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Rated 5 out of 5 stars

Elepay responded to my requests promptly and actioned them efficiently. Their process is streamlined to make things so much easier, staff are warm and helpful and when things don’t go to plan (as they... See more

Rated 5 out of 5 stars

Instant service, act in good faith with patience and a smile. Elepay have worked with me on 3 large loans I've now borrowed related to property expenses. Everything has been same day service, no hidd... See more

Rated 5 out of 5 stars

We wanted financial assistance paying for the decoration of our house pre sale. You were prompt in providing us the information to make our choice to use your services. Your reminders were informa... See more

Rated 3 out of 5 stars

As far as I know it was used for the marketing portion of the sale. I am sure it's great, but I left an indifferent score because I didn't handle it. The real-estate worked it out. If I had have p... See more

Company details

  1. Non-bank financial service

About Elepay

Written by the company

Elepay - Enjoy More Time
Change The Way You Pay
There’s now a better way to pay for any property expenses without dipping into your cash reserves, increasing your mortgage or drawing from your monthly rental income.
Elepay Images
Amy from Paddington (NSW) wanted to sell her home in the shortest time possible. Elepay helped Amy fund the full styling of the property. When Amy decided her kitchen and driveway needed a refresh to maximise the appeal of her home, Elepay were able to organise a top up within the hour.
Elepay Images
Jennaya from Hervey Bay (QLD) decided to sell her investment property. To maximise the sale price and minimise the time on market, the kitchen got a new splashback, benchtop, handles and appliances. Deferring the first payment for 45 days gave her more time to focus on finding her dream home.
Elepay Images
Cherie from Cooks Hill (NSW) had long term tenants move out of her investment property. It was a chance to refresh the property and increase the rental income. Elepay funded a significant refresh which lifted the property inside and out. The property leased within days and saw a 25% increase in rental income.
Australia's Leading Pay Later Specialist For Property Owners.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

65 reviews

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Rated 5 out of 5 stars

Elepay are outstanding performers in the financial industry

Elepay responded to my requests promptly and actioned them efficiently. Their process is streamlined to make things so much easier, staff are warm and helpful and when things don’t go to plan (as they haven’t yet for me as a vendor) they are considerate and promptly offered feasible solutions. Without a doubt, they are the best providers for our financial needs.

15 October 2025
Unprompted review
Rated 4 out of 5 stars

Poor CX on platform...but great customer service!

Revised Review (4-stars):
I must admit, the heat of a moment can overwhelm you. Whilst my experience was a great one up until the point of repayment (ironic...I know). The customer service team were available to me, communicative and above all helpful. I acknowledge that things do go wrong sometimes and it's the support mechanisms that often define us. It just goes to show that where a platform full of automation fails, people are a saving grace.

Original Review (1-star):
What started as a seamless and great experience was tainted by their platforms customer experience (CX). I am unsure how a financial institution is allowing multiple direct debits when the full payment and balance owing is $0. Elepay collected my outstanding balance as I aimed to pay in full, only for the system to not confirm payment was received/made and then allowing the ability to pay a second time for the same amount in full. I now have to wait the (up to) 3 business days for funds to be cleared on their side, only to be reimbursed to me by a bank transfer to my non-payment method....e.g. to my bank account and not to the card linked to my Elepay payment portal - this seems dodgy and non-compliant.
I therefore could be out of pocket for over a week (given the weekend).
I must stress, everything was great up until this experience and I take some responsibility, but their system has no protection mechanisms to prevent this.
I also don't like that once you link a payment method, there's no ability in the mobile to delete a payment method e.g. an old card or a different account.

5 August 2025
Unprompted review
Elepay logo

Reply from Elepay

Hi Nick,
As the Founder and CEO of Elepay, I can’t tell you how hard it is to read a review like this. It’s tough seeing it on socials, and tougher knowing we caused frustration for someone we were meant to support.
I built Elepay with one goal—to Promote and Protect the interests of Australian Property Owners by making funding simple, fast, and stress-free. This time, Nick, we didn’t deliver on that promise. The double-payment on your card through our gateway provider wasn’t just frustrating—it broke your trust. I’m truly sorry.
As CEO, the buck stops with me. I take full responsibility.
That said, within hours of your review going live, I held several meetings to investigate what happened. I’ve confirmed the refund was issued quickly (it left our gateway and is enroute to your bank). I’ve also been assured that our team communicated clearly with you on several occasions.
But none of that changes the fact—it shouldn’t have happened. No excuses.
Thank you for taking the time to share your experiences. And for anyone reading this —please know this: Nick’s experience wasn’t acceptable. But we owned it, fixed it fast, and are using it to improve. Business has a way of keeping us sharp. Mistakes happen. But how we respond is what defines us.
Nick—thank you again for your honesty. Your feedback makes us better.
Warmly,
Gino
Founder & CEO, Elepay

Rated 5 out of 5 stars

Great way of handling sudden expenses…

Great way of handling sudden expenses preparing my property to be sold. Elepay is the best way to take care of the unexpected expense before selling my property.
I highly recommend Elepay and the service provided was excellent too.
I have already introduced my clients to Elepay and they loved the experience too.

Thank you again

7 March 2024
Unprompted review
Rated 3 out of 5 stars

Hassle you everyday for 5 days up until…

Hassle you everyday for 5 days up until payment

15 January 2024
Unprompted review
Elepay logo

Reply from Elepay

Hi Av,

And thank your for your feedback and review. We appreciate you taking the time and making the effort.

We hear you.......payment reminders.......some people love em, others hate them.
Our system sends out automatic 10 day, 5 day and 3 day reminders, built on the back of customer feedback and input

Elepay has a strong ethos around being communicative. In a world where we are becoming more and more insular, we take the view that being forthright and transparent about all matters is a good thing and part of our DNA.

Sorry that you found the payment reminders a hassle. Again we appreciate your feedback and value every bodies input . We will discuss our approach once more and review any opportunities to make it better.

Thank you Av for prompting us.

Team Elepay

Rated 5 out of 5 stars

My Saviours in a Financial Pinch …

I had to have my shower cubicle tiles re-grouted and would never have been able to afford it were it not for Elepay. Setting up an account and agreement with them was very straightforward and easy to do. It was wonderful knowing that I did not have to suddenly find the money I needed.
Elepay's staff were friendly, professional and really helpful.
Their electronic reminders of the status of our agreement were regular and kept me well informed.
I would recommend this organisation to anyone who needs their services.

10 March 2023
Unprompted review
Elepay logo

Reply from Elepay

Patti - We are super pleased that you were able to get a great result with your shower. Elepay is always here to support you when you need us most. Thank you for your kind words.

Rated 5 out of 5 stars

Dealing with Elepay has been simply…

Dealing with Elepay has been simply amazing! Gino and his team is very professional, sympathetic and they understand a common man’s problem and how to get them out of a troublesome situation. I would highly recommend Elepay as a company and their quick and easy financial solution.

3 April 2023
Unprompted review
Elepay logo

Reply from Elepay


Thank you very much for your support John. All the elepay team are so happy for you and the results you’ve achieved. Can’t wait for the next one. Team elepay.

Rated 5 out of 5 stars

Elepay is a breath of fresh air for Property lending

We first referred to Elepay by Bowerbird interior as we were short on fund to stage our property for sale….as many of Sydney home owners are we were asset rich and cash poor as the bank was restrictive and difficult and we spent all the cash in reno. Elepay was a breath of fresh air and assisted us to furnished and get extra money to pay for the final bit of renovation! I had gone back to them again for the second property sale and the process was again nice and simple and most importantly fast. What we were charged as interest was very well worth the trade off (not able to reno or stage) as we know we gained many times more uplift compare to the interest rate paid. Every team members we dealt with were so nice, humane, kind, and promptly reply to us….nothing like the experience trying to reason with our banks. It was a pleasure dealing with Gino, CEO who provided me with incredible assistance and industry contact to help me achieve my property goal. I highly recommend for homeowner that need assistant to get your property sale campaign across the line to use Elepay.

17 September 2023
Unprompted review
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Reply from Elepay

It's been a pleasure serving you Cindy. The Elepay team is so happy for you and your family that you have been able to achieve such a great result. Well done. We are always here for you when you need us next. Stay well. Team Elepay

Rated 5 out of 5 stars

Great company to deal with

Great company to deal with. The process to apply was so easy and when I had a couple of sticking points they were straight on the phone to help me get though the issue.
Would definitely use this company again when needing to access some additional funds for unexpected issues with my investment property.

27 October 2023
Unprompted review
Elepay logo

Reply from Elepay

Thank you Dani for your support and acknowledgment. It was a pleasure supporting you on your property journey and we very much look forward in being there next time when you need us. Stay well. Team Elepay

Rated 5 out of 5 stars

Elepay helped take the stress out of…

Elepay helped take the stress out of selling with prompt professional service.
I would recommend them to anyone needing a loan while moving house.

27 July 2023
Unprompted review
Elepay logo

Reply from Elepay

Thanks so much Brad for your kind words. It's a pleasure to support you and so many other Australian Property owners with hassle free funding. We look forward in supporting you next time.

Rated 2 out of 5 stars

After speaking with the staff I was…

After speaking with the staff I was assured that payment will be taken from my card on the due date automatically. But this did not happen and I was charged additional $97 unnecessary when I logged into the portal and made the payment Manually

23 April 2023
Unprompted review
Elepay logo

Reply from Elepay

Hi Sanjay

We are sorry to hear that the automatic payment was not successful in this instance and apologise for the inconvenience and overcharge. To rectify this, we will arrange for a refund of the additional fee. If there is anything further we can assist with, please contact the Elepay Team.

Rated 5 out of 5 stars

Proficient

Friendly, professional and responsive. Turn around process to receive funds, proficient. I have used Elepay twice before and is my go to resource for property funding. Thank you Elepay

10 January 2023
Unprompted review
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Reply from Elepay

Thank you so much Paul - always a pleasure supporting you. Appreciate your feedback and encouragement. The whole team looks forward to supporting you again soon.

Rated 5 out of 5 stars

Great system

Great system, very easy to access and good communication and support. Took the stress out of a very busy and stressful time! Thank you.

7 July 2022
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service, couldn’t have done it without you thank you!!

24 November 2022
Unprompted review
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Reply from Elepay

Thanks Lisa - it was a pleasure doing business with you and from all of the team at Elepay we wish you all the best. Thanks for your support

Rated 5 out of 5 stars

Elepay helped us when we needed

Elepay helped us when we needed some short-term cash. It was a quick and easy application and was approved very quickly. We are grateful to Elepay for helping out when we needed due to limited cash flow. Will definately use again if ever the need arises again !
Thanks guys!

26 July 2022
Unprompted review
Rated 5 out of 5 stars

Highly recommend Gino and his team

Instant service, act in good faith with patience and a smile. Elepay have worked with me on 3 large loans I've now borrowed related to property expenses. Everything has been same day service, no hidden fees, rates are excellent and nothing is ever a problem
Gino and his team just look for solutions to make things work based on the situation. 10/10 would recommend.

29 June 2022
Unprompted review

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