We've been with Credit Acceptance for approximately 20yrs. I believe we are working on closing our 28th our 29th pool. Sell good quality vehicles, use Autopay on every deal if possible,use the Pre-App... See more
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See what reviewers are saying
Jim Thrall is a great rep. He has always been knowledgeable, willing to help, professional, and a great resource of CAC knowledge. The program has become dated. I believe if a dealership is run rig... See more
Credit Acceptance has taken my dealership to the next level. Mostly, by being able to approve more clients than any other bank. Also, because of the level of ease it is to upload stips and get respons... See more
It is the easiest system to use for credit challenged customers. It used to be so hard back in the day to get 2nd chance finance deals approved but Credit Acceptance has made the process very easy.
Company details
Written by the company
At Credit Acceptance, we believe in driving possibility for everyone. We were founded by a dealer for dealers, and our mission is to help independent and franchise dealers say yes to every customer. We do that by providing financing solutions that allow dealers to sell more vehicles, regardless of a customer’s credit history. As a leading subprime indirect auto financer, we empower dealers to offer financing to credit-challenged customers while expanding their business opportunities. We understand the challenges dealerships face in securing subprime auto financing, which is why we offer one of the best financing options for independent car dealerships. With fast approvals in 30 seconds or less, same-day funding, and full-spectrum financing options, we make it easier for dealers to secure financing for all types of customers while improving cash flow and operations. Our program helps dealers attract more subprime auto customers, generate repeat and referral business, and strengthen their bottom line. We also report to all three major credit bureaus, giving customers a chance to improve their credit while driving dealership success. Join the Credit Acceptance network today and unlock more financing opportunities for your dealership!
Contact info
25505 W 12 Mile Rd, 48034, Southfield, United States
- (800) 634-1506
- connect@creditacceptance.com
- creditacceptance.com/dealers
Say "Yes" to Every Customer
4.6
Excellent
613 reviews
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CAPS program is extremely easy to use
CAPS program is extremely easy to use, verifications are quick and funding is fast. Great option for less than perfect credit all the way down to deep subprime. However also can be utilized for good credit customers with multiple open auto / DTI issues / and several other situations.
14 April 2026
Everyone is very courtesy, helpful and professional
Everyone is very courtesy, helpful and professional.
16 April 2026
Everything
15 April 2026
ALWAYS PROFESSIONAL AND RECEPTIVE.
8 April 2026
There's no constructive criticism for…
There's no constructive criticism for perfection. Kia "quality control" Val "regulations manager" Matt "dealer advocate" Sam "the straight answer ma'am" Bri "the fun funder" and the rest of team keep me in line. None better.
14 April 2026
Our Representative is what makes it so great
what has made the experience great is yall are just a call away whenever I get confused on certain things and I'm not sure what to do next all I have to do is call Christina (our Rep here at King's Auto Sales) and she is always so helpful!
11 April 2026
We have had two good reps always very…
We have had two good reps always very nice and helpful answering any questions we had. Portfolios have paid off for us, it’s been a good experience wish we could do more deals
13 April 2026
Great dealer customer service
Great dealer customer service. Fast funding and willing to help in any way possible to get a deal completed
11 April 2026
Pricing to dealers isnt fair
Pricing to dealers isnt fair. Gouging and not giving adequate funding on deals. Sell a car for 7500 and all I get is 2500-3000. And I have to pay taxes and fees from that.
10 April 2026
A-M-A-Z-I-N-G
It all starts with an amazing rep, fast approvals and team dedication. This lender has it all!
9 April 2026
My area manager is Lori and she is…
My area manager is Lori and she is awesome! The funding team is also awesome, two of my favorites are Brian and Marie! Every time I need help they are so great at helping me!
6 April 2026
Very easy to work with
Very easy to work with, fast, they answer right away, always willing to work with us, and they fund right away.
5 April 2026
Too high interest rates
8 April 2026
Highly recommend
Five stars for transparency and a high approval rate. They make the process easy and honest. It’s great to work with a company that actually gets people approved!
4 April 2026
IS VERY EASY AND PROFESSIONAL PROCESS…
IS VERY EASY AND PROFESSIONAL PROCESS EVERY TIME WE HAVE THE OPPORTUNITY TO WORK WITH CAPS , AND ALSO THE AWESOME JOB ON OUR REP CARLOS HYSLOP , TO ANSWER ALL OF OUR QUESTIONS .
7 April 2026
Solved my issue quickley
2 April 2026
Very easy-to-use interface
Very easy-to-use interface. My AE is very responsive and helpful. Highly recommend them as a primary option for financing.
5 April 2026
Our rep Saraih has great customer…
Our rep Saraih has great customer service and always willing to teach us and help us as we are new with your company
2 April 2026
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