This was the fastest easiest way to get the extra money I needed at a difficult time. From the application thru funding the process was all done online. CreditFresh worked with my less than perfect c... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I’ve never had a problem with Credit Fresh easy to use and very supportive! Especially after paying off my Loan they actually increased my Credit! I pay every month on time. Have never had an issue w... See more
I recommend CreditFresh if you need a small loan to pay off some bills. My credit score is really bad I couldn’t get a small loan from my bank or any where else. I got approved in seconds the payment... See more
All I have to say is that Credit Fresh saved me from a financial disaster that no other financial institution would have helped me with in my situation. I highly recommend this institution for any hel... See more
Company details
About CreditFresh
Written by the company
About CreditFresh
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
4.4
Excellent
7k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 92% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
I so glad I got help I was at my witt…
I so glad I got help I was at my witt end trying to figure out things I so glad someone gave me chance. Very easy applying Thank you so much.
15 October 2026
My offer doesn’t end until 10/28/26 I’m…
My offer doesn’t end until 10/28/26 I’m writing this 10/22/26 and the code is saying expired. It’s a waste of time yall.
22 October 2026
Unprompted review
Reply from CreditFresh
Hello Kaci, we would like to take the opportunity to look into this matter. Please feel free to reach out to us at feedback@creditfresh.com. Our team is here to assist. Thank you.
It is an excellent service and it’s…
It is an excellent service and it’s helped me a lot. I’m really happy with you guys.
16 October 2026
My rating is base on timing and need
My rating is base on timing and need. Intrest is very high they are very expedient.
21 October 2026
This was the best experience
This was the fastest easiest way to get the extra money I needed at a difficult time. From the application thru funding the process was all done online. CreditFresh worked with my less than perfect credit, treated me with respect and explained everything to me in terms I could understand. I highly recommend CredtFresh !!
20 October 2026
Everything went exactly as planned and…
Everything went exactly as planned and I am very happy with the results! Thanks
15 October 2026
The courteous service and the timely…
The courteous service and the timely delivery of the transaction.
20 October 2026
This company helps people get help they…
This company helps people get help they need. They are fast about putting money in your account. I would recommend you to friends
15 October 2026
Needed $ now
20 October 2026
All good easy to work with!
20 October 2026
Endless trap -- Think twice before signing up.
I have been a customer with CreditFresh since February, and it has turned into an absolute nightmare. I am blind and originally took out this line of credit because I urgently needed it to cover my HOA fees. While it started off low, the interest has completely ballooned out of control. Even though I have already paid back more than what I originally borrowed, I simply cannot get ahead on this credit line. Almost everything I pay goes straight to fees rather than lowering the balance. Please think twice before you sign up for this."
1 February 2026
Unprompted review
Reply from CreditFresh
Hello Belvie, we appreciate you taking the time to share your concerns as we're always looking for ways to improve. Our team is here to assist you, should you need. Please feel free to reach out to us at 1-800-766-2007. Thank you.
I paid one loan that very easily to get…
I paid one loan that very easily to get and I managed to pay it off early, and when I needed them again with no problems they were there for me, funds were fast and easy to apply for just like my first time, which I really appreciate them helping me be successful with my need for funding. I look forward to a smooth and successful pay off just like my last one was, whether I make my biweekly payments or decide at some point I have the ability to pay it off. I know they have my back…Thanks you for always supporting and helping me be successful either way. If you ever need a loan give them a try CreditFresh….They got your back!
15 October 2026
It's like a payday loan
It's like a payday loan. For $750 every month you pay back $92. Only $20 goes towards your balance. The other $72 is basically interest. They are taking advantage of destitute people who have no other financial options . Had I agreed to those ridiculous terms I'd be paying them off for years and in an even worse financial situation every month. Just say no.
19 October 2026
Unprompted review
Reply from CreditFresh
Hello Jennifer, We appreciate you taking the time to provide your feedback.
We’re always looking to improve how we disclose information to ensure that all details about cost of borrowing are available upfront to help consumers make informed decisions.
If you have any specific concerns that we can help with, please email us at feedback@creditfresh.com. Thank you.
Bi-weekly payments and more credit for…
Bi-weekly payments and more credit for on time payments
19 October 2026
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.