  4. Financial Institution
  5. Non-bank financial service

Written by the company

COCA is a self-custody money app with a global Visa card that brings your fiat, crypto, and stablecoins together in one place. Instead of keeping your money locked across different banks, wallets, and apps, COCA lets you manage it all in one app and actually use it in everyday life. You can spend with your card anywhere Visa is accepted, withdraw cash worldwide, receive money through your personal EUR IBAN, and swap assets across 15 chains with no COCA fees. Your money stays under your control while you enjoy the convenience of a modern banking experience. Earn up to 5% APY on your spendable balance with no lockups or staking, get up to 8% cashback on purchases, and receive up to 50% back on subscriptions like Claude, Netflix, Spotify, and more. COCA also comes with travel perks, including up to 65% off hotels, making it easier to get more from the money you already have. Whether you hold euros, stablecoins, or crypto, COCA gives you one simple way to manage, grow, swap, and spend your money on your own terms.

Contact info

3.7

Average

TrustScore 3.5 out of 5

27 reviews

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No recent history of asking for reviews

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Replied to 50% of negative reviews

Typically replies within 2 weeks

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3.7

All reviews

(27)

5 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more
Rated 5 out of 5 stars

Easy to spend crypto

I use coca as a bank get my salary there and send money. I use their card everywhere all people asking me what is this card. I only had issue one time and support help me it was easy to contact them and they are very helpful, took 2-3 days. I recomend this card for life and for spending usdt as a payment method. Thank you so much coca for the great app.

8 September 2026
Unprompted review
Rated 5 out of 5 stars

Favorite app crypto card

Probably my favorite app for digital nomads. Giving 5 stars because it's free, self-custodial, offers an IBAN for salary and good cashback rates.

4 May 2026
Unprompted review
Rated 1 out of 5 stars

I sent money deposit address and lost money…

NO SOLUTION HERE

I sent money to correct deposit address and correct network then my money lost.
I created ticket but they didn't solve my problem still.
I don't understand what they can't solve 1+ week passed.
If they can't even solve this simple problem. How qualified people work on this company. Everything is already proven and clearly visible.

Its not a complex case. They just will check my txid and in app deposit details. Thats it. Its most simple thing in the universe. No need to keep me waiting 10000 year.

MY TICKET ID: 16896

22 August 2026
Unprompted review
Rated 5 out of 5 stars

I love the cashback

I’ve use coca card for almost à year and I really love the cashback I get. There’s no other card that compares. I get about $110-170 in cashback per month and this is a really huge saving for me. Overall my experience has been positive and I often recommend coca to my family and friends.

20 August 2026
Unprompted review
COCA Card logo

Reply from COCA Card

Hi Roxanne, thank you for sharing your feedback. We’re happy to hear that you’ve been enjoying your COCA card and have been with us for almost a year!

We appreciate your trust and support, and we’ll keep working to make your experience even better 💙

Rated 2 out of 5 stars

I sent 20 euro to my friend as a test…

I sent 20 euro to my friend as a test from my COCA account to her COCA account.

Expecting instant transaction.. but no, after 2 days she received a message that she needs data of the sender to accept the payment.

1. BOTH accounts are verified by COCA, it’s internal COCA transfer. So You COCA still have no idea about the sender?
2. I sent not 10000 not 1000 not even 100e. 20euro and you are asking for the private data? Are you gonna ask all my friends and customers who want to send me any money?
3. I warned COCA that let’s solve it before it goes public. What they did? Recommended me to tell my friend to get my data and send to them. Was it solved?
So now it goes public.

It’s not possible to use this bank. My 20 euro still getting stuck somewhere between COCA and COCA.

original experience with USDT transfer was ok, so I really hoped to have this bank in my list.

13 August 2026
Unprompted review
COCA Card logo

Reply from COCA Card

Hi Esvio, thank you for sharing your experience. We understand why this situation was frustrating, especially since you were simply testing a transfer between two verified COCA accounts and expected it to go through quickly.

We’re sorry that the process wasn’t clearer from the start and that the transfer ended up taking much longer than you expected.

As we explained when we spoke, the payment was sent as a SEPA transfer and our Compliance team needed a confirmation from the recipient before they could proceed.

Unfortunately, as we’re still waiting for that confirmation, the transfer hasn’t been completed yet.

We understand that this may feel unnecessary and confusing given the circumstances, and we’re sorry for the inconvenience and frustration it caused. We also appreciate that you contacted us directly and gave us the opportunity to look into the issue.

Thank you again for your feedback.

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