I think this is a scam operation
This seems like a scam operation. They are a division of Chubbs Insurance. They entice you with bold promises, but when you go through the fine print, they only pay in the narrowest of circumstances. They do everything they can to slow down the process, and finally deny any claims. Meanwhile they are collecting payments each month. They do these collections via a bank or credit union, who really know nothing about these policies.








