Credit One Bank Reviews 

The service was great and delivery acceptable. However they miislead Me by stating I was approved for $2500 when actually when the card arrived I found out I Only Had a $300 credit Limit. That confused Me but was soon cleared up when I called the number of customer service and spoke with the agent. They need to state proper numbers to members who are willing to chance the bank for credit loans.

I like it being it’s my first credit card and I can make my payment next week when I get paid.

Customer service is always wonderful and helpful

I wasn’t aware of the $95. Monthly annual charge. Had I known I wouldn’t have got the card.

New user, haven't used it yet.
However, it was easy to apply and quick process.
Not too happy about annual fee and currently struggling to add it to my apple wallet.

What made my experience great was the kindness of each person I spoke with.. and for a second chance at my credit with a new credit account thank you

My first credit card so excited to build my credit also came in handy right before my next check

They assume that their customers are lying when I called in for 2 disputes totaling $222.32! They will NOT reopen the dispute to see the ultimate response was that Cherry Tech. received the funds from Elita Medical Spa. I feel violated by all 3 mentioned; Credit One: Elita Medical Spa: Cherry Technologies Finance company. This has been a nightmare for almost 3 months! I am out of gas, exhausted, and ready to give up on all of this delinquent shit.

I do not like the fact that you told me the credit limit would be up to and I do understand it said, up to$2,500 and all I received was $300 when I am never late on any of my payments I have a 100% rating as well as close to a 700 credit score and rising. I also don't like the interest rate, it's too high and there's a yearly fee $75 I believe. It's a new card, I will use it for the next 6 months and see how things go. I really don't want to close it out, but unless things change I will. I cannot keep a card that is only $300 and I believe you charge me $75 a year to have it

My experience with Credit Bank has been very disappointing. In March, a charge of approximately $190 was made abroad, a transaction that I did not authorize or recognize. I immediately contacted the bank and explained that it was impossible for me to have made that purchase since I was not even in that country.

Despite my report and explanation, the bank stated that the transaction was made using the physical card and essentially held me responsible for the charge, without properly considering my situation or providing a fair solution. As a customer, I expected greater protection, investigation, and support in the case of possible international fraud.

I feel upset and frustrated because I believe it is unfair to be held responsible for a transaction I did not make. Situations like this seriously affect the trust and security that customers expect from a financial institution.

I sincerely hope the bank reviews my case again and improves its customer protection and fraud investigation processes.

I applied for this card several months ago. I just now got it after they said one had already been sent out to me therefore they charged me $30 late fee for an annual fee that I didn’t know existed!?

I can’t wait to use it and pay it back to establish credit.

Came right when I needed it. Very satisfied thank you

I needed a pen and it was generated right away instead of it being mailed to me I found that to be very useful.

So far, I haven’t used the card. It will be for emergencies, but I’m truly happy that I have it and I can do something great with it but appreciate I’m grateful.

Be honest and grateful

It's got a high apr and a pretty hefty annual fee, but it's helping me rebuild my credit. That alone is priceless. I learned the hard way how difficult it is to climb out of debt once you're in it... What a vicious cycle that is! Thankfully I should only need to pay the annual fee twice, because within the next 12-16 months I won't be high-risk anymore. I've been pleasantly surprised to see how quickly that score rises when you pay off debt, close unnecessary accounts, and make responsible financial choices. Wish I'd adhered to those rules from the jump... Live and learn. 🤦‍♀️🤷‍♀️🙂