CreditStrong Reviews 89

They will rob you blind with fees and if your account closes the steal hundreds of dollars credit score never moved up they are a company you will waste your money on and customer service is poor.

Dealing with customer support trying to close my account has been a absolute disaster! And a month later after i was told it had been closed i can still log in. Ridiculous. And customer support basically said i was wrong. Also charged me the fee of 27$ even thought it was closed. Their response to the charge was “ no it wasnt charged as the account was closed “ yet i have a bank statement that says credit strong charged me.

This company practices false advertising. They advertise that you can get your money back at any time with no penalty, but that’s not the case. I paid $120 and I am only getting $18 back. Let’s form a class action lawsuit against this company and stop them from lying to people and keeping their money!

I am so glad I read these reviews BEFORE trying Credit Strong, Self, or any such program. I thought it would be enough for these banks (banks own these credit installment companies) to simply 'play' with the deposits in my growing 'installment' payment account (the way any bank makes money from its deposits) and MAYBE charge a nominal fee to administer the program. When I read that the banks also charge significant interest, I saw this as a greedy program. No way.

I will let Credit Helpers help me clean up my negative credit reports. They get paid for each negative mark they clear on my credit report, so they are earning their (reasonable!) fees in my opinion.

Where do I start 🤔 ok first let me say they are legit I've paid their membership fees second I had beyond troubled credit 😅 not only am I approaching 700 but it's been less then a month or at least nomore then a month get it pay watch it rise .....literally the best thing that's happened to me

All you are doing here is making a DEPOSIT PAYMENT to a savings account and then they report your payment every month to the credit bureaus. Then they take "interest" off your monthly payment and they keep it. You can do the same thing without losing any money. All you have to do is open a savings account and make a monthly payment to it every month just like you would if you had a loan. Then you can self report your monthly payment to the credit bureaus every month. Just send them a receipt of the monthly payment that includes the balance of the account. Plus you don't lose any "INTEREST" off your monthly payments, you actually gain interest from the savings account. Please don't fall for this stupid SCAM people, because your basically paying a company just to report your monthly deposits to a savings account.

If I could upload documents I would. I have been waiting on my money to return to my account for over 2 months. Each time they show it being transferred to my bank account and then returned to theirs, claiming my bank refused money that was automatically being deducted from my account for the past year. This is a Scam Scam Scam. My credit score did not improve since the ballance they showed made me look like I was paying to little towards it to clear it up. Please stay away from this company and If you have been defrauded by this company, please send me an email so that we can gather in number and get them reported to the proper authorities. At this point they are stealing, and I am positive this is an FDIC violation. Let's work together and get this company held accountable for their theft of funds.

STAY AWAY!! They claim a low interest rate but I realized after looking at my payment summaries that by the time I would be done paying up to the $1000 that they would return to me once I completed the payment plan I would have paid nearly $3000. Once I did the math I canceled my "credit" plan. I have already paid in $375 but will only get returned to me $107!!!

RIP OFF After 2 years, 50% of my payment went to interest. I paid $1,020.00 and am getting back $570.00. If you need your credit score up for a home or auto loan, make sure you close the loan right after.

This is a huge waste of money it's says 7% interest but it's really closer to 50% it does boost your credit at first but then it flattens out 100% not worth it save your money. WARNING ⚠️ This company takes advantage of people trying to build their credit

I don't know what i was thinking when i decided to do business with credit strong. They are ripping people off with their shady business model. I've been making payment in the amount of $15 for 2 years. I called them one day because i wanted to close the account and i was in shock when they agent told me that i will be receiving $128 while i expected that my account balance would be $360. The agent told me it's because i withdraw the fund less than a year which makes no sense to me at all. He told me that i should receive the funds within 5 to 7 business days. I waited for over 2 weeks and i never receive the funds. $128 is not even half of the payments that i've been deposited into my account. I called them back and they told me that previous agent did not close the account. I still not have received the funds yet. I would strongly suggest or advise people not to do business with Credit Strong. Stay a way from them.I hate to say it but in my opinion i think they are scam.

I own a credit repair company and there are so many significantly better and cheaper ways to build credit. Just like the whole credit industry in general in this country, this is exploitative and predatory of people just trying to improve their credit scores. Don’t do it. The credit repair industry is shady itself, but there are reputable companies that could help you for much less money. There are also ample (often free) educational sources so that you can learn more about the Rico algorithm (bc I guarantee, most people don’t understand all the various factors that impact credit - it’s just such an opaque and convoluted process - nor do most people understand how they can get negative items removed entirely from their credit report, which will help build your credit much more quickly than simply spending years building new, better credit), resources to help you dispute derogatories, etc. Just do your due diligence bc again, while there are plenty of reputable companies, there are also a lot of really shady, predatory companies.. like this one.

It takes 6 business days to get your money but they sure do deduct your payment immediately from your account. By the way, you’ll be charged $40 a month of your $110 payment for their fees. Read the fine print. You get 0.001 percent interest. This is a huge scam. Don’t do it. I closed out my account after 2 years of being scammed when it finally occurred to me that I should have had over $2400 in it but I only had $1400 - after 2 years of $110 month ‘savings’ payment. And it works against your credit anyhow since your credit utilization will be high on the $10,000 plan, showing you still owe $8500 after 2 years of paying $110 a month. This is crazy.

THEY ARE OWNED BY AUSTIN CAPITAL BANK THEY TAKE YOUR MONEY AND INVEST IT. THESE GUYS ARE NOT QUALIFIED TO FIX YOUR CREDIT. SEARCH UP THERE ADDRESS THERE OWNED BY A SMALL BAK VERY SHADY

CreditStrong is a scam that preys on people with poor credit. They take more than half your money every month and it barely impacts your credit score at all. There are far better ways to build your credit, such as a secured credit card.

SCAM!! My scores DROPPED SIGNIFICANTLY, participated for almost 6 mos with on time payments. When requested to close, I was NOT ABLE TO GET MY MONEY BACK BECAUSE THEY SAID IT GOES TO INTEREST! How am I paying interest on MY MONEY?! 0/10 WOULD NOT RECOMMEND. I am a single mom recovering from bladder and uterine cancer. Thought this program would help rebuild my credit. During recovery periods I was unable to work, since returning I have been rebuilding and had finally got to high 600s until signing up for this program! Y’all have truly set me back and I hope you all close down. Customer service is trash, extremely poor. They do not value customers and this type of malice will answer to karma.

I've used this service for 2 years. After careful consideration and analysis, I have arrived at the conclusion that the performance of this particular company is substandard. Despite no missed payments over a period of two years, the company exhibits significant inefficiencies in processing payments, often taking over ten business days for payoffs to be processed and an additional 4-6 days to clear. As a seasoned financial institution professional of over a decade, I can attest that ACH transactions typically do not take that long to process, except for high securitized accounts involving government, international companies, or billions of dollars. The company cites potential risks as the reason for such delays, which is, in my opinion, an inadequate and unacceptable excuse for impeding clients who seek to improve their credit scores. Moreover, the company fails to disclose the total balance of the loan online, which could be considered a violation of Reg-Z or Reg-TILA, and only provides one payment method, which could constitute a violation of banking and lending regulations. It is critical to beware of businesses that claim to be professionals, as they are only interested in their own financial gain and not in their clients' well-being. The company keeps clients' interest rates at 33%, even when their credit score exceeds 720, indicating a lack of interest in retaining their customers. Those who are on a clearly defined financial path may benefit from exploring other options, as this credit repair service is not cost-effective and lacks quality administrative and account services. If you want actual credit repair that is worth your time, get into Business Credit.
For more info: email: yking11supcapholdings.com

think twice before you sign up since it cost you 50% of the account. I have made 12 payments of $110 and once I closed the account I was told I'll be receiving $600 it's ridiculous!

Terrible Company. Put late payments on credit report during COVID-19 and refused to take them off.

CreditStrong has been a great resource in my journey. It plays a key piece in the overall credit improvement puzzle.