London Mutual Credit Union Reviews 

2,813
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 139 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent service and efficient processes, noting the straightforward and swift handling of loan applications. Many highlight the exceptional customer service, with staff described as helpful, professional, and supportive, always going the extra mile. Reviewers appreciate the quick response times and clear communication, keeping them well-informed throughout their journey. The overall user experience is frequently noted as smooth, easy, and stress-free, contributing to a highly positive sentiment among most users. No significant recurring minority sentiment was identified across the reviews to present as a consistent theme.

What people talk about most

Service

People report positive experiences with service, often highlighting the helpfulness and efficiency of the... See more

Customer service

Customers had positive experiences with customer service, often describing it as effective, professional,... See more

Response time

Clients share positive opinions on response time, with many reviewers highlighting the quickness and... See more

Staff

Reviewers mention positive feedback about staff, consistently describing them as helpful, professional, and... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease and simplicity of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Admittedly I haven't been happy with Credit Union for quite some time now due to changes with time and new card provider. However having applied for a loan few days ago and getting a speedy informa... See more

Company replied

Rated 5 out of 5 stars

First of all their service to customers is great interms of communication Secondly they are there to help you anytime you are in need is 2nd time I have applied for loan they never refused me or t... See more

Company replied

Rated 5 out of 5 stars

If you are trusted to pay your loans back regularly, this is the best financial institution to borrow money from. Very low interest rates and great customer support. As long as you keep up with your... See more

Company replied

Rated 5 out of 5 stars

I’ve had a relationship with the SOUTHWARK branch for a number of years now. Gone through some traumatic experience and I could only turn to these guys. One thing I will say is, I think... See more

Company replied


Company details

  1. #10 of 50 best companies in Bank
  2. #2 of 5 best companies in Credit union

Written by the company

Savings and loans at the heart of the community with London Mutual Credit Union. We serve Lambeth, Southwark, Camden and Westminster, and members of the UK armed forces. Since 1982.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 75% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,813)

98 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

A very efficient process with…

A very efficient process with continuous communication from an organisation that actually helps you.

9 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Daniel,

Thank you for the great feedback! We're so pleased to hear you found the process efficient and supportive—it's exactly what we aim for.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

In the past 15-years with them..they…

In the past 15-years with them..they Treats me as Never missed a payments....them knows I'm Deaf.. thanks samuel

9 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Samuel,

Thank you for your continued trust over the past 15 years. We’re proud to support you and always aim to provide respectful, understanding service.

Best Wishes,
London Mutual

Rated 4 out of 5 stars

It was ok had abit of a problem but…

It was ok had abit of a problem but then one woman (can't remember her name) sorted the whole thing out for me within a hour so she was great

10 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Emma,

Thanks for your feedback! We're sorry for the initial issue, but glad to hear one of our team members was able to resolve it quickly. We appreciate your feedback!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Being valued as a member of LMCU.

Being valued and the loan considerations as a member of LMCU that what matters not by being a poor credit. Thank you indeed Havva for on time updates and compliance!

11 June 2025
Unprompted review
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Frank,

Thank you for your thoughtful review! We're glad you feel valued as a member, and we’ll be sure to pass your thanks on to Havva for her great support and communication.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

The LMCU EXCELLENT STANDARDS…

I rated the London Mutual Credit Union five star because having been associated with them for several years, I can confirm that they have grown tremendously. They have become very efficient in operations including attending to customer concerns very promptly. I can also add that they now easily operate just like the regular high street banks. Do keep it up.

9 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Eugenia,

Thank you so much for your kind words and continued support over the years! We're delighted to hear that you've seen our growth and improvements firsthand. Providing efficient service and being responsive to our members’ needs is at the heart of what we do. Your feedback means a lot—thank you for being part of our journey!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Great service

I’ve been a customer of London credit mutual for a while and every time that I’ve needed a loan they’ve always delivered in a really good timeframe. I’ve recommend them to my friends and family who couldn’t believe what fantastic service they provide.

10 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Anna,

Thank you for your wonderful review and for recommending us to your friends and family! We're so pleased to hear that you've had consistently positive experiences with our loan services. 

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Customer service is brilliant

Customer service is brilliant. Very quick at responding to emails, helpful and efficient. Havva always deals with my queries and is always very helpful.

10 June 2025
Unprompted review
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Sam,

Thank you for your kind words! We're thrilled to hear you’ve had such a positive experience with our customer service. We'll be sure to pass your lovely feedback on to Havva—she’ll really appreciate it!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Clear and easy form

Clear and easy form. Quick decision. Great service. Thank you.

6 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Patricia,

Thank you for your kind words! We're glad you found the process clear and quick. We appreciate your feedback!

Best Wishes,
London Mutual

Rated 5 out of 5 stars
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Camilla,

We are happy to hear you are satisfied with the service and continue to strive to ensure we provide excellent service to our customers. Your comments and feedback have been noted and will be used to continue to improve our services.

Kind Regards,
London Mutual

Rated 5 out of 5 stars

Very quick and efficient

Very quick and efficient. Definitely a hassle free way of getting some much needed cash. Thank you London mutual

28 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Connor,

Thank you for your kind words! We're glad to hear you had a quick and hassle-free experience with London Mutual. We're always here to help when you need us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

The customer service was helpful

The customer service was helpful

4 June 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Aminata,

We are happy to hear you are satisfied with the service and continue to strive to ensure we provide excellent service to our customers. Your comments and feedback have been noted and will be used to continue to improve our services.

Kind Regards,
London Mutual

Rated 5 out of 5 stars

Good place

Good for loans

27 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Jay,

Thank you for your feedback! We're glad to hear that you found our loan services helpful.

Best Wishes, 
London Mutual

Rated 5 out of 5 stars

You guys were a great help and really…

You guys were a great help and really helped me throughout the process. Everything was quick on response and answered everything I needed to know. Very good team

3 June 2025
Unprompted review
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Chris,

Thank you for your kind feedback! We’re glad our team could help you throughout the process and answer all your questions quickly. If you have any further questions or require assistance, please don't hesitate to contact us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Very good rate

30 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Nasrullah,

Thank you for your feedback! We're glad you found our rates good. If you have any questions, then please do not hesitate to get in touch.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Excellent

They delivered more than expectations 🙌🙌

30 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Toyin,

We are very happy with your 5* review and that we have delivered more than you have expected. Thank you for banking with us.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Fantastic service from them today I’ll…

Fantastic service from them today I’ll always bank with them

30 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Abdulwahilee,

Thank you for your kind words! We’re glad you had a great experience with us. Please get in touch if you have any questions.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

I love being to save as I pay off my…

I love being to save as I pay off my loan.

29 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear S Walker,

We are happy to hear that you like saving when you are repaying the loan. It's a really great tool and it encourages members to save without any hustle. For any more feedback please do not hesitate to email feedback@creditunion.co.uk.

Kind Regards,
London Mutual

Rated 5 out of 5 stars

Am so happy with the outcome of my loan…

Am so happy with the outcome of my loan and the best of it all, Quick response from the Team makes me happy. Thanks for the team work.

29 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Modupe,

Thank you for your kind words! We're so glad to hear you're happy with your loan outcome and our team's quick response. If there's anything else you need, feel free to get in touch!

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Very dedicated and quick in service…

Very dedicated and quick in service delivery. Pleasant experience indeed.

29 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Emeka,

Thank you for your kind feedback! We're glad to hear you had a pleasant experience and that our service was quick and dedicated.

Best Wishes,
London Mutual

Rated 5 out of 5 stars

Efficient Service

My experience with the LMCU was positive. I appreciate the thorough check / processing procedures before the decision was made that my application was successful. The communication throughout was respectful and positive. LMCU is an effective and efficient provider. Five stars 🌟

29 May 2025
London Mutual Credit Union logo

Reply from London Mutual Credit Union

Dear Halima,

Thank you for the great review! We're delighted to hear that you appreciated our thorough and respectful approach, and that you found our service effective and efficient. We're always here to help!

Best Wishes,
London Mutual

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