Credit Engine Reviews 2,184

TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 977 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent user experience, finding the platform easy to navigate and understand. Many people praise the service for its efficiency and the clarity with which information is presented, especially regarding credit scores and loan options. The staff and customer service are consistently described as helpful, professional, and understanding, providing clear explanations and quick resolutions. However, some customers were dissatisfied with unexpected charges, reporting confusion or a lack of awareness regarding subscription services that led to deductions from their bank accounts. A few other people also felt that the company did not deliver on promised financial assistance, leading to confusion and frustration regarding payments and loan applications.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the quick setup,... See more

Service

Customers had positive experiences with service, often praising the efficiency and helpfulness of the... See more

Staff

Users describe positive interactions with staff, highlighting their helpfulness, kindness, and... See more

Customer service

Reviewers mention positive feedback about customer service. Many customers highlight the helpfulness and... See more

Payment

Consumers express significant dissatisfaction with the payment process, frequently reporting unexpected... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Within a blizzard of emails and texts, unknown to me CE set up an account and deducted money from my bank. However when I spotted it and contacted them (which you will not be surprised to hear is extr... See more

Company replied

Rated 4 out of 5 stars

I’ve just signed up with them, and the person I spoke to was very helpful. He walked me through the forms and explained everything as we filled them out. I would recommend Credit Engine to anyone who... See more

Company replied

Rated 4 out of 5 stars

It was straight forward few details and done within about 5 mins 👌🏻 may be even less wasnt watching the clock

Company replied


Company details

Written by the company

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what’s affecting your ability to get credit, we can help. Our team of credit experts are on hand to help you understand what lenders see when making lending decisions. Get a personalised action plan with tips and tasks to help you manage your credit score. With daily updates and 24/7 access to your credit report, you can track your progress towards a healthier credit profile. Try us free for 14 days, membership is £19.99 per month thereafter. You can easily cancel online at any time. If you cancel within your free trial you will not be charged.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 1 out of 5 stars

It wasn’t what I expected

It wasn’t what I expected

27 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Chloe,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

She responded immediately and she…

She responded immediately and she resolved my issue.
Thank you

28 April 2026
Credit Engine logo

Reply from Credit Engine

Dear Ajay,

Thank you for your fantastic 5-star feedback!

We're so pleased to hear that our agent responded immediately and was able to resolve your issue quickly.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Scam

Scam. Was searching for a loan and two months later they take money out of my account. Scamming vulnerable people. Scumbags.

28 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Raeed,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

Scam

Scam. Was searching for a loan and two months later they take money out of my account. Scamming vulnerable people. Scumbags.

28 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Luke,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

very easy to navigate

26 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Logan,

Thank you for your 5-star feedback!

We are so pleased to hear that you found our site "very easy to navigate." We aim to make the experience as seamless as possible for all our users.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Good fantastic amazing mind blowing

Good fantastic amazing mind blowing

25 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Sunny,

Thank you so much for your amazing feedback!

We're thrilled to hear you had such a mind-blowing experience.

Kind regards,

The Credit Engine Team

Rated 3 out of 5 stars

Good service

18 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Katie,

Thank you so much for your positive feedback!

We're glad to hear you had a positive experience with our service.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Nice fast and easy to use

Nice fast and easy to use

23 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Gideon,

Thank you for your fantastic 4-star review!

We're so pleased to hear that you found our service "nice, fast and easy to use." We appreciate your feedback!

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Very good and helpful

23 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Tonny,

Thank you so much for your great feedback!

We're glad to hear you found our service "very good and helpful."

We appreciate you taking the time to leave a review.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

scammed

Exactly same happened to me as it has others . Soon as I made an account my bank account went into -£91. I’ve never been minus in my life and soon as any funds go in it will take the £91. I can’t seem to get hold of anyone what do I do , I was totally unaware of this and it’s false advertising , I spent ages trying to get a loan from these so when they accepted me for £1000 I was grateful and very happy as the funds were ment to be for my partners funeral next week .. why scam a vulnerable person

23 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Scott,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Give it a try you will be pleasantly surprised

Seems to be a well established tradition of making users feel comfortable

22 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Aaron,

Thank you for your fabulous review!

We're so pleased to hear that you feel comfortable using our service.

Making our users feel welcome and at ease is a top priority for us.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Great site :)

22 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Chev,

Thank you so much for the great 5-star review!

We're thrilled to hear you had a positive experience on our site.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Brilliantly insightful they have an…

Brilliantly insightful they have an action plan for your debt and they will help you step by step to recover your credit score to what it should be

22 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for sharing your experience and giving us a 5 star rating!

Thank you for calling our approach "brilliantly insightful" and for your kind words about our credit score recovery action plan and guidance.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Not bad

Service is OK so far but waiting for my delivery 👍👍👍👍

22 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you for your 4-star review!

Kind regards

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

Fast and secure

No messing about and took less than 5 minutes to set up

21 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you so much for the fabulous 5-star review!

We're thrilled to hear that the setup process was quick and easy for you.

We aim to keep things as simple as possible!

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Unbeknownst to me CE set up a payment…

Unbeknownst to me CE set up a payment of 19.99 to them from my bank for a subscription that I did not know I was signing up for, and the details for which also conveniently hidden amongst a flurry of other emails and texts.

Have emailed their complaints department and hoping they do the right thing and provide a refund.

UPDATE

CE contacted me soon after I emailed them, and have provided a satisfactory solution, therefore updating my review to 4 stars to reflect their swift action.

Thanks team.

21 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Joshua,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

No ....

Did........

8 July 2025
Credit Engine logo

Reply from Credit Engine

Dear Kassandra,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 1 out of 5 stars

They aren’t lenders. Don’t waste your subscription fee

They only aim to get my bank account details for the money subscription of £19.99. This is absolutely a bad experience.

21 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Hong,

I would like to speak with you to discuss this further.

Please could you provide us with some more details using the link that's been emailed to you from Trustpilot?

You can also contact us via the contact form on our website.

Kind regards,

The Credit Engine Team

Rated 5 out of 5 stars

amazing service

amazing service, would 100% tell others about this

20 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Thank you so much for your amazing 5-star review!

We're thrilled to hear you had such a great experience and that you would recommend us to others.

Kind regards,

The Credit Engine Team

Rated 4 out of 5 stars

Was pretty good

Was pretty good. Just didn’t need the worry or stress about borrowing money.

20 April 2026
Unprompted review
Credit Engine logo

Reply from Credit Engine

Dear Sue,

Thank you for your 4-star review.

Kind regards,

The Credit Engine Team

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