Desert Financial Credit Union Reviews 321

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 162 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their politeness, professionalism, and helpfulness, making interactions pleasant and informative. Many people highlight the outstanding customer service, noting that employees are attentive, explain things clearly, and make banking a pleasure. The service provided is often described as seamless, professional, and efficient, with consumers appreciating the ease of processes like opening accounts and getting loans. However, some customers also noted issues with payment processing, experiencing unexpected charges, withheld transactions, and overdraft fees that caused financial difficulties. A few other people also felt that customer service sometimes misinformed them or created accounts they did not want, leading to frustration.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that employees are generally friendly,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the professional, personable,... See more

Service

People report positive experiences with service, with many praising the excellent customer service and... See more

User experience

Customers had positive experiences with user experience, finding the purchase and account opening processes... See more

Payment

Consumers find payment to be a negative experience, with many reporting issues such as holds on funds,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Polite and informed sales team. Disappointed with the lowball estimate of our home value, which did not agree with anything we had. Including our July paid for Valuation, which was professionally done... See more

Company replied

Rated 5 out of 5 stars

I am a new resident of Sun City, and I needed to find a credit union, so I went to Desert Financial. Destinee C. was the first person I spoke to regarding information on becaming a credit union m... See more

Company replied

Rated 5 out of 5 stars

Outstanding customer service, from the moment I walked in the door for the first time and every time after. Everyone makes banking at Desert Financial a real pleasure. All employees seem to be happy t... See more

Company replied

Rated 5 out of 5 stars

To be Frank , I have to say that my experience was really quite enjoyable.Your staff were more than simply pleasant and professional, they were down to Earth and likable. Also , I should like to say t... See more

Company replied


Company details

  1. Credit union
  2. Bank
  3. Financial advisor
  4. Financial Institution
  5. Non-bank financial service

Written by the company

For over 85 years, Desert Financial has been Arizona’s most trusted local credit union with over $9 billion in assets, 500,000+ members and over 50 branches. Membership eligibility is open across Arizona with contactless solutions making it easy to click, call or come in. As a not-for-profit cooperative, Desert Financial takes pride in sharing success. In 2025, members received $16 million in dividends via the Member Giveback Bonus. Desert Financial is the official retail banking partner of Arizona State University® and the official banking partner of the Arizona Cardinals, NAU Athletics and the NAU Alumni Association. Federally insured by NCUA. Learn more at desertfinancial.com.

Started by Arizonans, for Arizonans

Written by the company

85 years of service
Desert Financial was founded in 1939 to serve our members and give back to our community.
Founded by teachers
Fifteen Valley educators pooled their money together – just $78.75 – to start our credit union.
Mission-driven
Our mission to share success and create exceptional experiences is why we do what we do.
Committed to sharing success
Sharing our financial success with our members, community and team is simply the right thing to do.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

321 reviews

5-star
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1-star

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Rated 5 out of 5 stars

Excellent customer Service provided by Daniel Edwards

Excellent customer Service provide to me from Daniel Edward’s, very professional, informative about the services Desert Financial offers. His motivation, a knowledge and understanding about what I want to accomplish when I try to refinance my vehicle was amazing experience. Thank you for continuing bringing to your organization the best.

27 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had such a positive experience! Are happy to hear about the professionalism and knowledge displayed during your vehicle refinance. It's great to know our service met your expectations!

Rated 5 out of 5 stars

Perfect visit

Warm welcome, clean waiting area, great customer service

26 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you enjoyed your experience with us. Thank you for your positive feedback and for highlighting our team's efforts.

Rated 5 out of 5 stars

Sarai is excellent I’m glad to be a…

Sarai is excellent I’m glad to be a member again

23 June 2025
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Reply from Desert Financial Credit Union

We're happy to hear that you had an excellent experience! We appreciate you being a member again and your positive feedback.

Rated 5 out of 5 stars

Five star

Helped me when I needed it

30 June 2025
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Reply from Desert Financial Credit Union

We are so happy we could assist you during your time of need. Thank you for sharing your positive experience with us.

Rated 5 out of 5 stars

Courteous

Courteous, friendly, and very efficient

25 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had a positive experience working with our team!

Rated 5 out of 5 stars

Great Customer Service

Great associate to deal with, made then entire process enjoyable

20 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're glad you enjoyed your experience. It is wonderful to hear that our associate made the entire process enjoyable for you. Thank you!

Rated 5 out of 5 stars

Being very nice and knowing to work…

Being very nice and knowing to work without any problems.

11 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that you had a positive experience with us! Thank you for your kind words; we appreciate your feedback.

Rated 1 out of 5 stars

It doesn’t matter anymore

I had did a mobile deposit on June 27th and was told I have to wait till July 8th all though my check was paid out to me the 27th

27 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for sharing your experience with us, and we apologize for any inconvenience you've faced. Our recent policy change involves temporarily holding all checks to prevent potential fraud.

Rated 5 out of 5 stars

Quick and easy

Everything went very smoothly and efficiently. I was kept updated, and things were finished in a short period of time. Couldn't have gone better.

11 June 2025
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Reply from Desert Financial Credit Union

We're happy to hear that everything went smoothly and efficiently for you. It's great to know you were kept updated and that things were finished quickly. Thank you for your positive feedback, James!

Rated 5 out of 5 stars

quick and easy…

Your loan process is so quick and easy compared to some institutions in the past that ive used. The team members were friendly and easy to work with.

2 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're happy to hear that our loan process was quick and easy for you! We're also glad that you found our team to be friendly and easy to work with. Thank you for your positive feedback!

Rated 5 out of 5 stars

Friendly team

Friendly team. Easy peasy

8 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We're glad you found our team friendly, and your experience was easy. Thank you for your positive feedback, Thomas!

Rated 5 out of 5 stars

Every employee is always very helpful…

Every employee is always very helpful and respectful, a pleasure to do business with.

4 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thanks for the 5-star review, Michele! We are happy to hear that our team's helpfulness and respect made your experience so pleasant. Thank you!

Rated 5 out of 5 stars

BEST CUSTOMER SERVICE EVER!!!!!

BEST CUSTOMER SERVICE EVER!!!!!

Heather was AWSOME!

17 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We appreciate your feedback and are glad you had a positive experience with us. It means a lot to us that you took the time to share, Jerome!

Rated 3 out of 5 stars

Was Not told that my paper checks would…

Was Not told that my paper checks would not go through for up to 8 days. Having a job that pays in paper checks not having money right away is a real bummer. Wish my banker would have said something when setting up my account.

24 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for sharing your experience with us, and we apologize for the frustration this caused. Our policy includes holding all checks temporarily to help prevent fraud. We understand how inconvenient this can be, especially when you're relying on those funds. We’ll share your feedback to help improve how we communicate this upfront. If you have any questions, please call us at (602) 433-7000.

Rated 3 out of 5 stars

Long wait and failure to complete order and transaction

I waited a long time both times I went in to open an account.

I asked to order checks. I called back and found out the checks had not been ordered.

I deposited $12,000. I was told there would be a hold on the deposit. The service rep asked to see my balance for the account I wrote the check from. I showed him my balance. He said that he could release $500.00. I called back 2 days later because the $500 had not been released. He said he forgot and that he would release 1000 of the 12,000, I had deposited.

12 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

Thank you for taking the time to share your experience, Diana. We’re sorry to hear about the delays and miscommunication you encountered. That’s certainly not what we want for our members. We appreciate your patience and feedback, and we’ll share this with the team to help improve service and follow-through. If you’d like to discuss your situation further, please call us at (602) 433-7000.

Rated 5 out of 5 stars

Excellent customer service from start…

Excellent customer service from start to finish. Highly recommend.

13 June 2025
Desert Financial Credit Union logo

Reply from Desert Financial Credit Union

We are so happy you had a great experience with our service! Thank you for your recommendation, Matthew.

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